James Karel is a financial advisor with Karel Capital, Inc. in Spokane, WA, holding Series 63 and Series 65 credentials and 15 years of industry experience. He previously worked at Silicon Valley Wealth Advisors, LLC for six years and has been associated with Peterson Investment Management, Inc. for six years in a non-employee alternate role for business continuity and succession planning. Karel Capital, Inc. provides discretionary portfolio management and separately managed accounts to individuals, families, trusts, pension and profit-sharing plans, and business entities. The firm uses a conservative, capital-preservation asset allocation approach, combining top-down macro analysis with bottom-up security selection and focuses on healthcare, biotechnology, investment-grade bonds, and select growth-oriented opportunities.

Jay Lake is a financial advisor at Twenty Twenty Investment Advisors, LLC in Spokane, WA, with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Twenty Twenty Investment Advisors since 2014 and previously at Origin Financial for five years. Jay is also an owner of Twenty Twenty Investment Advisors. Twenty Twenty Investment Advisors serves individual and institutional clients, including high-net-worth individuals, retirement plans, foundations, trusts, and estates. The firm offers wealth management, financial consulting, and retirement plan advisory services, using a Modern Portfolio Theory-based approach that emphasizes client inputs and incorporates a range of investment vehicles and analysis methods.

Steven Neff is a financial advisor at Long Bridge Capital Management with 37 years of industry experience. He previously worked at Focus Point Capital LLC, Wealthmark, LLC, NBC Partners, PLLC, and ICM Asset Management, Inc., and has experience in business consulting. He serves on the loan committee for Ignite Northwest and volunteers as a co-manager for Springboard, organizations that support early-stage companies. Long Bridge Capital Management is a discretionary investment adviser managing approximately $53.8 million across about 100 client accounts. The firm offers portfolio management with customized Investment Policy Statements, employing both fundamental and technical analysis, and uses a range of strategies including small and micro-cap securities and covered-call overlays.

Richard Cullen is a CFP® with 13 years of industry experience, currently serving at Inland Financial Planning in Spokane, WA. His prior roles include positions at Cullen Financial Planning LLC, Lodestone Wealth Management, and Northern Capital Management, among others. Cullen is also an officer in the Washington Air National Guard, where he has served since 2006. Additionally, he is involved in a family business that coordinates the manufacturing and sales of gardening and harvesting aprons. Inland Financial Planning provides wealth management and comprehensive financial planning services to individuals, trusts, estates, charitable organizations, corporations, and retirement plan sponsors. The firm manages discretionary portfolios using a combination of quantitative and qualitative analysis, incorporating core-and-satellite allocations and offering participant educational workshops and retirement plan advisory support.

Noelle Seipp is a financial advisor at Fortitude Financial LLC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at LPL Financial, Hoyt, Lewis & Associates, and Financial Advocates Investment Management. Seipp is also a notary public. Fortitude Financial is an SEC-registered advisory team managing approximately $281.5 million for around 400 clients, primarily individuals and high-net-worth individuals. The firm employs a model-based investment approach that integrates top-down asset allocation with bottom-up security selection and offers discretionary portfolio management along with financial planning and tax consulting services through an affiliated entity.

Craig Wessels is a financial advisor with Integrity Wealth Management, Inc. in Spokane, WA, holding a Series 66 designation and 22 years of industry experience. He worked at Charles Schwab and Charles Schwab Bank from 2004 to 2018 before joining Integrity Wealth Management in 2018. Integrity Wealth Management provides personalized financial planning and investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm operates as a fee-only advisor, using a variety of security-analysis methods and offering ERISA-level retirement plan services.

David Martin is a financial advisor at MB Gen Wealth with 31 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Merriman Wealth Management, LLC and Nelson Securities, Inc. Martin is also involved with Echelon Capital, LLC, serving as a general partner in a private fund investment adviser role. MB Gen Wealth provides discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services to individuals, family offices, and institutional clients. The firm employs a combination of fundamental analysis, modern portfolio theory, and cyclical analysis to guide portfolio construction and offers customized investment solutions, including the use of mutual funds, ETFs, individual securities, and third-party sub-advisors.

Brian Simpson is a financial advisor at Integrity Wealth Management, Inc. in Spokane, WA, holding Series 63 and Series 65 registrations with 29 years of industry experience. He has been with Integrity Wealth Management since 2009. Integrity Wealth Management serves individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses with personalized financial planning and investment management. The firm focuses on customized portfolio management and retirement-plan advisory services using primarily no-load mutual funds, ETFs, and individual securities.

Kathryn Young is a CERTIFIED FINANCIAL PLANNER™ with 18 years of industry experience. She has worked at Financial Forum, Inc. since 2005 and previously spent 13 years at LPL Financial, LLC. Financial Forum serves individual and high-net-worth clients, businesses, and not-for-profit organizations with services including investment management, financial planning, retirement and estate planning, tax and risk management, and employee/executive benefits coordination. The firm employs a portfolio management approach based on Modern Portfolio Theory, emphasizing tailored portfolios and regular account reviews.

Jeffrey Comstock is a financial advisor at Financial Forum, Inc. in Spokane, WA, with 14 years of industry experience. He holds the Series 66 designation and previously worked at LPL Financial, LLC from 2011 to 2020. Outside of advisory services, he is involved in non-variable insurance sales, including health, life, long-term care, and disability insurance. Financial Forum serves individual and high-net-worth clients, businesses, and not-for-profit organizations by providing investment management, financial planning, retirement and estate planning, tax and risk management, and benefits coordination. The firm’s approach is based on Modern Portfolio Theory and offers tailored portfolios managed mainly on a discretionary basis.

