Mark Colgan is a CFP® professional with 32 years of industry experience. He is currently with J.W. Cole Advisors, Inc. and has previously worked at Commonwealth Financial Network and operated Colgan Capital since 2011. In addition to his advisory work, he is involved in book publishing and volunteers providing pro-bono financial planning for widows. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of more than 400 independent investment adviser representatives. The firm offers a range of portfolio management and financial planning services, including access to third-party managers and digital advice platforms.

Elizabeth Thorley is a CFP® professional with 39 years of experience in the financial services industry. She has been affiliated with Commonwealth Financial Network since 1997 and owns Thorley Wealth Management, Inc., which she established in 2013. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and support services, including discretionary model portfolios and customized investment solutions.

John Conquest is a financial advisor with Lincoln Investment in Rochester, NY, holding a Series 63 designation and bringing 32 years of industry experience. His previous roles include positions at Legend Advisory Corporation and Legend Equities Corporation. He also serves as a board member of the Hoselton Foundation, a charitable organization. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and various advisor-managed and firm-managed investment programs, utilizing both strategic and dynamic approaches overseen by an Investment Management & Research team.

Mason Mondo is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Key Investment Services, he worked with KeyBank and Bankers Life Securities, Inc. Outside of finance, he has experience with Hunger & Thirst Group and T.C. Hooligans. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, including wrap-fee models, separately managed accounts, and brokerage and insurance products. The firm emphasizes client-directed model selection and provides ongoing monitoring, while also offering access to third-party discretionary managers and comprehensive supervisory oversight.

Michael Fanto is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. His career includes long-term roles at Guardian Life Insurance and Park Avenue Securities dating back to 1998. Outside of advisory work, he occasionally brokers life, disability, and long-term care insurance contracts. Park Avenue Securities LLC serves a diverse retail client base with transaction-based brokerage and fee-based advisory services, including financial planning and retirement consulting. The firm employs a range of investment strategies through proprietary and third-party managers, supporting both discretionary and non-discretionary accounts with various asset types and lending solutions.

Brian Weber is a financial advisor with Empower Advisory Group in Macedon, NY, holding Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at Ascensus, LPL Financial LLC, and World Financial Group. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as for Empower Premier IRA and certain retail brokerage clients. The firm delivers integrated services linked to Empower’s recordkeeping platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Lisa Noonan is a financial advisor with Commonwealth Financial Network in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She previously worked at Wells Fargo Advisors Financial Network LLC for 10 years before joining Commonwealth and Crossbridge Financial Group in 2021. Noonan is also the owner of Brilliant Shoal Advisors, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and support services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm offers various investment program structures and operates as a platform provider delivering technology, compliance, and practice-management support to affiliated advisors.

Tonya Wester is a financial advisor at Commonwealth Financial Network with eight years of industry experience. She holds the Series 66 designation and has worked at firms including Marathon Financial, The Ameriflex Group, and SECURITIES AMERICA Inc. in addition to her tenure at Commonwealth. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of about 2,900 affiliated advisors and managing approximately $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody/clearing services.

Adam Mark is a CFP® professional with 17 years of industry experience, currently advising at Wealth Enhancement Advisory Services, LLC. His prior experience includes roles at American Portfolios Financial Services and LPL Financial. Outside of advisory work, he is licensed as a Life Accident & Health Insurance Agent. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a diverse client base that includes individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and various specialized services.

Thomas Sheehan is a financial advisor with Commonwealth Financial Network in Rochester, NY, holding Series 63 and Series 65 registrations and bringing 38 years of industry experience. He previously worked for Equitable Advisors and Axa Advisors, LLC, spanning from 2005 to 2025. He is also co-owner of Wisehaven Financial, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 affiliated advisors and managing approximately $213 billion in client assets. The firm provides a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, and custody services.

