Emma Bean is a CFP® and Series 66 licensed advisor at Mercer Global Advisors Inc. with 12 years of industry experience. She previously worked at Charter Oak Capital Management for nine years before joining Mercer Global Advisors in 2026. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services alongside financial, tax, retirement, estate planning, and family office services. The firm’s investment approach focuses on globally diversified, risk-appropriate portfolios using a variety of investment vehicles and also offers specialized services such as retirement plan consulting and charitable advisory.

Charlene Stearns is a Series 66-registered advisor with Key Investment Services LLC, where she has worked since 2006. She has 33 years of industry experience, including prior roles at Banc of America Investment Services and Quick & Reilly. Outside of her advisory work, she is involved in real estate as a sales agent and co-owns a local flower business. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor that serves individuals, trusts, estates, small businesses, and institutional plans through a network of financial professionals. The firm employs a multi-provider model offering portfolio management and model-based advisory services with an emphasis on non-discretionary management and integration with KeyCorp affiliates.

Christopher Toomey is a financial advisor at Empower Advisory Group with 12 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Gwfs Equities, Inc. since 2015. He joined Empower Advisory Group in 2025. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services integrate with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Kathleen Shea is a financial advisor with Ameriprise in Biddeford, ME, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She has been with Ameriprise and its predecessor entities since 1993. Outside of her advisory role, she is involved in affordable housing through Affordable Maine Homes, LLC, which renovates homes for resale, and serves on the Board of Directors for the Biddeford Saco Rotary. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing advice focused on income reliability and tax-aware withdrawal strategies. The firm’s retirement income service uses third-party data and proprietary tools, with implementation led by clients and their advisors within a structured investment approach.

Raymond Nichols Jr. is a financial advisor with Fidelity, holding Series 63 and Series 65 credentials and having 26 years of industry experience. His career includes roles at Fidelity Investments and Fidelity Personal and Workplace Advisors, among others, spanning over two decades. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves retail and institutional investors, provides advisory services to registered investment companies, and employs systematic methodologies including AI and long-term asset allocation benchmarks.

Heather Martin is a financial advisor with Morgan Stanley in York, ME, holding a Series 63 designation and 15 years of industry experience. Her prior work includes roles at E*TRADE Securities LLC and Stockcross Financial Services, Inc. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Richard Letellier is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 designation and 48 years of industry experience. He has worked at Cambridge since 2009 and previously was employed at First Allied Advisory Services and FFP Advisory Services. In addition to his advisory role, he is involved in sports and fitness activities as a W2 employee at Biddeford High School in Maine. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through multiple platforms and custodians. The firm supports discretionary and non-discretionary management and provides access to third-party advisers and proprietary model strategies under the Founders Gate Capital brand.

Michael Stevenson is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. He previously worked at Lincoln Financial Securities Corporation and Osaic FS, Inc. His current practice is based in York, Maine. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, using a range of investment strategies and advisor support tools.

Quang Nguyen is a financial advisor at Edward Jones with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms, including MML Investors Services and Mass Mutual Life Insurance Company. Outside of his advisory work, he is a partner-owner of QH LLC dba Fishermen's Net and Mua Lobster LLC, both seafood-related ventures, and serves on the board of Lee Auto Advisory Board. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment and advisory solutions, supported by a large network of financial advisors and branch offices nationwide.

Kelsey Daniels is a financial advisor at Primerica Advisors with 27 years of industry experience. They hold Series 65 and Series 63 licenses and have worked at Primerica Advisors since 2002, alongside prior experience at CitiGroup. Daniels is involved in sales of investment-related products and also receives compensation for referrals of home security and automation products. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors using model-driven investment strategies and supports trade execution and custody with established third-party providers.

Susanne Heckaman is a financial advisor at Edward Jones in York, ME, holding Series 63 and Series 66 licenses with 26 years of industry experience. She has been with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and manages approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

David Ferland is a financial advisor with LPL Financial in York, ME, holding Series 63 and Series 66 credentials and totaling 20 years of industry experience. His prior experience includes roles at Lincoln Financial Securities Corporation, Ameriprise Financial Services, Inc., and Invest Financial Corporation. Outside of his advisory work, he is the owner of Lennox Insurance and Financial, LLC, an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, with advice delivered by investment adviser representatives utilizing model portfolios, third-party subadvisors, and customized strategies.

Maryan Twible is a financial advisor at Raymond James Financial with nine years of industry experience. She holds a Series 66 credential and has been with Raymond James Financial Services in various capacities since 2016. Outside of her advisory role, she is the sole owner of York Investment Partners LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Jessica Jourdain is a financial advisor at Edward Jones with 23 years of experience at the firm. She holds a Series 66 designation. Outside of her advisory role, she works as a Walmart Spark driver, making grocery deliveries in Sanford, ME. Edward Jones is a full-service wealth management firm that serves more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard with a nationwide network of over 23,000 financial advisors.

William Glidden is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Fidelity Personal and Workplace Advisors. He serves as chairman of the finance committee at Eliot Baptist Church. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Ziad Habayeb is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His career includes roles at Bank of America and Merrill Lynch from 2009 to 2021, and he has been with Morgan Stanley since 2021. Outside of his advisory work, he is a managing partner in a real estate venture and holds interests in other business activities related to real estate and retail operations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through a combination of advisory and brokerage capabilities.

Matthew Cyr is a financial advisor with Cetera who holds Series 63 and Series 66 designations and has 27 years of industry experience. He has worked at Cetera and affiliated entities since 2010 and also has experience with Maine Community Bank. Cyr serves on the board of directors for Seeds of Hope Neighborhood Center, a nonprofit focused on addressing poverty and promoting personal growth. Cetera Investment Advisers LLC is an SEC-registered advisory firm with a nationwide network of over 10,000 advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform featuring both affiliated and third-party managers.

Chad Liston is a financial advisor with Mass Mutual Investors Services in Sanford, Maine, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He previously worked at Metlife Securities, Inc. for 16 years before joining Mass Mutual Life Insurance Company in 2016 and its Investors Services division in 2017. Outside of his advisory role, he is engaged as an insurance agent and is involved in managing a limited liability company related to real estate short-term rentals. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing comprehensive financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm delivers client-centered planning through collaborative annual engagements that utilize advanced analytical tools and offers a range of investment and educational programs.

Roger Auger is a financial advisor at Ameriprise with 49 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, Auger serves on the Board of Directors for the TJC Support Board and is a managing partner at Collaboration Partners, LLC, overseeing strategic vision and operations. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering a Premier Retirement Income service focused on retirement income planning through a written Recommendation Report and ongoing advice.

Daniel Miles is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has worked at UBS Financial Services since 2009. Outside of his advisory role, he serves as a member of the Advisory Finance Board for the Town of Wilbraham, providing advice on the town’s budget matters. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining wealth management services with institutional trading capabilities and proprietary research to tailor investment plans to clients’ goals and risk tolerances.