Krystle Seitz is a financial advisor at Morgan Stanley with six years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2019 and previously worked at Garrety Glass, Inc. and TrueNorth Wellness Services Amazing Kids Club. Outside of finance, she operates Krystle Sights, a sole proprietorship focused on alternative health, energy and sound healing, music performance, and writing. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including customized financial planning that incorporates firm-approved tools and modeling techniques.

Tracy Walter is a Series 66-licensed financial advisor with Raymond James Financial, based in Ephrata, PA, and has three years of industry experience. Prior to joining Raymond James Financial Services in 2023, Walter held several roles at Fulton Bank and Fulton Financial Advisors. Outside of advising, Walter is involved in political activity. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary advice supported by analytical tools and supports its clients through various advisory programs and institutional consulting services.

Andrew Keiser is a financial advisor at Edward Jones with eight years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2018. Prior to joining Edward Jones, he was involved with A&I Products and served as a track announcer at Buck Motorsports Park, an entertainment venue, from 2006 to 2018. Additionally, he is president of Redline Productions, a business corporation based in Lancaster, PA. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a broad spectrum, including pension plans and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory programs and investment strategies through a nationwide network of advisors.

Gabriel Lukas is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on assisting families and businesses in building, managing, and protecting their wealth through personalized financial strategies that align with clients' life goals and legacy planning. His areas of expertise include college education planning, family wealth management strategies, retirement income planning, portfolio management services, tax minimization, and small business strategies. Gabriel holds several professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Gabriel earned a Bachelor's degree from Millersville University, an MBA from American Military University, an Associate's Degree from Cochise College, and a High School Diploma from Manheim Central High School. Outside of his professional work, he is involved with the Big Brothers Big Sisters of America and Central Market Trust. His personal interests include golfing, music, pickleball, and spending time with his family.

William Greiner is a financial advisor with Merrill in Lancaster, PA, holding a Series 66 designation and 26 years of industry experience. He has worked at Merrill since 2011 and at Bank of America, N.A. since 2012. Outside of his advisory role, he serves as a board member of the Boys and Girls Club of Lancaster, a nonprofit organization focused on youth development. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Colin Brubaker is a financial advisor at Fidelity with six years of industry experience and holds the Series 66 designation. His prior experience includes roles at American Wealth Strategy Group and SAGEPOINT FINANCIAL. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a range of investment vehicles.

Sabrina Rodriguez is a financial advisor at Raymond James Financial with one year of industry experience. She holds a Series 66 designation and has previously worked at Fulton Bank and served in the United States Army Pennsylvania National Guard. Outside of advising, Rodriguez also works as a Client Services Associate at Fulton Financial Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning supported by risk profiling and analytical tools, and maintains specialized programs such as municipal advisory and SIMPLE IRA Employer Advisory services.

Beth Kohl is a financial advisor at LPL Enterprise with 14 years of industry experience. She holds Series 63 and Series 66 securities licenses and has worked at Prudential Insurance Company of America and Pruco Securities, LLC prior to her current role. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers financial planning, third-party asset manager access, and affiliated insurance and trust services.

Alexander Sahaydak is a Series 66-licensed financial advisor at Ameriprise in York, PA, with one year of industry experience. Prior to joining Ameriprise in 2025, he spent four years at The Pennsylvania State University and has additional experience in education at Liberty High School and Nitschmann Middle School. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Melissa Eckroth is a financial advisor at Ameriprise Financial Services with 16 years of experience at the firm. She holds a Series 66 designation and operates out of Elizabethtown, PA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, delivering written recommendation reports and ongoing advice using a combination of investment research, third-party data, and algorithmic tools.

Barry Krisko is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Ameriprise Financial Services, Wells Fargo Advisors, and Raymond James Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Amy White is a financial advisor with Raymond James Financial, holding a Series 66 designation and seven years of industry experience. She has worked at Raymond James Financial Services Advisors since 2021 and previously spent 24 years at Fulton Bank. She is also associated with DDMP Investment Advisors, LLC, where she serves as a Retirement Plan Advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting services aligned with client goals.

Kevin Lamson is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ambassador Advisors, LLC and American Portfolios Financial Services, Inc. He is the owner and manager of Bednar Financial Group, LLC, where he actively manages an office and client service book of business. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and investment advisory services, financial planning, retirement consulting, and access to various managed account solutions. The firm uses asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios tailored to client needs.

Thomas Harkins is a financial advisor at OSAIC with 19 years of industry experience and holds the Series 66 designation. He has worked previously with firms including SagePoint Financial, American Wealth Strategy Group, Securian Financial Services, and Prudential. Outside of his advisory role, he owns Harkins Tax Service, a sole proprietorship specializing in individual and business tax preparation. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to multiple third-party investment platforms. The firm employs asset-allocation tools and risk assessments to build diversified portfolios that may include stocks, bonds, and alternative investments.

Allan Thompson Jr. is a financial advisor with Cetera, holding a Series 66 designation and 21 years of industry experience. His career includes roles at Avantax, S&T Bank, Ameriprise Financial Services, Wells Fargo Clearing, and PNC Wealth Management. He operates a wealth management practice under the name Thompson Wealth Management. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, featuring discretionary and non-discretionary strategies, with over $256 billion in assets under management.

Harry Neidermyer is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 33 years of industry experience. His prior roles include positions at Lincoln Financial Advisors and H.D. Vest Advisory Services. In addition to his advisory work, he operates a tax preparation and CPA practice and serves as a volunteer with the Lititz Fire Company No 1. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing a variety of investment strategies supported by advanced research and technology tools.

Richard Brondyke is a financial advisor with Primerica Advisors in Lancaster, PA, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His work history includes roles at PFS Investments Inc and Primerica Financial Services, as well as positions at Lancaster General Hospital and Middle Octorara Presbyterian Church. He is also involved in sales of investment products and referral activities for home security and automation services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-based strategies managed by third parties and operates with approximately 3,935 advisors and $15.5 billion in assets under management.

Matthew Zanowiak is a financial advisor at Cambridge Investment Research Advisors with 43 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. Prior to joining Cambridge, he worked at Cadaret Grant & Co., Inc. for 22 years and has experience with First Pointe Financial Services and Navigator Financial Services. Outside of his advisory role, Zanowiak owns FIRST POINTE TAX SERVICES, which provides accounting, bookkeeping, and payroll services, and he is an independent insurance agent with URL Insurance Group. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of investment solutions through a network of independent Financial Professionals, incorporating proprietary and third-party strategies across multiple custody platforms.

Katelyn Wehr is a financial advisor with Equitable Advisors in Lancaster, PA, holding a Series 66 designation and five years of industry experience. Prior to joining Equitable Advisors, she worked at Cracker Barrel and the Kutztown Area School District. Outside of her advisory role, Wehr owns and operates Knees Up Events LLC, a wedding and event planning business, as well as Stars and Stripes Apparel LLC, an e-commerce apparel company. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of investment adviser representatives and third-party asset managers.

Scott Stephan is a financial advisor with Ameriprise in Lancaster, PA, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Outside of his advisory role, he serves as Chief Operating Officer of GSCO LLC and is a board member at large for the Penn Manor Education Foundation. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with significant investable assets, delivering non-discretionary, research-driven recommendations that integrate tax-efficient strategies and adaptive withdrawals. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.