Kevin Riley is a CFP® with 45 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services, Inc. since 1999. He also holds Series 63 and Series 65 licenses. Outside of his advisory role, Kevin is actively involved as an owner and officer of Planned Results, Inc., a support company, and has worked as an insurance agent through the same entity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning using analytical tools to support client goals and offers innovative advisory programs alongside municipal and public-finance services.

Allison Small is a financial advisor at RBC Capital Markets with three years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services. Outside of her advisory role, Small is involved in coaching ice hockey for several local teams and serves as treasurer for a hockey-related organization. RBC Wealth Management, a division of RBC Capital Markets, offers a range of advisory programs and services to individual and institutional clients. The firm customizes investment strategies based on client risk profiles and employs both in-house and third-party managers, providing discretionary and non-discretionary portfolio management, financial planning, and brokerage services.

Marcus Mcfee Walters is a financial advisor at Equitable Advisors with nine years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Equitable Advisors since 2017, including a period when the firm was known as AxA Advisors. Walters is involved in community and educational organizations, serving on the SUNY Oswego Gold Leadership Council and boards of the Onondaga Community College Foundation and Oswego College Foundation. He is also the owner of MMW Merch LLC, a wholesale business based in Syracuse, NY. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs through its network of Investment Adviser Representatives, utilizing both proprietary and third-party managed solutions.

Christopher Coates is a financial advisor at Wells Fargo Clearing in Syracuse, NY, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Wells Fargo Advisors, St Bonaventure University’s Accounting Department, and Arctic Glacier Premium Ice. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options, offering both brokerage and advisory solutions across a broad client base.

Ava Field is a financial advisor at Wells Fargo Clearing with a Series 66 designation and less than one year of industry experience. Her prior work includes roles at Bank of America and Binghamton University, as well as involvement with Timber Banks Golf Club. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to support its investment approach.

Cheryl Mcleod serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, with over 25 years of experience guiding individuals and families through various financial transitions. She specializes in legacy planning, LGBT wealth planning, personal retirement planning, socially responsible and values-based investing, women and wealth, sports and entertainment, and retirement income. Cheryl approaches wealth management by creating strategies that reflect clients' unique goals and values, emphasizing personalized wealth management through one-on-one conversations. Cheryl holds a Bachelor's Degree from Ithaca College and maintains several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Her background includes serving as a volunteer firefighter and EMT-D, experiences that have influenced her professional approach. Beyond her professional work, Cheryl is actively involved in her community through organizations such as the Eastern Farm Workers Association, Friends Forever Animal Rescue, the Onondaga Hill Fire Department, and Sunshine Horses. She enjoys gardening, hiking, photography, reading, writing, spending time with her family, and practicing yoga. Cheryl lives in Onondaga Hill with her husband, two sons, a rescued dog named Lacy, a senior cat, and a flock of free-range chickens.

James Cotter is a financial advisor with Equitable Advisors in Syracuse, NY, holding the Series 66 designation and bringing 22 years of industry experience. He has been with Equitable Advisors since 2013 and previously worked at Axa Advisors, LLC from 2013 to 2020. Equitable Advisors serves a broad range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives, utilizing both proprietary and third-party advisory platforms.

Matthew Kelsey is a financial advisor at Cetera with four years of industry experience and holds a Series 66 designation. He has worked at Cetera Financial Specialists LLC, The Terzolo Financial Group, Inc., and Equitable. Kelsey is involved with The Terzolo Financial Group, Inc., where he provides executive support and account maintenance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

James Diblasi is a financial advisor at Stifel with 30 years of industry experience. He holds Series 63, Series 65, and Series 66 designations and has previously worked at Bank of America and Merrill Lynch. Outside of his advisory work, he serves on the board of Multiple Sclerosis Resources of Central New York, a charity focused on providing support for individuals with multiple sclerosis. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm's investment approach involves proprietary analysis and allocation guidance developed by its Investment Strategy Group, using forward-looking capital market assumptions and probabilistic modeling.