Christine Embling is a financial advisor at Equity Services, Inc. in Rochester, NY, with 31 years of industry experience. She holds the Series 63 and Series 65 registrations and has been with Equity Services since 2012. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading and specialized instruments, utilizing a network of third-party asset managers and model portfolios.

Samuel Zito is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Legacy Financial Planning LLC and Raymond James Financial Services. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by an internal Investment Committee and quantitative and fundamental research.

Joshua Pryor is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 credentials and 20 years of industry experience. He previously worked at Manning & Napier Advisors, LLC and Manning & Napier Investor Services, Inc. Pryor serves as a board member for Depaul, a nonprofit organization providing addiction prevention, affordable housing, senior living, and vocational programs in Rochester, NY. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and retirement plan consulting with an investment approach that combines passive and active managers guided by an internal Investment Committee.

Jonathan Hawryschuk is a financial advisor at Empower Advisory Group with six years of industry experience. He holds the Series 66 designation and has worked at firms including Morgan Stanley, E*TRADE, and Edward Jones. His career also includes employment at the Salvation Army and financial institutions such as Axiom Bank and Woodforest Financial Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and select retail brokerage clients. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms, offering both single point-in-time financial plans and optional managed account solutions.

David Henion is a financial advisor at Mariner with 23 years of industry experience. Prior to joining Mariner in 2025, he spent 29 years at Forte Capital LLC. Henion serves as treasurer and chair of the investment committee for the Highland Hospital Foundation Inc. Mariner provides investment management, financial planning, retirement plan consulting, and other services to a diverse client base including individuals, pension plans, trusts, and charitable organizations. The firm uses a discretionary, customized portfolio approach supported by both in‑house research and third‑party managers, and offers integrated tax, accounting, and family office services uncommon at its enterprise scale.

Kyle Downey is a financial advisor with Commonwealth Financial Network in Rochester, NY, holding a Series 66 designation and 14 years of industry experience. He has worked at American Portfolios Financial Services, Inc. for 12 years and more recently at OSAIC and Angelo Planning Group. Outside of advising, he serves as a basketball coach at Fairport High School. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors, managing roughly $213 billion in client assets. The firm provides a broad platform including managed-account programs, access to third-party managers, retirement consulting, and custody services, offering clients a range of investment options and portfolio implementation approaches.

Arnold Pechler IV is a financial advisor with J. W. Cole Advisors, Inc. based in Fairport, NY, holding a Series 66 designation and 18 years of industry experience. He has held roles at Ameritas Life Insurance and its affiliates for over 15 years and is currently involved with Pechler Land Company, LLC. Outside of his advisory work, he owns and manages Lifetime Planning, Inc., a financial planning business, and is active as a fixed insurance salesperson. J. W. Cole Advisors operates a large network of independent advisors, providing fee-based portfolio management, financial planning, and retirement plan services to individuals, high-net-worth clients, and institutions. The firm utilizes a range of investment strategies and platforms, including discretionary and non-discretionary account management and digital advice solutions.

Terri Torregrossa is a financial advisor at Key Investment Services LLC with 18 years of industry experience. She holds the Series 63 and Series 66 designations and has been affiliated with Key Investment Services and Key Bank since 2010. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through a range of advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed investment profiles and provides access to third-party discretionary managers, with ongoing monitoring and supervisory oversight.

Adam Casper is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Commonwealth Financial Network and is also a co-owner of Weller Group LLC, a private entity involved in securities, advisory, and insurance business. His prior experience includes five years at Edward Jones. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and customized investment solutions, while operating as a back-office and platform provider.

Peter Noto is a financial advisor at &PARTNERS with 40 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. He serves on the investment committee of the Rochester Rotary Charitable Trust and holds board positions with the Aquinas Institute of Rochester Foundation, where he is vice chairman, and the Rivergate Townhouses Condo Association. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and private businesses. The firm offers investment management and financial planning services using a combination of proprietary and third-party strategies, supported by the Envestnet portfolio platform and NFS brokerage infrastructure.