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Cheryl F

Series 63, Series 65

Williamsville, NY

Members Advisory Group, LLC

Cheryl Fluker is a financial advisor at Members Advisory Group, LLC with five years of industry experience. She holds Series 63 and Series 65 designations and has worked at Members Advisory Group since 2010. Members Advisory Group provides wealth management services to individual and high net worth clients, offering financial planning and discretionary portfolio management. The firm manages approximately $443 million in client assets and serves over 900 clients, using a fundamental analysis approach with both long- and short-term investment strategies.

Wealth management
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Allen D

Series 63, Series 65

Williamsville, NY

Buffalo First Wealth Management, LLC

Allen Dembski is a financial advisor with Buffalo First Wealth Management, LLC, holding Series 63 and Series 65 credentials and four years of industry experience. He has been with Buffalo First Wealth Management since 2014. Outside of his advisory role, Dembski serves as an assistant hockey coach at Canisius High School and facilitates meetings for the nonprofit Pro Net Amherst Chamber of Commerce. Buffalo First Wealth Management provides discretionary wealth management and financial planning services to individuals, businesses, endowments, and foundations. The firm manages approximately $91.7 million in discretionary assets and offers a range of investment strategies alongside institutional consulting and insurance-related services.

Annuities Options & derivatives strategies
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Jeffrey M

Series 63, Series 65

Williamsville, NY

Florian Financial Group LLC

Jeffrey May is a financial advisor at Florian Financial Group LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Charles Schwab for 12 years. Florian Financial Group serves individuals, families, trusts, charitable organizations, and employer-sponsored retirement plans by providing discretionary portfolio management, written financial planning, and retirement-plan advisory services. The firm uses tactical asset allocation and a risk-managed strategy based on proprietary market indicators, typically managing portfolios on a discretionary basis according to each client’s Investment Policy Statement.

Retirement income strategy General retirement planning Wealth management Tax-loss harvesting Real estate investing Retired Founder/Business Owner
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John H

Series 63, Series 66

Williamsville, NY

Shield Wealth Advisors

John Haberstro is a financial advisor at Shield Wealth Advisors in Williamsville, NY, with 18 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at PEAK Brokerage Services and various insurance carriers through W&R Insurance Agencies. Haberstro has been with Shield Wealth Advisors since 2020. Shield Wealth Advisors serves individual and high-net-worth clients, providing discretionary portfolio management, financial planning, and consulting services. The firm employs a value-oriented, long-term investment approach combined with tactical and strategic asset allocation, offering both direct asset management and third-party sub-advisory programs.

Wealth management Passive / index investing Active portfolio management Concentrated stock management Annuities Executive
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Ryan C

Series 66

Orchard, NY

Winthrop Partners - WNY, LLC

Ryan Carney is a financial advisor with Winthrop Partners – WNY, LLC, holding a Series 66 designation and 10 years of industry experience. He has been with Winthrop Partners since 2016. Winthrop Partners – WNY, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, retirement plans, and business entities. The firm uses a discovery process to establish client goals and risk tolerance, implementing portfolios with a mix of individual equities, fixed income, ETFs, and mutual funds across a range of model allocations, and offers specialized services such as a subscription-style planning service and legacy-portfolio management.

General retirement planning Retirement income strategy College savings (529s, UTMA, etc.) Concentrated stock management Tax-loss harvesting
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Dirk R

CFP®, Series 63, Series 65

Williamsville, NY

Rabenold Advisors, Inc.

Dirk Rabenold is a CFP® professional with over 41 years of experience in the financial industry. He is currently with Rabenold Advisors, Inc. and has previously worked at LPL Financial, Next Financial Group Inc, and Janney Montgomery Scott. In addition to his advisory role, he serves as an elected official with the Amherst Republican Committee. Rabenold Advisors, Inc. provides ongoing investment management and financial planning primarily for individuals and families, managing approximately $35.6 million in discretionary assets. The firm utilizes diversified, asset-allocation strategies based on Modern Portfolio Theory and offers both discretionary and non-discretionary arrangements without account minimums.

Retirement income strategy General retirement planning Cash flow / budgeting Tax-loss harvesting Active portfolio management
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Neil F

Series 65

Orchard Park, NY

Farrell Financial

Neil Farrell is a financial advisor at Farrell Financial with a Series 65 designation and four years of industry experience. Prior to joining Farrell Financial, he worked at The University of Tennessee at Chattanooga and served in the United States Air Force Academy. Farrell Financial provides fee-based investment advisory services and comprehensive financial planning to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a tactical allocation strategy based on fundamental analysis and manages client portfolios on a discretionary basis, serving both non-high-net-worth and high-net-worth clients.

