Alberico Sessa is a financial advisor at Morgan Stanley with 30 years of industry experience. He has held roles at Morgan Stanley Private Bank, N.A. and MORGAN STANLEY SMITH BARNEY LLC since 2023, and spent 11 years at UBS Financial Services. Outside of advisory work, he is involved as a partner in real estate ventures through AA Belmar Real Estate LLC and Sessa-Kopcha Family LLC. Morgan Stanley Wealth Management provides financial planning and advisory services to individuals and institutional clients, managing approximately $2.74 trillion in assets and offering tailored planning supported by firm-approved tools and methodologies.

Michael Girgis is a Series 66-credentialed financial advisor with 19 years of industry experience. He has been with Equitable Advisors since 2006, following his tenure at Axa Advisors, LLC. Outside of his advisory role, he serves as co-trustee of the Girgis Family Trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a combination of third-party asset managers and proprietary programs to deliver customized investment solutions.

Todd Speedy is a Series 66-licensed financial advisor with 25 years of industry experience. He has been with Equitable Advisors since 2002, following a brief tenure at UBS Financial Services. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm’s approach involves assessing client risk tolerance and matching clients to program models or discretionary managers, often utilizing third-party asset managers and advisory programs.

Miguel Coelho is a financial advisor at Cetera with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its affiliated entities since 2019, as well as at Summit Financial Group and Summit Brokerage Services earlier in his career. Outside of his advisory role, he is the managing partner of Freedom Capital Group. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers various portfolio management and financial planning services through a multi-manager platform that provides access to affiliated and third-party managers as well as customizable investment strategies.

John Feiden is a financial advisor with Merrill in Toms River, NJ, holding Series 63 and Series 66 licenses with 27 years of industry experience. His prior experience includes roles at Scottrade, PNC Investments, Banc of America Investment Services, and TD Ameritrade. Outside of his advisory work, he performs as a part-time drummer in a classic rock band. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

David Shave is a CFP® professional with 13 years of industry experience, currently serving as an advisor at OSAIC since 2018. Prior to this, he worked at Sii for four years and has been a partner and comptroller at SFG Annuity Marketing, Inc. since 1997, where he manages back-office operations and financial decisions. He is also involved in insurance sales and full-service financial planning through affiliated firms. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations, offering a range of brokerage and advisory services. The firm employs a model-based investment process that integrates risk tolerance and portfolio optimization tools, supporting both discretionary and advisor-managed strategies across various platforms.

Jacob Eisikovic is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has 12 years of industry experience. He has worked at Avantax Advisory Services and currently maintains a role at Eisikovic & Kane, LLP, where he is involved in accounting, bookkeeping, tax preparation, and payroll services. His work history also includes positions at Cetera Wealth Services, LLC and Grandview Wealth Advisors LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm provides portfolio management, financial planning, and access to a range of program platforms and third-party money managers, supported by a nationwide network of more than 10,000 advisors.

Amy Haig is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been with the Toms River, NJ office since 1992 and has 32 years of experience in the financial services industry. In her role, she helps clients manage their personal and business finances and works closely with their accountants and attorneys to develop estate plans. Amy holds a Bachelor's degree from Gettysburg College and a Master's degree from the University of North Carolina at Chapel Hill. She is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Additionally, she holds the Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Residing on Long Beach Island with her husband and two children, Amy participates in the communities she serves by volunteering with local organizations.

Thomas Ley is a financial advisor at Wells Fargo Advisors with 43 years of industry experience. He has previously worked at Morgan Stanley, Citigroup Global Markets, and Wells Fargo Clearing. Outside of his advisory role, he serves as co-trustee of the UW Frances M Ley Testamentary Trust and holds a 90% ownership stake in Manage Money Ley GP, LLC, a merchant partnership. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with various financial products, serving clients through a large network of advisors.

Kevin Holt is a financial advisor with Morgan Stanley who holds Series 63 and Series 66 licenses and has 23 years of industry experience. He previously worked at Bank of America and Merrill before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning that utilizes structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial plans.

Danielle Magrini is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2007. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

Thomas Cummings is a financial advisor with Cetera in Manasquan, New Jersey, holding a Series 66 designation and 13 years of industry experience. He has operated Cummings Wealth Management, LLC since 2015, focusing on investment portfolios and client relationships. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with various discretionary and non-discretionary program options.

Michael Hirsch is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has worked at LPL Enterprise since 2024 and has a background with Vincent Hirsch Financial Services, Prudential Insurance Company of America, and Pruco Securities, LLC. Hirsch serves as a Commissioner on the Monmouth County Tax Board. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm utilizes a model-driven investment approach and offers financial planning, access to third-party asset managers, and a wrap program through its network of investment adviser representatives.

Logan Murphy is a Series 66-credentialed financial advisor with two years of industry experience, currently serving at Raymond James Financial. His prior experience includes roles at OSAIC Wealth, Inc. and Northwestern Mutual. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional clients. The firm employs a non-discretionary approach tailored to client goals using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Erick Simonds is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Wells Fargo Clearing and PNC Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with advanced research and operational tools.

Debra Fournier is a CFP® with 32 years of industry experience, currently affiliated with LPL Financial. Her career includes roles at Seaview Wealth Management, LLC, Harbor Lights Financial Group, Inc., and Citigroup Global Markets. She is involved with the Association of Divorce Financial Planners and the Institute for Divorce Financial Analysts and owns a business called Fiscal Fitness for Women. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, institutions, and retirement plan participants. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by a large network of investment adviser representatives.

Richard Curley is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 44 years of industry experience. His prior firms include Cambridge Investment Research Advisors, Kenilworth Asset Management, Chicago Investment Group, and Ryan Beck & Co. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a variety of financial planning and investment management solutions, including model portfolios and institutional platforms.

Joseph Bonacci is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS Financial Services from 2009 to 2023 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved planning tools.

Nicole Andres is a Private Wealth Manager at Merrill Private Wealth Management, where she leads a team dedicated to providing customized wealth strategies to clients. Her role involves designing bespoke portfolios that integrate clients' goals, risk tolerance, time horizon, and income needs into personalized strategies. She works closely with high-net-worth individuals and families to help them navigate complex financial decisions, addressing a wide range of needs including education planning, family wealth management, legacy planning, liquidity management, and tax minimization. Before joining Merrill, Nicole served as a Director with Credit Suisse Private Bank for fifteen years and spent nine years in the Private Client Services division of Donaldson Lufkin & Jenrette prior to its acquisition. She began her financial services career in 1990 at First Manhattan Company in the Research Division. Nicole holds a bachelor's degree from Vassar College and has completed graduate coursework at Fordham University's Gabelli School of Business. She has earned recognition, including being named one of Barron's Top 100 Women Financial Advisors from 2007 to 2015. Nicole is involved in community organizations such as the University of Dayton Parent Leadership Council. Outside of her professional work, she enjoys cooking, running, spending time with her family, and traveling.

Nicholas Columbo is a Series 66-licensed financial advisor with 19 years of industry experience. He is currently with Morgan Stanley, where he has worked since 2026, following a 17-year tenure at Merrill. Outside of his advisory role, he serves as a board member for the Toms River Basketball Association, a charitable organization, where he helps oversee operations and coordinates teams and coaches. Morgan Stanley Wealth Management provides advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through various financial planning and investment strategies.