Kenneth Morgensai is a CFP® professional at Edward Jones with three years of industry experience. His prior roles include positions at MC Kostrzewa & Co PC, Lifeworks Advisors LLC, and Mercantile Bank of Michigan. He has also worked in educational and community settings, including Central Michigan University and the City of Marshall Recreation Department. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Taylor Gibson is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. He has worked at Edward Jones since 2019 and has prior experience at Western Michigan University, Chipotle Mexican Grill, Greenleaf Trust, and Kellogg Community College. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers advisory programs with both discretionary and non-discretionary strategies, supported by a large nationwide network of advisors and branch offices.

Jeffrey Sirola is a CFP® professional with 14 years of industry experience, currently affiliated with Cetera. His prior work includes roles at Ameriprise Financial Services and Commonwealth Financial Network. He is also involved in fixed insurance sales. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Bradley Goldsmith is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and possessing 11 years of industry experience. His prior roles include positions at Avantax Advisory Services and Avantax Investment Services, and he has operated Bradley W. Goldsmith & Associates, LLC since 2013, which offers tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, institutions, and charitable organizations. The firm provides various advisory programs and financial planning services supported by proprietary and third-party research, offering both discretionary and non-discretionary portfolio management options.

Kelly Langley is a financial advisor at Edward Jones in Jackson, MI, with 19 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and tax-efficient services under a fiduciary standard.

Frank Hones is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at LPL Financial since 2010. He operates out of Jackson, MI, and provides notary public services without charge as a convenience to clients and friends. In addition to his advisory work, he has experience in personal income tax return preparation. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by in-house and third-party research.

Wesley Mullins II is a ChFC® credentialed financial advisor with 33 years of industry experience. He is currently with Cetera and has previously worked at Ameriprise Financial Services, Inc. for 20 years. Mullins also engages in fixed insurance sales as a secondary business activity. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

David Price is a financial advisor at Edward Jones with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and proprietary mutual funds, operating under a fiduciary standard.

Kim Coberley is a Series 66-licensed financial advisor with Morgan Stanley, based in Jackson, MI, with 11 years of industry experience. She has been with Morgan Stanley Private Bank and Morgan Stanley since 2015 and has been involved with a family farm since 2002. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and approved planning tools, offering a range of retail and institutional investment services.

Erik Smith is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 18 years of industry experience. He has been with Cambridge Investment Research Advisors since 2011. Smith serves as a board member of the Battle Creek Rotary Club and operates Generations Financial Planning, LLC, an independent investment business. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of platform arrangements and proprietary as well as third-party investment strategies.

David Cushard is a financial advisor with Cetera who holds the ChFC® designation and Series 63 and 66 licenses. He has 31 years of industry experience, including a long tenure at Ameriprise Financial Services from 1993 to 2025 before joining Cetera-affiliated firms in 2026. Cushard’s other business activities include involvement in fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform, with access to affiliated and third-party money managers and multiple program structures.

Richard Ratts is a financial advisor with Edward Jones in Jackson, MI, holding a Series 66 designation and six years of industry experience, all with Edward Jones since 2020. Prior to his advisory role, he served as a pastor at Crossroads Church of Monticello, where he continues to occasionally officiate funerals and weddings and conduct speaking engagements. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large nationwide network of financial advisors and offices, offering a range of advisory programs and affiliated investment products under a fiduciary standard.

Donald Hershberger III is a Series 66 licensed advisor with over 18 years of experience. He has been associated with Raymond James Financial Services Advisors, Inc. since 2016 and has a long-term affiliation with The Wealth Advisors, Ltd. dba Paramount Wealth Management, Inc., where he assists client meetings and monitors client accounts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional entities. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools, and is known for its municipal advisory capabilities and customized retirement plan solutions.

Abram Soper is a CFP®-designated financial advisor at Edward Jones with 13 years of industry experience. He has worked at Edward Jones since 2017 and previously held positions at Valmark Securities, Inc. and Strategies Wealth Advisors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products with approximately $1.01 trillion in assets under management. The firm is notable for its extensive network of advisors and branches, as well as its broad capabilities beyond advisory services.

Steven Reule is a Series 66-licensed financial advisor with Edward Jones in Parma, MI, with 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Brandy Eggleston is a CFP® and ChFC® with 23 years of experience in the financial industry. She has been with Edward Jones since 2012. Outside of her advisory role, she owns and manages Presidential Coatings LLC, an industrial services business in Marshall, MI. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs, including discretionary and non-discretionary strategies. The firm manages over $1 trillion in assets and offers affiliated mutual funds, tax-efficient services, and a comprehensive branch network nationwide.

Jason Idziak is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. He also serves as a trustee involved in estate administration. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by firm-approved tools and research, managing approximately $2.74 trillion in client assets.

Candace Hackborn is a CFP®-credentialed financial advisor with 31 years of industry experience, currently with Raymond James Financial Services Advisors, Inc., where she has worked since 2016. Prior to and alongside this, she has been involved with DVH Enterprises, Inc. for over 30 years, holding check writing authority. She is also employed at The Wealth Advisors, LTD. DBA Paramount Wealth Management, Inc., where she assists in financial planning, client meetings, customer service, and trading. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to help clients meet their goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jason Rapelje is a financial advisor with Edward Jones in Marshall, MI, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and supporting approximately $1.01 trillion in assets under management.

Justin Pruitt is a financial advisor with Cetera in Jackson, MI, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Ameriprise, Commonwealth Financial Network, and Honeycomb Wealth Advisors. He also spends a small portion of his time involved in fixed insurance sales. Cetera Investment Advisers LLC distributes services through a large nationwide network of independent advisors and serves a variety of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.