Mark Diebold is a financial advisor with LPL Enterprise and holds a Series 63 designation. He has 34 years of industry experience, including prior roles at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate entities. The firm uses a model-driven investment approach with access to third-party asset managers and offers additional services such as financial planning and insurance product sales through affiliated entities.

Donald Karlik is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 16 years of industry experience, including prior roles at MetLife Securities Inc. and Mass Mutual Life Insurance Company. Outside of advising, he is an insurance agent with Family First Life. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers with financial planning and asset management services.

John Davies is a financial advisor with Ameriprise Financial Services in East Syracuse, NY, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Prior to joining Ameriprise, he worked at Wells Fargo Clearing for six years. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement-income planning, tax-aware withdrawal strategies, and Social Security claiming options. The firm’s approach includes a centralized service team and utilizes proprietary research and third-party data to develop tailored retirement recommendations.

Richard Neal is a Senior Financial Advisor with Merrill Lynch Wealth Management. He provides wealth management and investment advice to individuals, families, nonprofit organizations, and institutional clients. Rick is a qualified Portfolio Manager who manages personalized or defined strategies, utilizing a range of asset classes including stocks, bonds, mutual funds, and alternative investments, often applying Merrill Lynch Wealth Management model portfolios and third-party strategies on a discretionary basis. He holds multiple professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Rick earned a Bachelor’s degree in Industrial Relations from LeMoyne College and a Master’s degree in Public Administration from the State University of New York at Albany. He completed his high school education at Christian Brothers Academy. Rick is committed to his local community and serves on advisory boards such as the Alzheimer's Association, Central New York Chapter, and the New York State Children’s Alliance, Inc. He resides in Fayetteville, New York with his wife, Donna. Together, they enjoy golf, skiing, and spending time with their adult sons.

Tara Kobuszewski is a financial advisor at Raymond James Financial with nine years of industry experience. She holds a Series 66 designation and has worked with Raymond James Financial Services since 2014. Outside of her advisory role, she is involved as a sales assistant at Planned Results, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and institutional clients. The firm offers tailored non-discretionary planning using analytical tools and supports advisory programs, including specialized services for municipal and public finance clients.

Frank Brown is a financial advisor with LPL Financial in Syracuse, NY, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 40 years of industry experience with prior roles at Cadaret, Grant & Co., Woodbury Financial Services, National Planning Corporation, and Paragon Financial Group, where he also has an ongoing business involvement. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning, asset management, and institutional solutions supported by technology and a broad platform of complementary financial services.

Colette Powers is a financial advisor at RBC Capital Markets with 13 years of industry experience. She holds Series 65 and Series 66 licenses and previously worked for UBS Financial Services for 13 years before joining RBC in 2025. Powers serves on the boards of several nonprofit organizations focused on women’s business development and community support. RBC Wealth Management, a division of RBC Capital Markets, offers advisory and portfolio management services to a diverse client base including individuals, institutions, and charitable organizations. The firm employs tailored strategies using a combination of in-house and third-party investment managers and provides a range of program structures and investment options.

Lisa Duncan is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds Series 63 and Series 65 designations and has been with Wells Fargo since 2016. Outside of her advisory role, she is involved in her local VFW post as a bartender and event coordinator. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party sources.

Alexander Hawthorne is a financial advisor with Ameriprise in Oneida, NY, holding a Series 66 designation and five years of industry experience. His prior work includes roles at United Parcel Service, Nicky Doodles, and Oneida City Schools. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in delivering these services, primarily focusing on assets held in Ameriprise-managed accounts.

Wayne Randall Jr. is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has previously worked at JP Morgan Chase Bank, JP Morgan Securities, Bank of America, and Merrill. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non‑qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of financial products including insurance-related vehicles and bank deposit sweep options.

George Nardone is a financial advisor with LPL Financial, holding a ChFC® designation along with Series 63 and Series 65 licenses, and has 37 years of industry experience. He previously worked at Commonwealth Financial Network and has been involved with Diversified Capital, Cadaret, Grant & Co., Inc., and ETFidea, LLC. Outside of financial advising, he serves as Director of Operations for Eastwood Dental Office, PC. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms, combining advisory capabilities with extensive non-advisory financial services.