Cash flow / budgeting
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Paul I

Series 63, Series 65, Series 66

Buffalo, NY

Paramount Wealth Advisors

Paul Isaac Sr. is a financial advisor at Paramount Wealth Advisors with 27 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Securities America, Inc. and SSN Advisory, Inc. He serves on the board of the New York State Trial Lawyers and is managing partner of Paramount Settlement Planning, LLC, which provides structured settlement services. Paramount Wealth Advisors offers discretionary portfolio management and financial planning to individuals, trusts, charities, and estates, specializing in managing cash and annuity components of personal-injury, wrongful-death, and workers’ compensation settlements. The firm employs a long-term, diversified investment approach with tax-aware strategies and coordinates with legal and other professionals to structure plans for settlement clients.

Annuities Retired Established Professionals
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Sean O

Series 65

West Seneca, NY

Andrew Hill Investment Advisors, Inc.

Sean O'Brien is a financial advisor with Andrew Hill Investment Advisors, Inc. in West Seneca, NY, holding a Series 65 designation and one year of industry experience. Prior to joining the firm, he worked in logistics and held positions at Canisius University and Valu Home Centers. Andrew Hill Investment Advisors provides discretionary and non-discretionary asset management, modular financial planning, and pension consulting to individual clients, trusts, estates, charitable organizations, employer-sponsored plans, and insurance-related clients. The firm customizes portfolios according to client objectives and incorporates fundamental, technical, cyclical, behavioral, and ESG analyses in its investment process.

Equity compensation tax strategy Retirement plans for business owners (SEP, solo 401k) Wealth management Retirement income strategy Founder/Business Owner Self-Employed
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Jeffrey H

Series 63, Series 65

Williamsville, NY

Buffalo First Wealth Management, LLC

Jeffrey Husarek is a financial advisor with Buffalo First Wealth Management, LLC in Williamsville, NY. He holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to Buffalo First Wealth Management, he worked at Equitable Advisors, Alliance Advisors, and Combined Insurance. Buffalo First Wealth Management provides discretionary wealth management and financial planning services to individuals, businesses, endowments, and foundations. The firm manages approximately $91.7 million in discretionary assets across about 445 client relationships and offers a range of investment strategies alongside institutional consulting and insurance-related services.

Annuities Options & derivatives strategies
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Kevin C

Series 66

Williamsville, NY

Buffalo First Wealth Management, LLC

Kevin Connolly is a financial advisor at Buffalo First Wealth Management, LLC with 9 years of industry experience. He holds a Series 66 designation and has worked at Buffalo First Advisory Services and Buffalo First Wealth Management since 2013. Connolly also serves as a trustee for Medaille College, participating in strategic planning and several committees. Buffalo First Wealth Management provides discretionary wealth management and financial planning to individuals, businesses, endowments, and foundations. The firm manages approximately $91.7 million in discretionary assets and offers a range of investment strategies alongside institutional consulting and insurance products.

Annuities Options & derivatives strategies
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Keith M

Series 63

Orchard Park, NY

SENIOR Financial and Realty Assoc.

Keith Maderer is a financial advisor at SENIOR Financial and Realty Assoc. with four years of industry experience. He holds a Series 63 designation and has been with SENIOR Financial and Realty Assoc. since 1990. SENIOR Financial and Tax Associates is a fee-only advisory firm serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm focuses on personalized financial planning and discretionary investment management, using a strategic asset allocation approach with primarily no-load and low-load mutual funds and ETFs.

General retirement planning General tax planning College savings (529s, UTMA, etc.)
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Jeffrey B

Series 63, Series 66

Buffalo, NY

Trubee Wealth Advisors, Inc.

Jeffrey Bowen is a financial advisor with Trubee Wealth Advisors, Inc. in Buffalo, NY. He holds Series 63 and Series 66 designations and has 49 years of industry experience, including over four decades at Trubee, Collins & Co., INC. Trubee Wealth Advisors provides portfolio management and advisory services to individuals, small businesses, corporate pension and profit-sharing plans, charitable institutions, foundations, and endowments. The firm offers both discretionary and non-discretionary account management, access to third-party sub-advisors, and personalized supervisory and administrative services.

Wealth management
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Steven E

CFP®

East Amherst, NY

Level Financial Advisors, Inc.

Steven Elwell is a CFP® professional with 11 years of experience, currently serving at Level Financial Advisors, Inc. in East Amherst, NY. He has been with the firm since 2007. Outside of his advisory role, he is a passive partner in Scott & Main LLC, a brewery and restaurant business. Level Financial Advisors serves individuals, families, trusts, nonprofits, and small-business retirement plans by providing financial planning, discretionary portfolio management, and 401(k) advisory services. The firm utilizes a diversified asset-allocation approach and offers tax-efficient strategies such as direct indexing and technology-assisted account aggregation, along with educational resources and a quarterly newsletter for clients and peers.

