Kevin Sullivan is a CFP® and holds a Series 66 license with 19 years of industry experience. He has worked at Rialto Wealth Management since 2025 and previously spent nine years at Rockbridge Investment Management, LLC. Rialto Wealth Management serves individual and high-net-worth clients as well as pension and profit-sharing plans, providing discretionary investment management and financial planning primarily through a fee-based asset model. The firm employs a modern portfolio theory approach with broadly diversified, low-cost mutual funds and ETFs, managing approximately $626 million across retail and institutional clients.

Ethan Ciota is a financial advisor at Reagan Companies Asset Management, Inc. in Syracuse, NY, holding a Series 66 designation with one year of industry experience. His prior work experience includes a year at Equitable Advisors, LLC, and several years in education at Miami University and local schools. Reagan Companies Asset Management, Inc. provides discretionary portfolio management and financial planning to individuals, including high-net-worth clients, as well as retirement plans and consulting services. The firm employs a multi-strategy investment process documented in client-specific Investment Policy Statements and manages over $1.1 billion in discretionary assets.

John Dobbertin is a financial advisor with IBN Financial Services, Inc. in Liverpool, NY, holding Series 63, 65, and 66 designations and bringing 27 years of industry experience. He has been affiliated with American Portfolios Financial Services, Inc. since 2009. Outside of advisory work, Dobbertin works as a scout for the Portland Trail Blazers, dedicating significant time monthly to this role. IBN Financial Services, Inc. serves a diverse client base including individuals, pension plans, trusts, and charities, managing approximately $87.65 million in assets with a team of 14 advisors. The firm utilizes a combination of fundamental, technical, and cyclical analysis to implement dynamic portfolio strategies across various asset classes and offers both discretionary and non-discretionary account management.

Jeffrey Watson is a financial advisor at Rialto Wealth Management with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Pinnacle Investments, LLC and TIAA-CREF. Rialto Wealth Management serves individual and high-net-worth clients, as well as pension and profit-sharing plans, offering discretionary investment management and financial planning. The firm employs a modern portfolio theory-based approach, emphasizing broadly diversified, low-cost funds and custom-managed portfolios aligned with client objectives.

Linda Mcanelly is a financial advisor at Leigh Baldwin & CO., LLC with 36 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Leigh Baldwin since 1998, with prior experience at Financial Quest, Inc. and Prestige Investing LLC. Outside of advisory work, she has offered long-term care, disability, fixed annuities, life insurance, and Medicare plans through various insurance companies, and was appointed as a FINRA arbitrator, although she is not currently active in that role. Leigh Baldwin & CO., LLC provides discretionary portfolio management and financial planning services to individual clients, including high-net-worth individuals, as well as institutions such as pension plans and municipalities. The firm employs a mix of fundamental and technical analysis, uses both long- and short-term positions, and may incorporate options strategies, managing about $285 million in discretionary assets through a team of 18 advisors.

Michael Figler is a financial advisor with Pinnacle Investments, LLC in East Syracuse, NY, holding Series 65 and Series 63 licenses and bringing 46 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He retired briefly before joining Pinnacle Investments in 2025. Pinnacle Investments, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, pension plans, trusts, and charitable organizations. The firm employs both fundamental and technical analysis and offers diverse investment strategies, alongside a distinct financial planning process aligned with CFP standards.

Robert Beck is a CFP®-certified financial advisor with 34 years of industry experience. He has been with Pinnacle Investments, LLC since 2017. Pinnacle Investments, LLC offers investment advisory and brokerage services to individuals, including high-net-worth clients, as well as various entities such as pension plans, trusts, and charitable organizations. The firm utilizes both fundamental and technical analysis across a range of investment strategies and asset classes, supported by a distinct CFP-aligned financial planning process.

Daniel Posniak is a financial advisor with Pinnacle Investments, LLC in East Syracuse, NY, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Pinnacle Investments since 2009. Pinnacle Investments is a multi-team SEC-registered investment adviser managing approximately $1.06 billion in assets for nearly 2,000 clients, including individuals, high-net-worth investors, retirement plans, trusts, charitable organizations, and institutions. The firm provides financial planning and portfolio management using fundamental and technical analysis, with accounts custodied at Charles Schwab or First Clearing.

Daniel Mody is a CFP® with 31 years of industry experience, currently serving as an advisor at Pinnacle Investments, LLC since 2001. He also holds leadership roles outside the firm as CEO of Confidential Planning and as a board member of Pinnacle Holding Company, both providing financial services. Pinnacle Investments is a multi-team SEC-registered adviser with approximately $1.06 billion in assets under management, serving nearly 2,000 clients including individuals, high-net-worth investors, retirement plans, trusts, charitable organizations, and institutions. The firm offers a range of services including financial planning and portfolio management, utilizing both fundamental and technical analysis across various asset classes.

Stephanie Day is a financial advisor at Pinnacle Investments, LLC with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Pinnacle Investments since 2019, following prior roles at VALIC Financial Advisors, INC. from 2014 to 2019. Pinnacle Investments is a multi-team SEC-registered investment adviser managing approximately $1.06 billion in assets and serving nearly 2,000 clients, including individuals, high-net-worth investors, retirement plans, trusts, charitable organizations, and institutional clients. The firm provides financial planning and portfolio management services using a range of investment methods and third-party managers, with accounts custodied at Charles Schwab or First Clearing.

