Easton Napiontek is a financial advisor with Savvy in Eagle, Idaho. He holds a Series 65 designation and has been with Savvy since 2025. Outside of his advisory role, he has ten years of experience as a real estate agent with Aspire Realty Group, actively selling and listing properties. Savvy provides investment and financial planning services to individuals, trusts, estates, businesses, ERISA plan sponsors, and charitable organizations. The firm offers customized, primarily index-based investment plans alongside active equity portfolios and tax-aware direct indexing, integrating third-party fintech tools and sub-adviser strategies.

Jonathan Bennett is a Series 66-licensed financial advisor at Empower Advisory Group with one year of industry experience. His prior work includes roles with the Public Employee Retirement System of Idaho and the Idaho Department of Labor. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm focuses on long-term portfolio returns and savings rates through point-in-time financial plans and optional managed account solutions.

Justin Vaccaro is a financial advisor with J.W. Cole Advisors, Inc., holding a Series 66 designation and 18 years of industry experience. He has worked at J.W. Cole Advisors and J.W. Cole Financial since 2017, and was previously with Raymond James Financial Services from 2009 to 2017. Outside of his advisory role, he is the owner of KV Securities LLC, a non-investment related support company. J.W. Cole Advisors is an SEC-registered firm serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent investment adviser representatives. The firm offers a variety of portfolio management and financial planning services, employing both discretionary and non-discretionary investment approaches.

Kenneth Craig is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He previously worked at U.S. Bancorp Investments, Inc. and Chase Investment Services Corp. Craig serves as a board member for the Redwood Creek HOA. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutions. The firm offers financial planning, portfolio management, and retirement plan services, utilizing both firm- and third-party models to tailor client strategies across various risk profiles.

Patricia Sturr is a CFP® with 25 years of industry experience, currently advising at Steward Partners Investment Advisory, LLC since 2023. She previously worked at Commonwealth Financial Network for 18 years and Oswego Crest Financial Group, LLC for 20 years. Patricia is also co-owner of Oswego Financial Group LLC, an entity created for securities business, and is involved in selling fixed insurance products. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets, serving individuals including high-net-worth clients, as well as pension plans, corporations, trusts, estates, and charitable organizations with a range of investment advisory and financial planning services.

Marc Traverso is a financial advisor with MAI Capital Management, LLC and holds Series 63 and Series 65 licenses. He has 30 years of industry experience, including prior roles at Traverso Chambers Private Wealth Management, LLC and Wells Fargo Advisors Financial Network LLC. Outside of advising, he is a 50% owner of a property management business in Santa Rosa, California. MAI Capital Management offers discretionary and non-discretionary investment management, wealth management, retirement plan consulting, and family-office services to a diverse client base including high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm employs a customizable investment approach across multiple asset classes and serves both advisory and product-sponsor roles.

Katherine Kirkpatrick is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 registrations and 24 years of industry experience. She has been with Independent Financial Group since 2012 and has been self-employed since 1999. Kirkpatrick is the owner of two business ventures: Mountain View Financial, Inc., a marketing DBA, and Business Solutions, which provides strategic planning consulting to small businesses. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and pension plans. The firm uses a combination of firm- and third-party models to develop tailored investment strategies with a mix of passive and active exposures across standard risk profiles.

Ryan Kelly is a financial advisor with Merrill, holding a Series 66 designation and bringing 25 years of industry experience. He has worked with Merrill since 2009 and has been associated with Bank of America, N.A. since 2011. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Roman Jones is Vice President and Branch Leader at Fidelity Investments, a position he has held since 2008. He manages the branch office and leads the team in delivering financial planning services to clients in the Treasure Valley area. Jones has over 20 years of experience with Fidelity Investments, having served as a Manager from 2004 to 2008 before becoming Vice President. His professional expertise is centered on branch management and client financial planning. Born and raised in Idaho, Jones is familiar with the Treasure Valley community and values working with local clients to address their financial planning needs.

