Kelsey Martin is a CFP® and Series 65-licensed financial advisor with five years of industry experience. She has worked at Financial Plan, Inc. since 2019 and previously at Peoples Bank from 2017 to 2019. Financial Plan, Inc. provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and selected institutional clients. The firm employs an enhanced passive investment approach, using broadly diversified, low-cost mutual funds and ETFs, primarily managed through Dimensional Fund Advisors, and oversees approximately $1.23 billion in client assets.

Nathan Twining is a CFP® professional with 13 years of industry experience, currently serving as an advisor at Financial Plan, Inc. in Bellingham, WA, where he has worked since 2011. He holds a Series 65 license and is part of a nine-advisor team. Financial Plan, Inc. provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and select institutional clients such as foundations and nonprofit organizations. The firm employs an enhanced passive investment approach, utilizing broadly diversified, low-cost mutual funds and ETFs, with a primary focus on Dimensional Fund Advisors' equity funds.

James Twining is a CFP® with 29 years of experience in the financial industry. He has been with Financial Plan, Inc. since 1997 and continues to serve as part of its nine-advisor team in Bellingham, WA. Financial Plan, Inc. provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and selected institutional clients. The firm employs an enhanced passive investment approach using low-cost mutual funds and ETFs, primarily managed through Dimensional Fund Advisors, and manages approximately $1.23 billion in client assets.

William Wolf is a CFP® and holds a Series 66 license with 15 years of industry experience. He has been with Financial Plan, Inc. since 2010. Wolf has a passive ownership interest in a small business outside the financial sector. Financial Plan, Inc. provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and select institutional clients. The firm employs an enhanced passive investment approach, using broadly diversified portfolios with low-cost mutual funds and ETFs, primarily managed through Dimensional Fund Advisors.

Kyle Jackson is a CFP® and ChFC® with 18 years of experience in the financial services industry. He has been with Tradewinds Capital Management, LLC since 2008. Tradewinds Capital Management provides investment management, financial planning, and retirement plan consulting to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers several defined management styles, using mutual funds and ETFs, and employs technology and documented processes to serve a diverse client base.

Amy Brown is a Series 65-licensed financial advisor at Tradewinds Capital Management, LLC with two years of industry experience. She has held previous roles at Vail Ridge Capital, Keller Williams Realty, and Alaska Airlines. Tradewinds Capital Management provides investment management, financial planning, and retirement plan consulting to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs a range of management styles, including quantitative, hybrid, and passive approaches, and utilizes technology and documented processes to serve a high client load efficiently.

Lamar West is a financial advisor with West Invest, holding Series 63 and Series 65 designations and 38 years of industry experience. He has worked at LPL Financial since 1998 and joined Northwest Wealth Advisors in 2023. Outside of advisory work, Lamar is involved with Amway Global. West Invest provides discretionary portfolio management and financial planning to individuals, including high-net-worth clients, as well as pension and profit-sharing plans and business entities. The firm uses fundamental analysis, modern portfolio theory, and quantitative methods with a long-term trading orientation, typically managing accounts on a discretionary basis and offering tailored financial planning across multiple areas.

Luke Smith is a financial advisor at West Invest with a Series 65 designation and one year of industry experience. Prior to joining West Invest, he worked at Northwest Wealth Advisors, LLC and has experience outside the industry including roles at the Bellingham Golf and Country Club. West Invest provides discretionary portfolio management and financial planning to individuals, including high-net-worth clients, as well as pension and business entities. The firm uses fundamental analysis, modern portfolio theory, and quantitative methods with a long-term trading approach, and offers tailored financial planning across tax, estate, cash flow, and insurance.

Adam Visser is an advisor at West Invest with a Series 65 license and no prior industry experience. His work history includes roles outside finance such as at Silver Reef Casino and several service and tutoring positions. West Invest provides discretionary portfolio management and financial planning services to individuals, pension plans, and business entities. The firm employs fundamental analysis, modern portfolio theory, and quantitative methods with a long-term trading orientation, offering tailored financial planning and ongoing portfolio monitoring.

Levi Westra is a financial advisor at Financial Plan, Inc. in Bellingham, WA, holding a Series 65 designation with one year of experience at the firm. His prior roles include positions at Hollander Hospitality, Calvin University, Lynden Door, and Lynden Christian School. Financial Plan, Inc. provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and select institutional clients. The firm employs an enhanced passive investment approach using broadly diversified, low-cost mutual funds and ETFs, primarily managed by Dimensional Fund Advisors.