Joshua Kimber is a CFP® certified financial advisor with 10 years of industry experience. He is currently with Pinnacle Investments, LLC, where he has worked since 2021. His prior experience includes roles at Cambridge Investment Research and Cetera. Outside of his advisory work, Kimber owns Kimber Tax Services LLC, a tax return preparation business, and serves on the finance committee of CNY Arts. Pinnacle Investments, LLC provides investment advisory and brokerage services to a broad client base, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm employs both fundamental and technical analysis and offers a range of investment strategies and financial planning services.

Christopher Moak is a financial advisor at Good Life Advisors, LLC with 19 years of industry experience. He holds a Series 66 designation and has worked at Good Life Advisors since 2018, with prior experience at LPL Financial and Independent Financial Partners. Good Life Advisors provides investment advisory, financial planning, and retirement plan consulting services to individuals, families, business entities, trusts, estates, and charitable organizations. The firm uses a team approach and multiple methods of analysis to deliver tailored advice, offering access to a variety of programmatic solutions and educational resources.

Thomas Bird is a financial advisor with Capital Analysts in Syracuse, NY, holding a Series 63 designation and 34 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent over 20 years with Legend Advisory and Legend Equities Corporation. In addition to his advisory role, Bird is a self-employed tax preparer during tax season. Capital Analysts serves a diverse client base, including individuals, high-net-worth investors, retirement plans, trusts, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, using an in-house investment research team and proprietary screening tools, and supports various client engagement models including custom portfolios and third-party manager access.

Joseph Saya is a financial advisor with Pinnacle Investments, LLC, holding a Series 66 designation and 25 years of industry experience. He has worked at The Sedgwick Group since 2010. Outside of his advisory role, he serves as chairman of the City of Syracuse Board of Assessment Review, overseeing property assessment hearings. Pinnacle Investments is a multi-team SEC-registered investment adviser with approximately $1.06 billion in assets under management and about 50 advisors. The firm serves nearly 2,000 clients, including individuals, high-net-worth investors, retirement plans, and institutional clients, offering financial planning and portfolio management through a range of investment strategies and third-party managers.

James Eicholzer is a CFP® professional with 21 years of industry experience, currently serving as an advisor at Capital Analysts. He has worked at Lincoln Investment since 2017 and previously held positions with Legend Advisory Corporation and Legend Equities Corporation. Eicholzer is also the owner of Eicholzer Tax Service, where he provides personal income tax preparation. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management with access to proprietary model portfolios and third-party managers, supported by an in-house Investment Management & Research team.

Nicholas Beiter is a financial advisor at Capital Analysts with 20 years of industry experience. He holds a Series 63 designation and has worked previously at Lincoln Investment, Legend Advisory Corporation, and Legend Equities Corporation. Outside of his advisory work, he is involved in media ventures focused on the bourbon industry, including co-creating and contributing to a bourbon-related website and founding a media company that produces press releases for whiskey brands. Capital Analysts serves a diverse client base including individual investors, retirement plans, trusts, and charitable organizations, offering discretionary and non-discretionary portfolio management through various programs. The firm’s investment decisions are guided by an in-house research team utilizing proprietary screening methods, and it supports a wide range of advisory and business arrangements through its network of advisors.

Carol Darby is a financial advisor at Pinnacle Investments, LLC in East Syracuse, NY, with 23 years of industry experience. She has been with Pinnacle Investments since 2009 and holds Series 63 and Series 65 licenses. Pinnacle Investments is a multi-team SEC-registered investment adviser managing approximately $1.06 billion in assets for nearly 2,000 clients, including individuals, high-net-worth investors, retirement plans, trusts, charitable organizations, and institutional clients. The firm offers a range of services such as financial planning and portfolio management, utilizing both fundamental and technical analysis across various asset classes.

John Buss is a financial advisor at Pinnacle Investments, LLC with 14 years of industry experience. He holds a Series 66 designation and previously worked at Pruco Securities, LLC, Bank of America, N.A., and Merrill Lynch, Pierce, Fenner and Smith Incorporated. Pinnacle Investments, LLC offers investment advisory and brokerage services to a range of clients including individuals, pension plans, trusts, and corporations. The firm employs both fundamental and technical analysis and provides services such as financial planning, discretionary and non-discretionary portfolio management, and access to third-party managers.

Nathaniel Gavitt is a financial advisor at Summit Financial, LLC in Syracuse, NY, holding a Series 65 credential with 11 years of industry experience. He previously worked at Everest Consultants, LLC for nine years. In addition to advisory services, he offers insurance products through various companies and receives compensation from these sales. Summit Financial, LLC is an SEC-registered, multi-team advisory firm managing approximately $26.35 billion in assets for around 17,800 clients. The firm provides a range of investment advisory and portfolio management programs, combining discretionary and consultative services tailored to client needs.

Jeremy Kidd is an investment advisor at Pinnacle Investments, LLC with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Pinnacle Investments since 2015. Outside of his advisory role, Kidd serves as Chief Revenue Officer and a board member for Pinnacle Holding Company, where he focuses on aligning sales and marketing strategies and company direction. Pinnacle Investments, LLC provides investment advisory and brokerage services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs both fundamental and technical analysis across a variety of asset classes and investment strategies, offering financial planning and portfolio management services, including access to third-party managers through affiliated sub-advisors.