Benjamin Chase is a CFP® with 13 years of experience in the financial services industry. He is currently with Fortitude Financial LLC and has previously worked at LPL Financial, Financial Advocates Investment Management, Hoyt, Lewis & Associates, LLC, and The Power Outlet. Fortitude Financial serves individual investors, including high-net-worth clients, through discretionary portfolio management, financial planning, and tax preparation services via its affiliate FF-CS Tax. The firm employs proprietary model portfolios combining top-down asset allocation with bottom-up security selection and offers a range of investment options including ESG/SRI models.

Cole Thompson is a financial advisor at Karel Capital, Inc. with a Series 65 designation and three years of industry experience. His prior work includes roles outside finance, such as at Solgen Power, St. Aloysius Gonzaga Catholic School, and the University of Idaho. Karel Capital provides discretionary portfolio management and separately managed accounts to individuals, families, trusts, pension and profit-sharing plans, and business entities. The firm follows a conservative, capital-preservation focused investment approach that combines top-down macro analysis with bottom-up security selection.

Debra Bell is a financial advisor with Selkirk Wealth Advisors, LLC and holds Series 63 and Series 65 credentials. She has 33 years of industry experience and has been with Selkirk Wealth Advisors since 2022. Prior to this, she has been affiliated with Mutual Advisors, LLC and Mutual Securities, Inc. since 2016. In addition to her advisory role, she operates as an independent insurance agent specializing in long-term care and disability insurance. Selkirk Wealth Advisors provides comprehensive financial planning and discretionary investment management to individuals, trusts, pension plans, charitable organizations, and small businesses. The firm customizes portfolios using both in-house analysis and third-party money managers, with a focus on transparent operational and reporting practices.

Daniel Murphy is a financial advisor at Lodestone Wealth Management LLC in Spokane, WA, holding a Series 66 designation with 26 years of industry experience. He has been with Lodestone Wealth Management since 2009 and also has a concurrent affiliation with Northwest Investment Advisors, Inc. Outside of advisory work, Mr. Murphy personally owns and manages two rental properties. Lodestone Wealth Management serves individual clients, trusts, pension plans, charitable organizations, and business entities. The firm offers discretionary portfolio management and financial planning, utilizing customized portfolios that include exchange-traded funds, mutual funds, individual equities, fixed-income securities, and allocations to third-party Separate Managers and private placements for accredited investors.

Matthew Greve is a financial advisor at Fortitude Financial LLC in Spokane, WA, holding a Series 66 designation and bringing six years of industry experience. He previously worked at Financial Advocates Investment Management and LPL Financial. Outside of advising, he has been employed at Black Angus Steak House since 2017. Fortitude Financial is an SEC-registered advisory team managing approximately $281.5 million for around 400 individual and high-net-worth clients. The firm employs a model-based investment process combining top-down asset allocation with bottom-up security selection and offers discretionary portfolio management, financial planning, and tax consulting through an affiliated entity.

Todd Koyama is a CFP® and holds a Series 66 license with 16 years of industry experience. He is currently with Stewardship Concepts Financial Services LLC, joining the firm in 2025 after eight years at Selkirk Wealth Advisors, LLC and five years at LPL Financial LLC. Stewardship Concepts Financial Services, LLC provides personal financial planning and discretionary investment management to individuals, families, trusts, estates, family businesses, corporations, and charitable organizations. The firm operates as a fee-only fiduciary with an investment approach that emphasizes global diversification, strategic asset allocation, and tactical adjustments based on fundamental and technical analysis.

Bruce Billeter is affiliated with Twenty Twenty Investment Advisors, LLC and holds Series 63 and Series 65 credentials. He has 29 years of industry experience, including 19 years at Billeter Wealth Management Inc. and over 7 years at Twenty Twenty Investment Advisors. Twenty Twenty Investment Advisors provides wealth management, financial consulting, and retirement plan advisory services to individual and institutional clients. The firm’s investment approach is based on Modern Portfolio Theory, using a variety of securities guided by client risk profiles and incorporates participant education within its retirement plan services.

Joshua Mastel is a CFP® professional with 11 years of industry experience and has been with Twenty Twenty Investment Advisors, LLC since 2016. He is also an owner and part-time supporter of a small farm, Seek No Further Farms, LLC, which has a truffle orchard. Twenty Twenty Investment Advisors serves individual and institutional clients, including high-net-worth individuals and employer-sponsored retirement plans, providing wealth management, financial consulting, and retirement plan advisory services. The firm’s investment approach uses Modern Portfolio Theory with a focus on ETFs, individual stocks, and other instruments as appropriate, incorporating client inputs and various analytical methods in portfolio construction.

Richard Tiffany is a financial advisor with APEX Advisory Group, Inc. in Spokane, WA. He holds the ChFC® designation and securities licenses Series 63 and Series 65, and has eight years of industry experience. He has worked at Capital Financial Services, Inc. since 2014 and with Guardian Life Insurance Co. of America since 2011. He is also involved in fixed insurance through various insurance companies. APEX Advisory Group provides investment advisory and financial consultation services to individuals, retirement plans, trusts, estates, charitable organizations, and corporations. The firm follows a valuation-driven, fundamental, and long-term investment approach, primarily using third-party discretionary managers for portfolio implementation and management, while offering services that include retirement planning, estate planning, and insurance planning.

Colby Ivey is a financial advisor at Simpli-FI Alpha LLC with one year of industry experience. He holds a Series 65 designation and has worked at Simpli-FI Alpha LLC since 2024. Outside of his advisory role, he has served with the Coeur d'Alene Fire Department since 2013. Simpli-FI Alpha LLC provides portfolio management and investment advice to individuals, high-net-worth clients, charitable organizations, and business entities. The firm uses a combination of charting, fundamental, quantitative, and technical analysis within a modern portfolio theory framework, offering both discretionary and non-discretionary services.