Owen Lovely is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Fidelity Investments. His background includes roles in leadership and community engagement at Rollins College and involvement with USA Triathlon. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm employs ETF-based portfolios in its digital advisory program and operates as a broker-dealer and insurance agency, with ownership by Citizens Bank, N.A.

Richard Ranone is a CFP® with 39 years of experience in the financial industry. He is currently affiliated with Janney Montgomery Scott, where he has worked since 2016. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage services, financial planning, consulting, and advisory programs.

Brian Valcourt is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 credential and 25 years of industry experience. He has been with Citizens Securities since 2005. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed in partnership with SigFig and a separate Managed Account program.

Jordan Huntoon is a financial advisor at Integrated Wealth Concepts LLC with a Series 65 credential and no prior industry experience. He is also a partner and shareholder at Huntoon CPA, LLC, a CPA firm where he dedicates significant time. His professional background includes roles at Charland, Marciano & Co, CPAs, LLP, and Bryant University. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios with a long-term approach and a variety of model and wrap-fee options.

Julie Warren is a financial advisor at TIAA-CREF with 18 years of industry experience. She holds the Series 66 designation and has worked previously at Wachovia Securities and Wells Fargo & Co. since 2012. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm offers model-based and customized portfolio management within a fiduciary framework and acts as adviser to a donor-advised fund.

David Matarese is a financial advisor with Janney Montgomery Scott, holding CFP® and PFS™ designations along with Series 66 and Series 63 licenses. He has 18 years of industry experience, including 18 years at Corrigan Financial, Inc. before joining Janney Montgomery Scott in 2022. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base with a range of brokerage, financial planning, and advisory services, utilizing both in-house and third-party portfolio management across multiple wrap programs and managed accounts.

Glen Dowden is a financial advisor at Citizens Securities, Inc. with 19 years of industry experience. He holds a Series 66 designation and has worked at Citizens Securities since 2019. His prior experience includes positions at GWN Securities, Inc. and Merrill. He serves as executor and power of attorney for family members. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program.

Lauren Cunningham is a Series 66-licensed advisor at Citizens Securities, Inc. in Johnston, Rhode Island, with 16 years of industry experience. She has been with Citizens Securities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program while operating as a broker-dealer and insurance agency.

Michael Guertin is a financial advisor with Equity Services, Inc. holding a Series 66 designation and 16 years of industry experience. His prior firms include SagePoint Financial, Park Avenue Securities, Guardian Life Insurance, and MetLife Securities. He is co-trustee of a family revocable trust. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading, utilizing both discretionary and non-discretionary management through third-party asset managers.

Kathi Sterns is a financial advisor with Citizens Securities, Inc. in Johnston, RI. She holds the Series 66 designation and has been with Citizens Securities since 2026. Her prior experience includes seven years at Citizens Bank and fourteen years at Bed Bath and Beyond. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans. The firm offers both advisory programs—such as a digital advisory platform and a Managed Account program—and brokerage and insurance services.

Cody Machie is an advisor with Citizens Securities, Inc., holding Series 65 and Series 63 credentials and beginning his industry experience in 2026. Prior to joining Citizens Securities, he worked at Fidelity Brokerage Services and Fidelity Investments. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with proprietary algorithms and a separate Managed Account program.

Bruno Cunha is a financial advisor at Citizens Securities, Inc. in Johnston, RI, with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fidelity Investments and Citizens Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm’s offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Christopher Antonelli is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments, Morgan Stanley, Merrill, and Santander Securities. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, including a digital advisory platform and managed accounts.

Michael Michaelson is a financial advisor at Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation with 14 years of industry experience. He has been with Citizens Securities since 2015. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Sean Trottier is a financial advisor with Guardian Life holding Series 63 and Series 65 designations. He has one year of industry experience, including prior roles at Florida Financial Advisors and Park Avenue Securities. Sean previously worked at Bentley University and J.H. Lynch and Sons. Guardian Life, through its subsidiary Park Avenue Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charities, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies with access to proprietary and third-party programs, including specialized insurance and alternative investment options.

Dylan Souter is a CFP® professional at Citizens Securities, Inc. with eight years of industry experience. He has worked at several firms including Santander Securities, Santander Bank, Northwestern Mutual Investment Services, and Global Atlantic Financial Group. Outside of his advisory role, he is involved as a member of 4 Keyes Ln, LLC, providing rental management assistance. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both digital and managed account advisory programs and conducts commission-based brokerage and other non-discretionary business.

Jeffrey Massey is a CFP® professional with 23 years of industry experience, currently serving as an advisor at AE Wealth Management, LLC since 2018. He previously worked at Global Financial Private Capital, LLC and has maintained Massey & Associates, Inc. since 1995, where he also acts as president overseeing insurance sales. In addition to his advisory work, Massey is an author involved in book sales. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base that includes individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolio solutions, discretionary asset management, financial planning, and consulting services.

Preston Grundy is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation and three years of industry experience. He has previously worked at Bank of America N.A. and Merrill. Grundy was also involved with The Ben and Tony Podcast from 2020 to 2021. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program utilizing proprietary algorithms and discretionary portfolio management, as well as commission-based brokerage and other non-discretionary services.

Katelyn Woodall is a financial advisor at Bankers Life Advisory Services, Inc. with eight years of industry experience. She holds the Series 63 and Series 65 designations. Woodall has been affiliated with Bankers Life and Casualty, Inc. since 2013 as an agent, where she is appointed to write business for Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis in its investment process.

Michael Beaulieu is a financial advisor at Citizens Securities, Inc. with over 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Prudential Insurance Company of America, Global Portfolio Strategies, Inc., and Empower Financial Services, Inc. He serves as a member of the Regional Hebron Andover Marlborough Board of Education and the Town of Hebron Board of Finance, both uncompensated positions. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program featuring ETF-based portfolios and discretionary management, supported by proprietary algorithms and a client risk-tolerance questionnaire.