Passive / index investing Tax-loss harvesting Retirement income strategy Cash flow / budgeting Founder/Business Owner Approaching retirement Mid-Career Professionals
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Elise M

CFP®

East Amherst, NY

Level Financial Advisors, Inc.

Elise Murphy is a CFP® with five years of industry experience, currently advising at Level Financial Advisors, Inc., where she has worked since 2012. She is part of an eight-advisor team based in East Amherst, NY. Level Financial Advisors serves individuals, families, trusts, non-profits, and small-business retirement plans by providing financial planning, discretionary portfolio management, and 401(k) plan advisory services. The firm employs an asset-allocation approach using diversified mutual fund and ETF models and offers direct indexing for qualifying taxable accounts, alongside financial-planning-only engagements on flat-fee or hourly bases.

Passive / index investing Tax-loss harvesting Retirement income strategy Cash flow / budgeting Founder/Business Owner Approaching retirement Mid-Career Professionals
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Matthew H

CFP®, Series 63, Series 65

Orchard Park, NY

Moldenhauer & Associates

Matthew Hayes is a CFP® with seven years of experience in the financial services industry. He has worked at Moldenhauer & Associates for four years and has held positions at Merit Financial Advisors, Purshe Kaplan Sterling Investments, Commonwealth Financial Network, Equitable Advisors, TRG Capital Management, and in roles at the University of Rochester, Key Bank, Walt Disney, and SUNY-Fredonia. In addition to his advisory work, he is involved in fixed insurance sales. Moldenhauer & Associates provides financial planning and asset management to individual investors, retirement plans, charitable organizations, and businesses. The firm offers discretionary portfolio management, model and third-party manager programs, and fee-for-service consulting, implementing client portfolios primarily through a relationship with Commonwealth Financial Network.

Wealth management Retirement income strategy Business succession planning Tax-loss harvesting Founder/Business Owner Retired
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Patrick C

CFP®, Series 66

Williamsville, NY

WNY Asset Management, LLC

Patrick Collins is a CFP® with two years of industry experience, currently serving as a financial advisor at WNY Asset Management, LLC in Williamsville, NY. His prior experience includes roles at LPL Financial, Cadaret, Grant & Co., Inc., and Sandhill Investment Management. WNY Asset Management provides discretionary investment advisory services and financial planning to individuals, business entities, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm serves both non-high-net-worth and high-net-worth clients, using diversified allocations and a blend of fundamental, technical, and charting analysis within defined asset-allocation programs.

Wealth management General estate planning guidance General tax planning
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Judy S

CFP®

Williamsville, NY

WNY Asset Management, LLC

Judy Sescil is a CFP® professional with 13 years at WNY Asset Management, LLC and a total of 15 years in the financial industry. She also operates her own CPA/PFS firm. WNY Asset Management provides discretionary investment advisory and financial planning services to individuals, business entities, and charitable organizations, serving both high-net-worth and non-high-net-worth clients. The firm employs diversified asset allocations and a combination of fundamental, technical, and charting analysis in its investment approach.

Wealth management General estate planning guidance General tax planning
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Gregory K

CFP®, Series 63

Orchard Park, NY

Waterford Advisors, LLC

Gregory Kozerski Sr. is a Certified Financial Planner® with 28 years of industry experience. He has been with Waterford Advisors, LLC since 2001 and has professional experience as a CPA dating back to 1987. In addition to his advisory role, he prepares income tax returns for clients annually during tax season and sells various insurance products, including term life and disability insurance. Waterford Advisors is a fee-based, SEC-registered advisory team serving individuals, pension and profit-sharing plans, trusts, and estates. The firm provides discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting, managing approximately $399 million in assets using diversified asset-allocation models and ongoing account reviews.

General retirement planning Retirement income strategy Income planning
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Thomas V

Series 63, Series 66

Buffalo, NY

Trubee Wealth Advisors, Inc.

Thomas Vossler is a financial advisor with Trubee Wealth Advisors, Inc. in Buffalo, NY, holding Series 63 and Series 66 licenses and bringing 43 years of industry experience. He has been with Trubee Wealth Advisors since 1982. Outside of his advisory role, he is president and owner of Vossler Company, a bituminous coal sales business. Trubee Wealth Advisors provides portfolio management and advisory services to individuals, small businesses, corporate pension and profit-sharing plans, and charitable institutions. The firm employs both fundamental and technical analysis, offers access to third-party sub-advisors, and manages discretionary and non-discretionary accounts tailored to client objectives.

Wealth management
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