Michael Kendall is a financial advisor with Ameriprise in Puyallup, WA, holding a Series 66 designation and 22 years of industry experience. His prior roles include positions at National Life Group, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance Co. He is also involved in independent insurance brokering and manages a financial services business through michaelkendallLLC. Ameriprise is a large institutional firm offering a retirement-income planning service aimed at clients approaching or in retirement, typically with substantial investable assets. The firm provides comprehensive advisory, brokerage, and insurance solutions, combining research, modeling, and tax-efficient strategies to produce individualized retirement income recommendations.

Kyle Fisher is a financial advisor with Edward Jones in Eagle, Idaho, holding a Series 66 credential and five years of industry experience. He has worked at Edward Jones since 2020 and was previously employed by Verizon Wireless from 2014 to 2020. Fisher owns a clothing company that has never been active and does not offer products or services. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of advisors and branches. The firm offers a range of advisory strategies and affiliated investment products, operates under a fiduciary standard, and manages over $1 trillion in assets.

Carri Campbell is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation and Series 63 and Series 65 licenses. She has 37 years of industry experience, including over a decade at Capital Financial Services, Inc. and more than seven years with Cambridge. Outside of her advisory role, Campbell serves as a political district precinct committeeman and holds director and volunteer positions with the US Term Limits organization. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement-plan sponsors, and charitable organizations, offering financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm provides multiple investment platforms and proprietary models, with a range of discretionary and non-discretionary options tailored to client objectives.

Robert Burnett is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He worked at UBS Financial Services from 2010 to 2017 before joining Wells Fargo Clearing, where he has been since 2017. Outside of his advisory role, Burnett is involved in multiple business ventures including ownership interests in real estate development and an assisted living facility. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm uses an IPS-driven approach grounded in modern portfolio theory and includes a range of financial products such as insurance-related vehicles and bank deposit sweep options.

Ammon Andelin is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds the Series 66 designation and has worked at MassMutual Life Insurance Co and Key Bank. Outside of advising, Andelin works as a realtor and is involved as an insurance agent offering life, disability, fixed annuities, and health products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes annual, collaborative planning relationships and uses firm-approved software to analyze goals and provide written recommendations.

Christopher Kraft is a financial advisor with Thrivent Investment Management in Meridian, ID, holding a Series 66 designation and 18 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2007. Outside of his advisory role, Kraft serves as board president for a nonprofit Christian ministry, You Gotta Ask, Inc., which assists adults in exploring life and spiritual questions. He is also involved with a charitable golf tournament benefiting colon cancer prevention and manages condominium owners association activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial analyses and planning covering topics such as retirement, tax, estate, and business continuation, with an option to combine planning with managed accounts under a consolidated billing program called WealthPlan.

Lisa Shelton is a financial advisor with Morgan Stanley in Middleton, Idaho, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She has worked with various Morgan Stanley entities since 2005 and had prior experience at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and planning tools in its financial planning approach.

Scott Carter is a financial advisor with LPL Financial in Eagle, Idaho, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Raymond James & Associates, Morgan Stanley, Wells Fargo Clearing, and Prudential Equity Group. In addition to advising, he is the author of a book titled *Money Management for the Faithful*. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Jeremiah Vickery is a financial advisor with LPL Financial in Emmett, Idaho, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with LPL Financial since 2021 and previously worked at MML Investor Services and Mass Mutual Life Insurance Company. Outside of his advisory role, he is involved with Payette River Consulting, a business entity related to tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, with investment advice delivered primarily by independent adviser representatives.

Tyler Johnson is a financial advisor at LPL Financial with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Park Avenue Securities and Guardian Life Insurance Company. In addition to advising, he is involved with Carter Faye Investment LLC for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a broad network of representatives to individuals, retirement plan participants, and institutions. The firm offers various financial planning and investment management solutions, utilizing both proprietary and third-party strategies across multiple asset classes.

Richard Holine is a CFP® professional with 31 years of industry experience, currently serving at Raymond James & Associates since 2006. He holds the Series 63 designation and is based in Eagle, Idaho. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.