Nicholas Wittenburg is a financial advisor at Principal Financial Services with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Principal Securities Inc. since 2016 and Principal Life Insurance Company since 2012. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty military personnel outside the U.S. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Brian Persson is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. He has been with Benjamin F. Edwards in various capacities since 2014. Outside of his advisory role, Persson serves as a volunteer member of the City of Elk Run Heights Planning and Zoning Committee. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, pension plans, charitable organizations, and corporations. The firm offers a range of fee-based wrap programs, financial planning, and investment management solutions, utilizing a combination of discretionary and non-discretionary strategies managed internally and by third parties.

Joyce Oaks is a CFP® professional with 21 years of industry experience, currently affiliated with Commonwealth Financial Network and operating Joyce Oaks Wealth Management Group, LLC. She previously worked at Ameriprise and Ameriprise Financial Services, Inc. for a combined 20 years. Joyce is also involved in fixed insurance sales as part of her business activities. Commonwealth Financial Network is a national registered investment adviser serving approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including wealth management and retirement plan consulting, supported by extensive operations, technology, and investment management resources.

David Wynstra is a financial advisor with Principal Financial Services in Waterloo, IA, holding Series 65 and Series 63 licenses and nine years of industry experience. He has worked with Principal Life Insurance Company and Principal Securities Inc. since 2017, and with Principal Advised Services since 2024. Wynstra's background includes roles at Iowa State University and Kwik Trip Inc. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Crysta Berry is a financial advisor with Principal Financial Services in Waterloo, IA, holding Series 63 and Series 66 licenses and having five years of industry experience. She has worked at Principal Financial Services since 2021 and also serves as a Retirement Consultant at Principal Advised Services, providing one-on-one investment advice to retirement plan participants. Prior to joining Principal, she worked at Lincoln Savings Bank and spent two years in full-time education. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm’s advisory services include direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Glen Gaston is a financial advisor at Principal Financial Services with a Series 66 designation and one year of industry experience. His prior work includes roles at LPL Enterprise LLC and Wells Fargo, among others. Outside of financial advising, he is involved with farming activities in Waverly, IA. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, charitable organizations, and active-duty U.S. military personnel stationed abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Angie Fritz is a financial advisor with Principal Financial Services, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked with Principal Securities Inc. since 2016 and has been associated with Principal Life Insurance Company since 1995. Outside of her advisory role, she co-owns Bold North, LLC, a business that plans to purchase and renovate residential properties. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, charitable organizations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Owen Tew is a financial advisor with United Planners' Financial Services of America, holding a Series 66 designation and beginning his industry career in 2025. His prior experience includes roles at Transamerica and involvement with the St. Stephen the Witness Catholic Student Center. United Planners Financial Services is a national wealth-management enterprise serving a broad client base through independent Investment Adviser Representatives, managing approximately $12.77 billion in assets with a focus on non-discretionary, client-directed accounts.

Blake Hamer is a CFP® professional at Stifel with eight years of industry experience. He has been with Stifel since 2017 and worked previously at Ocwen Loan Servicing from 2013 to 2017. He serves as Treasurer and a member of the Board of Directors for the Family YMCA of Black Hawk County. Stifel serves a diverse client base including individuals, institutional clients, and municipal entities, offering brokerage and investment advisory services that incorporate proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Gerald Buhr is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has been with Cetera since 2002 and based in Oelwein, Iowa. Outside of his advisory role, he serves on the Mercy Hospital Foundation Board, where he reviews finances and acts on funding requests. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by over 10,000 advisors and more than $256 billion in assets under management.

Thomas Jaeger is a CFP® with 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. He is based in Dubuque, Iowa, and holds Series 63 and Series 66 licenses. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Katherine Solsma Bell is a financial advisor at Edward Jones with nine years of industry experience. She holds the ChFC® designation and the Series 66 license. Prior to her current role at Edward Jones, she worked at Cornerstone Realtors for three years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Jay Lassen is a financial advisor with Thrivent Investment Management in Waterloo, IA, holding Series 66 and Series 63 licenses and three years of industry experience. His career includes roles at Thrivent Financial and Wells Fargo Bank. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers clients the option to combine planning with managed accounts through its WealthPlan program while maintaining separate planning and investment management services.

Kristina Price is a financial advisor at Stifel with 27 years of industry experience. She has been with Stifel since 2009 and holds Series 63, Series 65, and Series 66 licenses. Outside of her advisory role, she serves as a director of the Spangler Cemetery Association. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Clark Lichty is a financial advisor at Edward Jones in Waterloo, IA, holding the CFP® designation along with Series 65 and Series 66 licenses. He has 10 years of industry experience, including 9 years with Edward Jones and 10 years of prior self-employment. Outside of his advisory role, he serves as Vice President of the board for his condominium association, where he manages reserve assets. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management.

Jacob Murray is a financial advisor at Stifel with one year of industry experience. He holds the Series 66 designation and has worked previously at John Deere and Hudson High School. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary methodology for investment analysis and asset allocation developed by its Investment Strategy Group.

Brady O'connor is a financial advisor at Osaic Wealth Inc. with a Series 66 designation. He has been with Osaic and related firms since 2024 and has prior experience working in educational settings and community sports organizations. Osaic Wealth Inc. serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm offers comprehensive advisory and brokerage services, employing advanced portfolio construction tools and supporting multiple investment platforms.

Mark Mc Garvey is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Edward Jones since 2002. He holds Series 63 and Series 66 licenses and is based in Independence, Iowa. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Steven Rosauer is a CFP® professional with 37 years of industry experience, currently affiliated with Cetera. He has worked at Cetera since 2021 and previously spent seven years with VOYA Financial Advisors. Rosauer also owns Rosauer Financial, a financial services business, and serves as club chaplain for the Moose Lodge 328 in Waterloo, Iowa. Cetera Investment Advisers LLC is a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of over 10,000 advisors.

Andrew Fober is a financial advisor with Ameriprise in Cedar Falls, IA, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated firms since 2007. Outside of his advisory role, Fober serves as an adjunct instructor at the University of Northern Iowa, teaching a course on financial skills. Ameriprise is a large institutional firm offering a range of advisory, brokerage, and insurance solutions. Its retirement-income planning service targets individuals nearing or in retirement with significant investable assets, providing personalized, research-driven recommendations coordinated by a centralized consulting team.