Azita Simler is a financial advisor with Tradewinds Capital Management, LLC, holding a Series 66 designation and 14 years of industry experience. She previously worked at Saturna Capital Corporation for seven years before joining Tradewinds in 2019. Outside of her advisory role, she supports a ballroom dance instruction business by handling bookkeeping, marketing, and office functions. Tradewinds Capital Management provides investment management, financial planning, and retirement plan consulting to a diverse client base including individuals, trusts, and charitable organizations. The firm offers multiple management styles combining quantitative, hybrid, and passive strategies, using technology and documented processes to serve a high volume of clients efficiently.

Bryant Engebretson is a CFP® and ChFC® with 20 years of experience in the financial industry. He has been with Tradewinds Capital Management, LLC since 2008. Tradewinds Capital Management provides investment management, financial planning, and retirement plan consulting to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers multiple management styles, including quantitative and passive strategies, and uses technology to manage diverse client accounts and support service delivery.

Justin Slagle is a financial advisor with Tradewinds Capital Management, LLC in Bellingham, WA. He holds a Series 65 credential and has two years of industry experience. Prior to joining Tradewinds, he worked for the Burlington-Edison School District for ten years. Tradewinds Capital Management provides investment management, financial planning, and retirement plan consulting to individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm employs defined management styles ranging from quantitative momentum-driven strategies to passive, low-turnover options and uses technology and documented processes to serve a diverse client base.

La Velle West is a CFP® and ChFC® with 10 years of industry experience. He is currently affiliated with West Invest and previously worked with Northwest Wealth Advisors and LPL Financial. Outside of his advisory roles, he is involved with Mountain View Insurance as a governor, owner, producer, and insurance agent. West Invest is a team-based firm offering discretionary portfolio management and financial planning services to individuals, business entities, and pension/profit-sharing plans. The firm employs fundamental analysis, modern portfolio theory, and quantitative methods with a long-term investment approach and provides ongoing monitoring and tailored planning across multiple financial areas.

Korinda Bullard is a financial advisor at West Invest with seven years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Thrivent Financial and LPL Financial LLC. Outside of finance, she was involved with Locker Room Fitness for several years before transitioning into advisory roles. West Invest provides discretionary portfolio management and financial planning to individuals, pension plans, and business entities. The firm uses fundamental analysis, modern portfolio theory, and quantitative methods with a long-term trading approach, managing accounts primarily on a discretionary basis and offering clients ongoing reviews and tailored financial planning.

Alice Tweit is a CFP® with six years of industry experience, currently serving as a financial advisor at West Invest in Bellingham, WA. Her prior experience includes roles at Northwest Wealth Advisors, LPL, Bank of America, Merrill, and Northwestern Mutual. She also provides administrative support to Northwest Wealth Advisors LLC. West Invest is a small team firm offering discretionary portfolio management and financial planning to individuals, high-net-worth clients, pension plans, and business entities. The firm employs fundamental analysis, modern portfolio theory, and quantitative methods with a long-term investment approach, producing written Investment Policy Statements and providing ongoing monitoring and tailored financial planning.

David Dick is a CFP® and holds a Series 66 license with 23 years of industry experience. He has been with Financial Plan, Inc. since 2000. Outside of his advisory role, he is a passive owner of the Mustard Seed restaurant in Buhler, Kansas. Financial Plan, Inc. provides discretionary portfolio management and financial planning to individuals, high-net-worth clients, and selected institutional clients. The firm employs an enhanced passive investment approach, utilizing broadly diversified, low-cost mutual funds and ETFs, primarily managed by Dimensional Fund Advisors.

Eric Petersen is a financial advisor at Bellingham Capital with 12 years of industry experience. He holds the Series 66 designation and has been with Bellingham Capital Management, Inc. since 2014. He is also a member of Cumulus360, LLC, a pooled investment fund. Bellingham Capital Management is a team of four advisors managing approximately $142 million for about 240 clients. The firm serves individuals, trusts, foundations, corporations, and retirement plans, focusing on long-term, strategic asset allocation through customized model portfolios using both fundamental and technical analysis.

Brian Smith is a financial advisor at Farther with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bellingham Capital Management, Inc. since 2009. Smith is also a member of Cumulus360, LLC, a pooled investment fund. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based approach using bespoke and algorithmic model portfolios, focusing primarily on ETFs, mutual funds, equities, and fixed income.

Andrew Zender is a CFP® and Series 65-licensed advisor with Financial Plan, Inc. in Bellingham, WA, bringing five years of industry experience. He has worked at Financial Plan, Inc. since 2018 and has also been employed by Mt Baker School District since 2021. Previously, he spent a year with the U.S. Forest Service and nine years in high school and college roles. Financial Plan, Inc. serves individuals, high-net-worth clients, and selected institutional clients with discretionary portfolio management and financial planning. The firm employs an enhanced passive investment strategy focused on broadly diversified, low-cost mutual funds and ETFs, primarily using Dimensional Fund Advisors as its equity manager.