Michael Hakoun is a financial advisor with OSAIC Institutions, INC. based in Hanover, NH. He holds Series 63 and Series 65 credentials and has 11 years of industry experience, including roles at Infinex Investments, Ledyard Financial Advisors, and TD Bank. Outside of advising, he is involved in a children’s book sales promotion business through Vision 2918 Strategies LLC. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by providing a range of advisory and brokerage services through customized engagements. The firm employs both fundamental and technical analysis and offers access to alternative investments, with a notable emphasis on non-discretionary assets.

Bradley Michalchuk is a CFP® with five years of industry experience, currently serving with CWM, LLC in Lebanon, NH. His prior work history includes roles at Cetera Wealth Services, Wells Fargo Advisors, and The Millstone Evans Group. CWM, LLC is an SEC-registered investment adviser serving a diverse client base including individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm employs discretionary portfolio management using model portfolios and combines multiple investment approaches with various third-party resources and customization tools.

H Birkett Becker is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has worked at LPL Financial, LLC since 1989 and has been with Private Advisor Group since 2013. Becker provides investment advisory services through multiple Registered Investment Advisor entities affiliated with Private Advisor Group. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to third-party asset management programs and separately managed account strategies.

Peter Fahey Jr. is a financial advisor with Commonwealth Financial Network and holds a Series 66 designation. He has 25 years of industry experience and has worked at firms including Wells Fargo Advisors and Wheelock Advisors. He is co-owner of Wheelock Investment Partners LLC, an entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and custody and clearing services.

Kristen Laundry is a financial advisor with CWM, LLC and holds a Series 66 designation. She has three years of industry experience, including roles at Doyle and Loughman Wealth Management Group LLC and Wells Fargo Advisors. Prior to her financial services career, she worked in construction and education. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of partner offices and over 600 advisors. The firm manages accounts primarily on a discretionary basis using model portfolios and combines various investment strategies and tools, offering a range of services including portfolio management, financial planning, and retirement plan solutions.

William Fracalossi is a financial advisor at Empower Advisory Group with 13 years of industry experience. He holds the Series 66 and Series 63 licenses. His work history includes roles at GWFS Equities, Inc. and Wells Fargo Clearing, where he worked from 2016 to 2022. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s approach emphasizes long-term portfolio returns, annual rebalancing, and savings rates within an integrated model tied to Empower’s recordkeeping and administrative platforms.

Jessica Matheson is a financial advisor with CWM, LLC, holding a Series 66 designation and five years of industry experience. Her career includes roles at Wells Fargo Advisors and Wells Fargo Clearing Services, as well as a 15-year tenure at Clark Mortenson Agency - The Hilb Group. She has worked with multiple firms concurrently since 2026, including CWM, LLC, Cetera Wealth Services, and Doyle and Loughman Wealth Management Group. CWM, LLC is an SEC-registered investment adviser with over 600 advisors, serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients. The firm provides portfolio management, financial planning, sub-advisory, and retirement-plan services, managing accounts primarily on a discretionary basis using model portfolios overseen by an internal Investment Committee.

Brian Doyle is a financial advisor with CWM, LLC in Lebanon, NH, holding a Series 66 designation and 21 years of industry experience. His career includes roles at Wells Fargo Advisors and related entities from 2009 to 2026, and he is currently a principal of Doyle & Loughman Wealth Management Group LLC. He also has ownership interests in investment-related ventures including Birch Point and Doyle Loughman Wealth Management Group. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm manages portfolios primarily on a discretionary basis using model portfolios overseen by an internal Investment Committee and offers a range of financial planning and retirement services.

Elizabeth Rogers is a financial advisor at Citizens Securities, Inc. She holds a Series 66 designation and has six years of industry experience. Her prior roles include positions at Fidelity Brokerage Services LLC and Wells Fargo Clearing. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, including a digital advisory program that uses proprietary algorithms to recommend ETF-based portfolios.

James Rushton is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers a range of advisory services including model portfolio management and customized portfolio management under a fiduciary standard.

Brandon Nero is a financial advisor at Empower Advisory Group with seven years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and the University of Florida. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services closely with Empower’s recordkeeping and administrative platforms.

Nathaniel Fisher is a Series 65-licensed advisor with CWM, LLC and Fisher Financial Advisors LLC, bringing nine years of industry experience. His work history includes roles at Carson Wealth and Brendel & Fisher Financial Advisors, as well as a position at Proctor Academy. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages discretionary accounts using model portfolios and combines fundamental and technical analysis with third-party sub-advisors and customization tools, emphasizing fiduciary processes and comprehensive retirement-plan services.

Stephen Loughman is a CFP® professional with 22 years of experience in the financial industry. He is currently affiliated with CWM, LLC and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. He is a co-owner of Doyle and Loughman Wealth Management Group and fully owns New Boston S Corp, both investment-related ventures based in Lebanon, NH. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of over 600 advisors. The firm manages discretionary accounts using model portfolios and combines fundamental and technical analysis with third-party sub-advisors and customization tools, offering a range of retirement-plan and institutional services.

Michael Dunn is a financial advisor at Beacon Pointe Advisors, LLC with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bennicas & Associates, First Dominion Capital Corp., and Dalton, Greiner, Hartman, Maher & Co., LLC. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm utilizes a proprietary manager selection process, allocating across third-party independent managers and offering services including discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Philip Mccaull is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and possessing 25 years of industry experience. His prior work includes positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. He is a 50% owner of Wheelock Investment Partners LLC, an entity engaged in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform with a range of managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Michele Mardanes is a financial advisor with CWM, LLC, holding a Series 66 designation and 24 years of industry experience. Her career includes roles at Doyle and Loughman Wealth Management Group, Wells Fargo Advisors, and Wells Fargo Clearing. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm employs a discretionary portfolio management approach using model portfolios overseen by an in-house Investment Committee and offers a range of services including financial planning, sub-advisory, and retirement-plan services.

Nancy St Aubin is a financial advisor with CWM, LLC who holds Series 63 and Series 66 licenses and has 25 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing from 2009 to 2026 before joining CWM in 2026. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, corporations, and institutional clients through a network of over 600 advisors. The firm employs a discretionary investment approach using model portfolios, combining fundamental and technical analysis with third-party sub-advisors and customization tools, while emphasizing fiduciary processes and retirement-plan services.

Jared Colin Petrizzi is a financial advisor at OSAIC Institutions, Inc. with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bar Harbor Bank and Trust, Infinex Investments, Inc., Merrill, and Bank of America. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary account management.

Mitchell Stagnone is a financial advisor with Cetera and holds a Series 66 designation, bringing three years of industry experience. He is a partner at Tyler, Simms and St. Sauveur CPA’s, P.C., a firm providing assurance, tax consulting, compliance, and estate planning services. In addition to his advisory role, he is involved in several business ventures including wealth management and financial services firms. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple program platforms through a large nationwide network of independent advisors.

Tyler Trout is a financial advisor at Fidelity with 3 years of industry experience. He holds the Series 66 designation and has worked at several firms, including Bank of America and Merrill. His prior experience also includes roles outside financial services, such as at the University of Maryland and Columbia Association. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm’s model portfolios draw from mutual funds, ETFs, and ETPs, supported by systematic methodologies and oversight of sub-advisers.