Scott Wilson is a financial advisor at Janney Montgomery Scott in Albany, NY, holding a Series 63 designation with 26 years of industry experience. He has been with Janney Montgomery Scott since 2005. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipalities, offering a range of brokerage, financial planning, and advisory services backed by in-house and third-party portfolio management.

Owen Brown is a Series 66-licensed financial advisor with Goldman Sachs Wealth Services, based in Cohoes, NY. He has two years of industry experience, all within Goldman Sachs, following roles at firms including Northwestern Mutual and Advantage xPO. Goldman Sachs Wealth Services serves a diverse client base ranging from individual investors to institutional clients, offering comprehensive financial planning and portfolio management. The firm integrates resources across the broader Goldman Sachs network to deliver tailored investment strategies and a wide array of wealth management services.

Richard Rugel is a financial advisor with Integrity Alliance, LLC, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Prudential Insurance Company of America and AllState Insurance Company. He also coordinates annuity and life sales through Advisors Insurance Brokers. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm offers continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, employing a range of portfolio management approaches across multiple custodial platforms.

Payton Armstrong is a financial advisor at Goldman Sachs Wealth Services with six years of industry experience. He holds the Series 65 and Series 63 licenses and has worked at Goldman Sachs & Co. LLC since 2021. His prior experience includes four years at The Ayco Company LP and eleven years at Deloitte Tax LLP. Goldman Sachs Wealth Services advises a diverse client base, including individuals, corporate participants, executives, and institutional clients. The firm offers tailored financial planning and portfolio management utilizing strategic allocation models, manager selections, and both discretionary and non-discretionary implementations, supported by a broad range of affiliated financial services within the Goldman Sachs ecosystem.

Brian Hughes is a financial advisor at The Huntington Investment Company with 10 years of industry experience. He holds a Series 66 designation and has worked at Manning & Napier Investor Services, KeyBank, and The Huntington National Bank. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm uses an open-architecture model combining third-party sub-managers and proprietary private bank models, offering various wrap-fee programs on the Envestnet MAS platform.

Zachary Evans is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has a background that includes roles at the Legal Aid Society of Northeastern New York, the New York State Department of Environmental Conservation, and the National Wildlife Federation. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, executives, plan sponsors, and institutional clients, offering tailored strategies supported by the firm’s Private Wealth Investment Strategy Group and External Investment Group. The firm integrates a broad range of affiliated capabilities and employs a variety of operational tools and customized fee arrangements to serve client objectives.

Nicholas Fronczak is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. His work history includes roles at Goldman Sachs & Co. LLC and Financial Trust Federal Credit Union, as well as academic involvement at the University at Buffalo. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm integrates strategic allocation models and manager selections across various platforms and offers access to specialized programs and alternative investments within the broader Goldman Sachs ecosystem.

Christopher Pasquarella is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes roles at Upstate Solutions LLC and Marist University. Goldman Sachs Wealth Services provides advisory services to a diverse client base, offering financial planning, portfolio management, and specialized programs such as Private Family Office services and Alternative Investments. The firm utilizes strategic allocation models and proprietary analytics while integrating capabilities across the broader Goldman Sachs ecosystem.

Jared Malinowski is a financial advisor at Goldman Sachs Wealth Services with one year of industry experience. He holds a Series 66 designation and has previously worked at Ayco and in the fitness industry. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Antonio Lisi is a financial advisor with Citizens Securities, Inc. in Albany, NY, holding CFP® certification along with Series 65 and Series 63 licenses. He has 25 years of industry experience, including prior roles at Financial Engines Advisors LLC and VOYA Financial Advisors. His other activities include serving as a notary public and acting as a personal representative for an estate. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory platform and traditional managed account programs, supported by its affiliation with Citizens Bank, N.A.

Tyler Sears is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and approximately one year of industry experience. His prior work includes roles at Goldman Sachs & Co. LLC, Handshake AI Solutions LLC, and teaching positions at Saint Anselm College and local schools. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate participants, and institutional clients, offering financial planning, portfolio management, and specialized wealth programs. The firm utilizes strategic and tactical allocation models supported by proprietary research and delivers services through multiple platforms integrated within the broader Goldman Sachs ecosystem.

Matthew Dempsey is a financial advisor at Private Advisor Group, LLC with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Pacer Financial, Inc., Saint Joseph's University, Healthplex Fitness Center, and Hockey Hut Training Center. Outside of advising, he provides administrative support to Private Advisor Group through his business activities. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering portfolio management, financial planning, and access to third-party asset management programs.

Michael Teddy is a financial advisor at Equity Services, Inc. with 42 years of industry experience. He has been with Equity Services since 2003 and previously worked at National Life Insurance starting in 1982. Outside of his advisory work, he is involved in organizing an annual golf tournament for The Pluta Cancer Foundation. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to a diverse client base including individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm employs multiple advisory platforms, often utilizing third-party asset managers and model portfolios, and offers a mix of discretionary and non-discretionary client programs.

Allison Larman is a CFP® and holds a Series 66 license with nine years of industry experience. She has worked at Goldman Sachs Wealth Services since 2021 and previously held roles at Ameriprise Financial Services and The AYCO Company, L.P./Mercer Allied. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm leverages centralized investment resources and affiliated teams to deliver tailored wealth management solutions through a combination of discretionary and non-discretionary managers.

Madeline Ames is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. She has been with Goldman Sachs since 2021, including roles at Advantage Xpo onsite at Goldman Sachs and Goldman Sachs & Co. LLC. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a range of discretionary and non-discretionary managers within a large integrated financial group.

James Pellitteri is a CFP® with 42 years of industry experience, currently serving at Commonwealth Financial Network since 2016. He previously worked at LPL Financial for 20 years. Outside of his advisory role, he is a co-owner of Paper Planes Childcare, LLC, and serves as a board member for the Town of Jewett. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers various advisory programs and services, combining investment management, technology, and practice-management support for affiliated advisors.

Daniel Yankowski is a financial advisor with Goldman Sachs Wealth Services, holding a Series 66 designation and six years of industry experience. His prior roles include positions at The Ayco Company, L.P./Mercer Allied and the University at Albany. Goldman Sachs Wealth Services serves a diverse client base including individual investors, corporate participants, executives, and institutional clients, providing financial planning and portfolio management alongside specialized offerings such as Private Family Office and Executive Wealth programs. The firm employs strategic and tactical allocation models and integrates resources across the Goldman Sachs network to tailor solutions to client objectives.

Val Tornicelli is a financial advisor with Principal Financial Services, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has worked at Principal Securities Inc. since 2006. In addition to his advisory role, he is involved in fixed insurance sales focusing on life, annuity, and disability insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money managers under various advisory and promoter arrangements.

Zachary Timm is a financial advisor with Guardian Life and its subsidiary Park Avenue Securities, holding Series 65 and Series 63 designations and eight years of industry experience. His prior roles include positions at Citizens Securities, Foresters Advisory Services, and Foresters Financial Services. In addition to advisory work, he is involved in long-term care, health and medical insurance, annuities, life insurance, and group benefits outside of his primary firm. Guardian Life’s subsidiary, Park Avenue Wealth Management, serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients through brokerage services, financial planning, retirement plan consulting, and investment advisory programs that combine proprietary and third-party strategies.

Kathryn Krause is a financial advisor at Citizens Securities, Inc. in Albany, NY, with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has worked exclusively within Citizens Securities and Citizens Bank since 2015. Krause is also a Notary Public. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, providing investment advisory programs alongside brokerage and insurance services. The firm offers a digital advisory program and managed accounts, and operates as a broker-dealer fully owned by Citizens Bank, N.A.