Nicholas Krakosky is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Sequoia Financial Group, L.L.C. He previously worked at Carlson Capital Management LLC and Edward Jones. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and research from multiple external providers.

Chad Foslien is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has worked with Transamerica Investors Securities Corporation and TRANSAMERICA Retirement Solutions since 2015. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm uses proprietary portfolio construction and guidance tools developed in partnership with Morningstar Investment Management and focuses on non-discretionary asset management at scale.

Neal Robinson is a CFP®-designated financial advisor with 11 years of industry experience, currently affiliated with Cetera Planning Partners. His career includes roles at several financial services firms, such as Avantax Planning Partners, Northwestern Mutual, J.P. Morgan, Prudential, Merrill, and Edward Jones. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees by providing investment management, comprehensive financial planning, Social Security optimization, and retirement-related advice. The firm also offers tax planning, bookkeeping, payroll support, and estate-planning services through a third-party provider, with an investment approach centered on diversified mutual fund and ETF allocations tailored to client objectives and risk tolerance.

Steffy Kaiser is a financial advisor at Janney Montgomery Scott with 15 years of industry experience. She holds the Series 66 designation and previously worked at Wells Fargo Clearing for eight years before joining Janney in 2024. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporations, retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage services, financial planning, consulting, and advisory programs.

Joshua Mortenson is a financial advisor with Principal Financial Services in Lakeville, MN, holding a Series 66 designation and 23 years of industry experience. He has worked at Principal Financial Services and Principal Life Insurance Company since 2003. Outside of his advisory work, Mortenson is a part owner of farmland through a separate business entity. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions, utilizing both advisory and promoter arrangements.

Brian Grabinski is a financial advisor at Guardian Life with 11 years of industry experience. He holds the Series 66 designation and has worked at Park Avenue Securities LLC and Guardian Life Insurance Company of America since 2018. Prior to that, he was with Securian Financial Services, Inc. and Minnesota Life Insurance Company from 2015 to 2018 and attended William Mitchell College of Law from 2014 to 2017. Park Avenue Securities LLC, a subsidiary of Guardian Life, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client solutions combining discretionary management and model-based strategies, with access to proprietary programs, third-party advisory platforms, insurance products, and alternative investments.

Kevin Koski is a financial advisor at Sequoia Financial Group, L.L.C. He holds a Series 63 designation and has 12 years of industry experience. Prior to joining Sequoia Financial Group in 2025, he spent 16 years with Carlson Capital Management, LLC. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse range of clients, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm utilizes a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Christopher Fencl is a CFP® and Series 65 credentialed advisor with six years of industry experience. He is currently with Sequoia Financial Group, L.L.C. and previously worked at Carlson Capital Management LLC, TruNorth Wealth Partners, Robert Half Management, and Protiviti. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, family offices, and institutional clients. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and comprehensive research resources.

Laura Pope is a CFP® with 27 years of industry experience, currently affiliated with Transamerica Retirement Advisors, LLC. She has worked with Transamerica Investors Securities Corporation since 2014 and Transamerica Retirement Management since 2009. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by offering managed portfolio programs and investment education services supported by Morningstar Investment Management’s proprietary software and research. The firm operates at scale with a focus on non-discretionary asset management rather than standalone financial planning.

David Webb is a CFP® and CFA® with seven years of industry experience. He is currently an advisor at Sequoia Financial Group, L.L.C. in Northfield, MN. His previous roles include positions at Carlson Capital Management, JNBA Financial Advisors, The Johnston Group, and Abbot Downing. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base that includes individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm offers a range of portfolio management solutions, including model and custom strategies, and integrates private and alternative investments with ongoing research and oversight.

Steven Tecker is a CFP® with nine years of industry experience, currently serving as a financial advisor at Sequoia Financial Group, L.L.C. He has held prior roles at Carlson Capital Management LLC, Summit Wealth Advocates, Fidelity Investments, and Charles Schwab. Sequoia Financial Advisors, LLC offers wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base that includes individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm combines model allocations and custom portfolio solutions, utilizing various investment vehicles and ongoing research to manage client assets.

Jeffrey Carlson is a CFP® with 12 years of industry experience, currently serving at Sequoia Financial Group, L.L.C. He previously spent over three decades at Carlson Capital Management. Outside of his advisory work, he owns Viaforte, Inc., a company providing insurance solutions to individuals and businesses. Sequoia Financial Advisors offers wealth planning, investment management, and retirement-plan consulting to a diverse client base, including high-net-worth individuals, family offices, corporations, and charitable organizations. The firm employs a combination of model and custom portfolios using a range of investment types, with decisions supported by multiple research methods and regular portfolio reviews.

Camila Peterson is a financial advisor at Sequoia Financial Group, L.L.C. with 20 years of industry experience. She holds a Series 63 designation and previously worked at Carlson Capital Management, LLC, Valmark Securities, Inc., and KDV Wealth Management. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse range of clients, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm utilizes a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Aaron Klein is a CFP® with four years of industry experience, currently serving as a financial advisor at Sequoia Financial Group, L.L.C. He has previously worked at Carlson Capital Management LLC, Brighton Jones, the State of Wisconsin Investment Board, and TIAA. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base including individuals, charitable organizations, corporations, trusts, family offices, and institutional clients. The firm combines in-house model portfolios, custom accounts, and third-party manager selection, supported by a research-driven approach and oversight from an Investment Policy Committee.

Matthew Jaeger is a CFP® professional with one year of experience, currently with Sequoia Financial Group, L.L.C. He previously worked at Carlson Capital Management for four years and has an academic background that includes time at St. Olaf College and St. Paul Academy and Summit School. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Jeremy Hendrickson is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked with Transamerica Investors Securities Corporation and TRANSAMERICA Retirement Solutions since 2014. Transamerica Retirement Advisors serves participants in employer‑sponsored retirement plans and IRA owners through various advice programs that focus on asset allocation, contribution rates, and retirement age guidance. The firm utilizes Morningstar Investment Management’s proprietary software and model portfolios to provide managed and non‑discretionary investment recommendations to a large client base.

Lucas Peterson is a financial advisor at Sequoia Financial Group, L.L.C. with four years of industry experience. He holds the Series 65 designation and has worked at several firms including Carlson Capital Management and Onegroup Wealth Partners, Inc. prior to joining Sequoia Financial Group. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, family offices, and other institutional clients. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection overseen by an Investment Policy Committee.

Derik Mansfield is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 licenses and 13 years of industry experience. His career includes positions at Ameriprise Financial Services, Inc., Farmers New World Life as an independent contractor, and Transamerica Life Insurance Company. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners with programs that focus on asset allocation, contribution rates, and retirement age guidance. The firm uses proprietary software and model portfolios developed by Morningstar Investment Management to deliver both managed and non-discretionary advice at scale.

Elizabeth England is a CFP® with five years of industry experience, currently serving as a financial advisor at Sequoia Financial Group, L.L.C. She previously worked at Carlson Capital Management LLC and White Oaks Wealth Advisors, Inc., and has a background that includes seven years at Target Corporation. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, with oversight from an Investment Policy Committee and research informed by multiple analytical approaches and external resources.

Benjamin Carlson is a CFP® professional with six years of experience in the financial industry. He currently works at Sequoia Financial Group, L.L.C. and has prior experience running Carlson Capital Management as well as two years at Aon Benfield. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a combination of model and custom portfolio management strategies, utilizing various investment vehicles and an Investment Policy Committee to guide allocation decisions.