Kyle Robinson is a financial advisor at Edward Jones with nine years of industry experience. He has been with Edward Jones since 2017 and previously worked for First Class Athletics for six years. Outside of advisory work, he is the president and owner of Monroe Ridge Properties LLC, a real estate business. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 financial advisors and over 15,000 branch offices.

Maria Bongiovanni is a financial advisor at OSAIC with 20 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Aurora Securities and Concorde Investment Services, LLC. Outside of her advisory role, she serves as treasurer for The Guiding Star Foundation, a nonprofit organization. OSAIC Wealth serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment process utilizes model-based asset allocation and portfolio optimization, supporting various managed portfolio options and third-party managers.

Karen Beaver Hitz is a CFP® professional with 13 years of experience at Edward Jones, where she has been advising clients since 2013. She holds a Series 66 license and is based in Bruce Township, Michigan. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and proprietary mutual funds, while operating under a fiduciary standard.

Christopher Righi is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing four years of industry experience. His prior work includes roles at Artisan Capital Management, Envolve Pharmacy Solutions, and MeridianRx. Outside of finance, he is also a professional musician involved in planning and performing music for various events. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm provides both discretionary and non-discretionary management and operates proprietary model strategies under the Founders Gate Capital brand.

Kelly Crystal is the Senior Resident Director at Merrill, having joined the firm in 2009 as a Financial Advisor. With a focus on personalized financial strategies, Kelly collaborates closely with clients to address their long-term goals across various areas including retirement planning, college education funding, estate issues, business strategies, and life insurance needs. Her approach emphasizes providing outstanding service and education while staying attuned to changes in clients' family and business circumstances. Kelly holds a Bachelor's Degree in Finance from Michigan State University and a Master's Degree in Business Administration from Walsh College. Her prior experience includes ten years in Treasury and Finance within the automotive industry. She has earned professional designations such as CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Davison with her husband and three children, Kelly is active in community organizations including the American Red Cross-East Central Bay, the Grand Blanc Rotary Club, the Flint Women's Forum, and the Michigan State Genesee County Alumni Association. She serves on the Board for the American Red Cross-East Central Bay Chapter and as an advisory committee member for the Community Foundation Women and Girls Fund. Kelly enjoys spending time with her family, traveling, and coaching youth sports.

Todd Ferguson is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 26 years of industry experience. He previously worked at Wells Fargo Advisors and UBS Financial Services. He serves on the advisory board of the Davison Township Downtown Development Authority, managing grant requests for community beautification projects. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services that utilize analytical tools and supports municipal and public finance work through unique affiliations.

Conor Walters is a financial advisor with LPL Financial holding a Series 66 designation and five years of industry experience. His prior roles include positions at Hantz Financial Services and two years in golf-related businesses. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a variety of financial planning and asset management solutions, including model portfolios and institutional platforms.

Patrick Mcgrath is a financial advisor with LPL Financial in Washington Township, MI. He holds the CFP® designation and Series 63 license, with 28 years of industry experience. Prior to joining LPL Financial in 2009, he worked at the Center For Wealth Planning, Inc. from 2006 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of financial planning and investment management solutions, utilizing both proprietary research and third-party strategies across various platforms.

Stephen Elzerman is a financial advisor with Edward Jones in Lapeer, MI, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at Primerica Financial Services and Lapeer Community Schools. He serves as a board member of the Lapeer Downtown Development Authority, where he contributes to downtown development, community events, and local business initiatives. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, managed solutions, and affiliated investment products, supported by a large nationwide network of advisors and branch offices.

James Potter is a financial advisor at J.P. Morgan Securities with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked at JPMorgan Chase Bank, N.A. and related entities since 2015. Prior to that, he was with Fifth Third Securities, Inc. and Chase Investment Services Corp. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to build model asset allocations and incorporates an ESG eligibility framework in its recommendations.

Kody Seibold is a financial advisor with LPL Financial in Lake Orion, MI, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has worked concurrently with Michigan Schools & Government Credit Union since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Jeffrey Roe is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. He has been with LPL Financial since 2009 and also founded JDR Wealth Management, LLC, where he has worked for the past 10 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and advisory services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a broad range of investment strategies and offers access to third-party asset managers and institutional platforms.

Lisa McGrath is a financial advisor with LPL Financial, holding a Series 63 designation and 26 years of industry experience. She has been with LPL Financial since 2009 and previously worked at the Center For Wealth Planning, Inc. for 12 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a broad network of investment adviser representatives.

Jason Murphy is a Series 66 licensed financial advisor with 24 years of industry experience. He has worked at LPL Financial since 2016, previously holding positions at Shield Financial Group, J.P. Morgan Securities, Chase Investment Services Corp., and Citizens Securities. Outside of his advisory role, Murphy is involved in an exclusive insurance brokerage focusing on fixed insurance and long-term care. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and third-party asset management, while supporting advisors with advanced operational and research tools.

Kyle Tank is a financial advisor with Ameriprise in Lapeer, MI, holding a CFP® designation and Series 66 and 63 licenses. He has six years of industry experience, including previous work with Ameriprise Financial Services, Inc. Outside of advising, he owns a junk removal business and acts as an expert witness in legal cases using his professional knowledge. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides written recommendations and ongoing annual advice focused on reliable income sources and tax-aware withdrawal strategies.

Maryann Kiser is a financial advisor with Ameriprise in Lapeer, MI, holding a Series 66 designation and eight years of industry experience. She has been with Ameriprise and its affiliated entities since 2014. Outside of her advisory role, she owns and manages Maryann Kiser, INC, which supports her advisory business operations. Ameriprise provides a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm offers a combination of advisory, brokerage, and insurance solutions, using research-driven, tax-efficient strategies and algorithmic tools to deliver tailored retirement income recommendations.

Michael Butterfield is a financial advisor at Edward Jones with 16 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2009. Outside of advising, he is a part-owner of a Subway restaurant and a limited partner in a golf course in Metamora, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, SMAs, and affiliated mutual funds, supported by a nationwide network of approximately 23,701 advisors and 15,121 branches.

Jeffrey Linska is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Ameriprise Financial Services, Lincoln Investment, and Securities America Advisors. Outside of advisory work, he is involved in life insurance and annuity sales through registered channels and operates an advisory business under The Linska Group. OSAIC Wealth serves a diverse range of retail and institutional clients with brokerage and advisory services, offering model-based asset allocation and portfolio optimization across various programs, including Unified Managed Accounts and retirement plan consulting.

Olivia Hodgkinson is a financial advisor at Ameriprise with three years of industry experience. She holds a Series 66 designation and has worked previously with OSAIC Institutions, Inc. and ChoiceOne Bank. Hodgkinson serves as Treasurer on the Board of Directors for the Lapeer Center for the Arts. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Katrina Johnson is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has been with Edward D. Jones & Co., L.P. since 1996. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.