Starrlin Heuschele is a financial advisor at Hantz Financial Services, Inc. with two years of industry experience and holds a Series 66 designation. Prior to joining Hantz, he worked in various roles including at Sams Club and Links of Novi, and attended Central Michigan University. Hantz Financial Services serves a diverse clientele including individual investors, high-net-worth households, pension and profit-sharing plans, and business owners. The firm specializes in financial planning and portfolio management through ETF-based model portfolios and third-party strategies, combining advisory, brokerage, mortgage, and insurance services within an enterprise structure.

Ryan Neil is a financial advisor at Hantz Financial Services, Inc. with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hantz Financial Services since 2000. Outside of his advisory work, Neil serves as an officer and director for Nouvel Catholic Central Elementary Athletics, assisting with budgeting for athletic programs. Hantz Financial Services serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm offers financial planning and wealth management primarily through ETF-based model portfolios and third-party managers, integrating technology and diverse product lines including advisory, brokerage, mortgage, and insurance services.

Jayson Sacco is a financial advisor with Schwab Wealth Advisory, Inc. He holds Series 63, 65, and 66 licenses and has 25 years of industry experience. His prior roles include positions at Charles Schwab & Co., Ameriprise Financial Services, Fidelity Investments, and USAA Group. Outside of his advisory work, he hosts a weekly podcast focused on axial spondyloarthritis and writes fiction books. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary advice, financial planning, and wealth management consultations. The firm’s approach uses Charles Schwab’s asset-allocation models and research tools, with client-directed trade execution and at-least-annual reviews tailored to individual goals and risk tolerance.

Eric Sowatsky is a financial advisor at Cetera Planning Partners with three years of industry experience and holds the PFS™ designation. Prior to joining Cetera Planning Partners, he worked at Avantax Planning Partners, Inc. He is also involved as a shareholder in Yeo & Yeo, P.C., a CPA firm offering accounting, tax planning, and business consulting services, where he serves as a principal and heads the Saginaw tax department. Additionally, he participates as a Grain Committee member with the Michigan Agribusiness Association. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, providing investment management, comprehensive financial planning, and retirement-related advice. The firm’s investment process centers on diversified allocations of mutual funds and ETFs tailored to client objectives and risk tolerance, with ancillary services including tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Kathleen Woods is a financial advisor with Wealth Enhancement Advisory Services, LLC in Bay City, MI. She holds a Series 66 designation and has 14 years of industry experience. Her prior firms include Raymond James Financial Services and Benjamin F. Edwards & Company, Inc. Outside of her advisory role, she is involved with Seung Ni Fit Club, a fitness business. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach blending passive and active management, supported by an internal Investment Committee.

Noah Tesoro is a CFP® and Series 66-licensed financial advisor at Hantz Financial Services, Inc. in Bay City, MI, with nine years of industry experience. He has been with Hantz Financial Services since 2017 and previously worked at Saginaw Valley State University and Delta College Fitness & Recreation. Hantz Financial Services, Inc. serves a diverse clientele including individual, high-net-worth, pension, charitable, corporate, and business owner clients. The firm provides financial planning, portfolio and wealth management primarily through ETF-based model portfolios supplemented by third-party managers, using an asset-allocation framework with periodic rebalancing and automated tax-loss harvesting where applicable.

Nicholas Toth is a financial advisor at Hantz Financial Services, Inc. in Bay City, MI, with six years of industry experience. He holds the Series 66 designation and has worked at Hantz Financial Services since 2019. His background includes positions at Quicken Loans and Kasco Construction, as well as experience at Grand Valley State University. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm utilizes ETF-based model portfolios supplemented by third-party money managers and employs a combination of advisory, brokerage, mortgage, and insurance services.

Jody Komyathy is a financial advisor with Empower Advisory Group, holding Series 65 and Series 66 licenses and bringing 24 years of industry experience. His prior roles include positions at GWFS Equities, Advised Assets Groups, Cetera Advisor Networks, Turner Boelher and Associates, Voya Financial Advisors, CoreCap Investments, and Mannor Financial Group. He serves on the board of Underground Railroad, a nonprofit organization providing emergency shelter services to victims of domestic violence. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates in its planning approach and serves a large participant base relative to its advisor headcount.

Jonathan Hansen is a financial advisor at Fifth Third Securities, Inc. in Midland, MI, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Fifth Third Securities since 2008 and has worked at Fifth Third since 2007. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options, including advisor-directed models and separately managed accounts, and is notable for its combination of municipal-advisor registration and affiliation with Fifth Third Bank.

