Sharon Merkle is a financial advisor with Pinnacle Wealth Strategies, LLC, holding a Series 66 designation and 27 years of industry experience. She also operates a law practice specializing in estate planning, business law, employment law, elder law, commercial contracts, and real estate. Merkle has worked at Pinnacle Wealth Strategies since 2002 and holds roles at GWN Securities, Inc. and Latitude Advisors, LLC. Pinnacle Wealth Strategies provides comprehensive financial planning and consulting services to individuals, families, and business clients through a multi-meeting process that results in written financial plans. The firm focuses on individualized, asset-allocation centered plans and does not manage client assets directly, leaving implementation to clients or third-party managers.

Howard Goldson is a financial advisor at Pinnacle Wealth Strategies, LLC with 25 years of industry experience. He holds a Series 66 designation and has worked at Latitude Advisors, LLC and GWN Securities, Inc. He is also a licensed independent insurance agent specializing in life insurance and annuities. Pinnacle Wealth Strategies provides comprehensive financial planning and consulting services to individuals, families, and business owners, delivering written, asset-allocation focused plans without direct asset management, allowing clients to implement recommendations through custodians or other firms.

Phillip Harabarovici is a financial advisor at Graney & King, LLC with six years of industry experience. He holds a Series 66 designation and has worked with LPL Financial LLC and several other firms over the course of his career. Outside of his advisory role, he serves as a nonprofit board member at the Saint Sophia Greek Orthodox Church in Albany, assisting with local volunteer and community events. Graney & King provides asset management, financial planning, and retirement plan consulting to individuals, trusts, and employer plans. The firm manages approximately $484 million across nearly 800 client relationships and delivers services primarily through LPL Financial’s Strategic Wealth Management platform and sponsored investment programs.

Brett Harris is a financial advisor at AllSquare Wealth Management, LLC with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with AllSquare Wealth Management and Purshe Kaplan Sterling Investments since 2016. Harris serves on the board and finance committee of Liberty ARC, a charitable organization. AllSquare Wealth Management provides integrated wealth management and consulting services to individuals, high-net-worth clients, retirement plans, trusts, estates, and charitable organizations. The firm employs a fundamental analysis framework paired with an efficient-market philosophy, focusing on passively managed investment vehicles tailored to clients’ risk tolerance and preferences.

Gary Sancilio is a financial advisor at The Affinity Group, LLC with 29 years of industry experience. He holds a Series 63 designation and has worked previously at BST Wealth Management, LLC and Mass Mutual Investors Services. He also acts as an insurance agent for individual and group life, long-term care, and disability products. The Affinity Group serves individual investors and participant-directed retirement plans, providing discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes long-term, asset-allocation strategies using passively managed funds and employs institutional sub-advisors and tools such as Monte Carlo simulations in its investment approach.

Jared Reinstein is a CFP® professional at PlanVision, LLC with 17 years of industry experience. He previously held roles at Berkshire Money Management, Inc., Citizens Securities Inc., and several other firms. PlanVision provides fee-only financial planning and consulting primarily to high-net-worth individuals, emphasizing fundamental analysis and a long-term, simplified allocation philosophy that favors passive investments. The firm delivers advice through written plans or consultations without managing client assets or requiring account minimums.

Derek Kessen is a financial advisor at Steward Advisors Group, LLC with 14 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at Performance Trust Capital Partners, LLC. Steward Advisors Group is a registered investment adviser serving individuals, trusts, estates, and charitable organizations with approximately $105 million in discretionary assets under management. The firm provides discretionary portfolio management and financial planning, incorporating clients’ faith-based and moral values into investment decisions and employing a range of asset classes and strategies tailored to client objectives.

Logan Simms is a financial advisor at Blue Jean Financial LLC with two years of industry experience and holds a Series 66 designation. Prior to joining Blue Jean Financial in 2024, he worked at Thrivent Investment Management Inc. and has experience in education and nonprofit instruction. Outside of advising, he teaches woodworking skills at a nonprofit organization, Saratoga Joinery. Blue Jean Financial LLC provides discretionary investment management and financial planning to individuals, trusts, estates, nonprofits, and businesses. The firm’s team manages approximately $95 million across 284 client relationships, offering customized portfolios primarily constructed with low-cost mutual funds, ETFs, and individual securities using both fundamental and technical analysis.

William Mertes is a CFA® charterholder with 30 years of industry experience. He has been with American Financial Advisors, Inc. since 1995. American Financial Advisors, Inc. serves individual clients across the wealth spectrum, including high-net-worth households, offering asset management, comprehensive financial planning, and 401(k) plan services. The firm employs a passive, asset-class investment approach with diversified, low-cost model portfolios and manages approximately $1.28 billion in non-discretionary assets under management.

David Kopyc is an investment advisor representative with Retirement Planning Group, LLC, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He has worked with firms including Purshe Kaplan Sterling Investments and Ameritas Investment Corp. In addition to his advisory duties, he hosts a retirement planning radio show. Retirement Planning Group provides discretionary wealth management and comprehensive financial planning to individuals, high-net-worth clients, charitable organizations, and corporations. The five-adviser team manages approximately $375 million for over 1,000 clients, employing a primarily long-term, diversified investment approach with ongoing portfolio monitoring and rebalancing.

