Carl Marsh is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 and 65 licenses, and has 15 years of industry experience. He has been with LPL Financial since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisors. The firm provides a range of advisory programs, financial planning, and retirement consulting, offering both discretionary and non-discretionary management along with model portfolios and research support.

Glenn Whalen is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. He has worked at Cetera Advisors LLC since 2016 and is also affiliated with Choice Wealth Advisors LLC and Choice Investments, where he provides financial planning and asset management services. In addition to his advisory roles, he is an insurance agent selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm offering portfolio management, financial planning, and retirement services through a nationwide network of independent advisors. The firm serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts, employing a multi-manager platform with a variety of program structures and custodial relationships.

Jason Morin is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and has previously worked at TD Bank NA, the Southern Maine Finance Agency, and RMS/Guild Mortgage. Morin is based in Hallowell, ME. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, with over $1 trillion in assets under management and a large nationwide network of financial advisors and branch offices. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Carla Tyce is a Series 66 registered advisor with Ameriprise in Winslow, ME, and has seven years of experience with the firm. She has prior work history including roles at Thomas College and Southern New Hampshire University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that focuses on dependable income sources and tax-aware withdrawal strategies.

Christopher Cote is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Brokerage Services LLC since 2016 and Fidelity Investments since 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as charitable funds and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services, fund advisory, and model portfolios to intermediary platforms.

Christopher Markos is a financial advisor with Cetera, holding CFP® and Series 66 designations and 18 years of industry experience. He has worked with Cetera Advisors LLC since 2016 and is also associated with Choice Wealth Advisors LLC and Choice Investments, where he provides financial planning and asset management. Markos serves as treasurer for the Rotary Club of Gardiner, ME. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Sasha Fitzpatrick is a Series 66-registered financial advisor with Edward Jones in Waterville, ME, with seven years of industry experience. She has worked at Edward Jones since 2018 and previously spent five years at The Last Unicorn Restaurant (FAF Incorporated). Outside of advisory work, she serves as treasurer for Fitzillo Incorporated, a graphic design business based in Winslow, ME. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a network of over 23,700 advisors. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard.

Kathryn Bernatchez is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. She previously worked at Stone Coast Fund Services for three years before joining LPL Financial in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary research and third-party strategies.

Chelsey Oliver is a financial advisor with LPL Financial in Waterville, ME, holding a Series 66 designation and two years of industry experience. She has worked at LPL Financial since 2022 and has been involved with Regional School Unit 18 in various capacities since 2013. Outside of financial advising, she coaches girls' soccer and serves on a nonprofit board for RSU 18, in addition to working part-time at the Snow Pond Center for the Arts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven investment strategies.

Michael Cleary is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently affiliated with Cambridge Investment Research Advisors and has prior experience at LPL Financial, Edward Jones, and Commonwealth Financial Network. Outside of his advisory work, Cleary owns multiple businesses in financial referrals and consulting. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a variety of portfolio management solutions and strategies tailored to client objectives.

Peter Kemos is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 designations and five years of industry experience. He previously worked at LPL Financial LLC for eight years and has a background that includes an affiliation with the College of the Atlantic. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Bethany Roderigue is a financial advisor at Cetera with Series 63 and Series 65 credentials and three years of industry experience. She also works as a speech language pathologist at the Waterville Center for Health and Rehab. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and utilizes multiple program structures and third-party managers.

Julie Lucas is a CFP® and Series 66-licensed financial advisor with Edward Jones, where she has worked since 2007. She has 18 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Alexis Bowman is a financial advisor with LPL Financial in Waterville, ME, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial in 2022, Alexis worked at All Pro and held roles at Thomas College and in the restaurant and public service sectors. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, utilizing both discretionary and non-discretionary management approaches.

Jason Macdonald is a financial advisor with Ameriprise in Falmouth, ME, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2003. Outside of his advisory work, he serves as a youth hockey referee. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset criteria, delivering annual, non-discretionary recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Samuel Oppenheim is a financial advisor at Edward Jones with six years of industry experience. He has been with Edward Jones since 2019 and previously worked at Mattress Firm from 2015 to 2019. Oppenheim holds the Series 66 designation and is based in Augusta, Maine. Edward Jones is a wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Patrick Brennan is a financial advisor at OSAIC with 19 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Woodbury Financial Services, Inc. for 17 years. Brennan is also an insurance agent involved in life and health insurance sales through Brennan Partners Inc. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients, including high-net-worth investors and charitable organizations, offering integrated brokerage and advisory services alongside access to third-party money managers and unified managed accounts. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing across a variety of investment types while supporting both discretionary and non-discretionary account management.

Eliot Sergent is a Series 66-credentialed financial advisor with Edward Jones in Augusta, ME. He began his career with Edward Jones in 2025 and has prior experience in various roles at companies including Charter Communications and Home Solutions USA LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Tracy Cunning is a financial advisor at Ameriprise with seven years of industry experience. She holds a Series 66 designation and has previously worked at Edward Jones for six years. Tracy is also the owner of Late Apex Holdings, LLC, and serves as a 1099 contract employee of Fourteen Forty Financial LLC, an Ameriprise franchise. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement, providing tailored Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver personalized recommendations, primarily for clients with significant assets managed within Ameriprise accounts.

Anthony Sementelli is a financial advisor with LPL Financial in Winslow, ME, holding a Series 66 license and eight years of industry experience. His career includes previous roles at Stifel Nicolaus & Co Inc and AXA Advisors, LLC. He is also involved with Kennebec Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.