Samuel Brushaber is a financial advisor with Hantz Financial Services, Inc. in Saginaw, MI. He holds the Series 66 designation and has eight years of industry experience, including roles at Chemical Bank and Albion College prior to joining Hantz Financial Services in 2017. Hantz Financial Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm utilizes ETF-based model portfolios across multiple risk levels, supplemented by third-party money managers and unified managed accounts, and combines advisory services with mortgage and insurance product offerings.

Matthew Koch is a financial advisor with Centaurus Financial, Inc., holding Series 63, 65, and 66 credentials and 39 years of industry experience. He has been with Centaurus Financial since 2001. Koch serves as a Tuscola County Commissioner and is involved with AFLAC insurance policies as a registered principal. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing both discretionary and non-discretionary arrangements.

Gage Chapin is a financial advisor at Hantz Financial Services, Inc. He holds the Series 66 designation and began his advisory career in 2024. Prior to joining Hantz, he was affiliated with Northwood University and Bullock Creek High School. Hantz Financial Services serves individual clients, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios across multiple risk levels and integrates third-party money managers and Direct Indexing, combining advisory, brokerage, mortgage, and insurance services.

Jacob Arnold is a financial advisor with Transamerica Financial Advisors, holding a Series 66 credential and bringing one year of industry experience. His background includes roles at Marshalls, World Financial Group Insurance Agency, Colonial Life, and Equitable Advisors. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services, featuring fee-based wrap programs, model portfolios, and access to third-party money managers.

Shelley Norris is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and 21 years of industry experience. She has previously worked at LM Kohn, Bank of America, and Merrill. Norris serves as a board trustee for SVRC Industries, an organization that employs and supports individuals with disabilities. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base that includes individuals, trusts, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment approach combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Kevin Shanks is a financial advisor with SPC, holding the ChFC® designation and Series 63 and 65 licenses, and has 25 years of industry experience. He has been associated with Parkland Securities, LLC and SPC since 2016. Outside of his advisory role, Shanks serves as a school board member for the Swan Valley School District and is president of the Swan Valley Athletic Association, a local nonprofit supporting student athletes. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large network of advisors and offers tailored, discretionary investment advice primarily through Fidelity/NFS custodial platforms.

Rola Zarife is a financial advisor with Transamerica Financial Advisors holding a Series 66 designation and 12 years of industry experience. Prior to joining Transamerica, she worked at J.P. Morgan Securities LLC and Merrill. Outside of her advisory role, Zarife is active in local community and political activities, including campaigning with the Committee to Elect Rola Zarife and involvement with the Southeast Michigan Chamber of Commerce. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations, offering both advisory and broker‑dealer services through a variety of proprietary and third‑party investment programs.

Andrew Matuzak is a financial advisor at Cetera Planning Partners with five years of industry experience. He holds the PFS™ designation and Series 63 license. Prior to joining Cetera Planning Partners in 2026, he worked with Avantax Planning Partners and Avantax Investment Services. Matuzak serves as a board member for the SVSU College of Business & Management Advisory Board and acts as treasurer for the Rotary International Club of Saginaw Valley and the Thomas Township Business Association. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm’s approach includes diversified mutual fund and ETF allocations aligned with client objectives and risk tolerance, supported by ancillary services such as tax planning, bookkeeping, payroll support, and estate planning through a third-party provider.

Zachary Maddox is a financial advisor at Bankers Life Advisory Services, Inc. with one year of industry experience. He holds the Series 66 designation and has prior experience with Bankers Life Securities and Banker's Life and Casualty. Outside of advising, he is licensed as an insurance agent. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs fundamental, technical, and cyclical analysis to create customized investment strategies aligned with clients’ goals and risk tolerances.

Thomas Heslip is a financial advisor with Hantz Financial Services, Inc. He holds a Series 66 designation and has two years of industry experience. His prior work includes positions at Zehnders, Mercy Plus Care, and Northwood University. Hantz Financial Services, Inc. serves a diverse client base including individual investors, high-net-worth households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm emphasizes ETF-based model portfolios supported by third-party managers and technology-driven solutions, combining advisory, brokerage, mortgage, and insurance services within an enterprise structure.

Daniel Dueweke is a financial advisor with Commonwealth Financial Network and Shoreline Wealth Partners, holding the CFP® designation and Series 63 and 65 licenses. He has 26 years of industry experience, including roles at Cetera and Independent Bank. He is co-owner of Shoreline Wealth Partners, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports affiliated advisors with operations, trading, technology, compliance, and practice-management resources, while offering distinct investment program structures and model portfolios managed by its Investment Management and Research team.