William Bufkins is a financial advisor at Blue Jean Financial LLC with 14 years of industry experience. He holds a Series 66 designation and previously worked at Thriven Investment Management Inc. and Thrivent Investment Management. Outside of his advisory role, Bufkins serves as an assistant pastor at Adirondack Christian Fellowship, where he is involved in preaching, leading worship, and overseeing youth ministry. Blue Jean Financial is a fiduciary-registered investment advisor serving individuals, high-net-worth clients, trusts, estates, and businesses with discretionary portfolio management and financial planning. The firm emphasizes a customized, long-term investment approach using low-cost mutual funds, ETFs, and select individual securities, supported by a multi-office presence and a team with combined experience from Thrivent.

Paolo La Pietra is a CFP® professional at Bouchey Financial Group, Ltd. in Troy, NY, with six years of industry experience. He has worked at Bouchey Financial Group since 2018 and previously held positions at Morgan Stanley and KeyBank. Bouchey Financial Group advises individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations. The firm offers wealth management, investment management, discretionary portfolio management, financial planning, and retirement plan advisory services, using a long-term investment approach with tactical adjustments as needed.

Christopher Moore is a financial advisor with DST Wealth Management LLC, holding Series 63, Series 65, and Series 66 credentials and nearly three decades of industry experience. His prior roles include positions at Ashton Stewart & Co., Inc., Patrick Capital Markets, and self-employment spanning over a decade. Moore is also involved in a separate investment-related business, Cmooreus Inc. DST Wealth Management serves individual and high-net-worth clients, including trusts and retirement accounts, offering portfolio management and access to alternative private investments. The firm uses a client-specific investment approach grounded in fundamental, cyclical, and technical analysis, managing most assets on a non-discretionary basis.

William Joslyn is a Series 65-licensed advisor at Discipline Wealth Solutions, Inc. with five years of industry experience. Prior to joining Discipline Wealth Solutions in 2024, he worked at CPR Investments, Inc. for six years and has held various roles outside finance, including as a distribution driver for a bread delivery service. Discipline Wealth Solutions serves individuals, corporations, retirement plans, and other registered advisors by providing investment advisory services through discretionary and non-discretionary managed accounts, sub-advisory relationships, and retirement plan consulting. The firm tailors portfolios to client objectives using a combination of asset allocation, technical analysis, and both long- and short-term trading strategies.

Michael Ruger is a CERTIFIED FINANCIAL PLANNER™ professional with 21 years of industry experience. He is currently affiliated with Greenbush Financial Group, LLC, where he has worked since 2007. His prior experience includes roles at Crump and American Portfolios Financial Services, Inc. Outside of advisory work, he is a medical broker with Advocate Health. Greenbush Financial Group provides financial planning, investment consulting, asset management, and retirement-plan advisory services to individuals and employer-sponsored plans. The firm combines fundamental and technical analysis with discretionary trading and manages over $616 million in client assets with a team of four advisors.

Lakshmi Nagarajan is a CFP® professional with 24 years of experience in the financial services industry. She is currently with Holistic Wealth Advisors, a five-advisor team based in Clifton Park, NY, and has previously worked with LPL Financial LLC and Cetera Investment Advisers LLC. Nagarajan is also involved with several insurance-related activities alongside her advisory role. Holistic Wealth Advisors manages approximately $234.3 million in discretionary assets for a client base that includes high-net-worth individuals as well as institutional and organizational clients. The firm offers portfolio management and financial planning services, utilizing multiple analysis methods and providing access to both wrap and non-wrap platforms.

Douglas Keenholts is a financial advisor at Fagan Associates Inc with a Series 65 credential and experience spanning roles at Purshe Kaplan Sterling Investments, Inc and Wealth Advisory Group, LLC. He has been with Fagan Associates since 2024. Fagan Associates provides discretionary portfolio management and financial planning services to individuals, pension plans, trusts, estates, charitable organizations, and corporations. The firm emphasizes asset allocation strategies informed by fundamental, technical, and cyclical analysis, and offers tax advice and income tax preparation alongside ongoing investment management.

Ann Arceo is a financial advisor with Happiness in Retirement, holding a Series 66 designation and 15 years of industry experience. She previously worked at Del Sette Capital Management, Rooted Planning Group, Savvy Duo Financial Planning, Inc., LPL Financial, and National Planning Corporation. Happiness in Retirement serves individuals, high-net-worth clients, trusts, and estates with comprehensive wealth management, discretionary portfolio management, and financial planning. The firm manages approximately $192.5 million for about 240 clients through a five-person advisory team, using a long-term investment approach centered on diversified, low-cost mutual funds and ETFs combined with technical and fundamental analysis.

Jason Mcmillen is a CFP® and Series 66 licensed advisor with 13 years of industry experience. He currently serves at Avestar Capital, LLC, joining the firm in 2025 after previous roles at Rockefeller Financial LLC, Rock & Co LLC, and The AYCO Company, L.P./Mercer Allied. Avestar Capital is a SEC-registered investment adviser managing approximately $2.06 billion for individual and institutional clients. The firm utilizes a combination of proprietary ETF-based models and third-party portfolios, serving a diverse client base that includes high-net-worth individuals, private funds, charities, and corporate entities.

Steven Bouchey is a CFP® with six years of industry experience and is affiliated with Bouchey Financial Group, Ltd., where he has worked since 1995. He is part of an 11-advisor team based in Troy, NY. Bouchey Financial Group, Ltd. serves individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations with wealth management, investment management, financial planning, and retirement plan advisory services. The firm employs a primarily long-term investment approach across mutual funds, equities, fixed income, ETFs, and unaffiliated Independent Managers, complemented by ongoing oversight and tactical adjustments as needed.