Vicki Kirkpatrick is a financial advisor at LPL Financial with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Key Investment Services LLC, KeyBank, and Fidelity Deposit & Discount Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management approaches supported by extensive research and model portfolios.

Michael Landis is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing since 2016, having previously worked at Wells Fargo Advisors, LLC and Wells Fargo Bank NA. Outside of his advisory role, he serves as a trustee for several family trusts. Wells Fargo Clearing provides retirement plan consulting primarily to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and based on modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Gloria Mondschein is a financial advisor at Stifel with 23 years of industry experience. She holds the Series 66 designation and has been with Stifel Nicolaus & Co. Inc. since 2014. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, providing brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies.

Sean Gallagher is a financial advisor with Wells Fargo Clearing in Allentown, PA, holding a Series 66 designation and 16 years of industry experience. He previously worked at UBS Financial Services from 2009 to 2020 before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings that include insurance-related vehicles and bank deposit sweep options.

Stephen Bishop is a financial advisor with Mass Mutual Investors Services in Bethlehem, PA, holding Series 63 and Series 66 licenses and with 12 years of industry experience. He has been with MassMutual and its subsidiary MML Investors Services since 2015. In addition to his advisory role, he is active as a sales agent in life, health, and group insurance, and has worked with Weichert Realtors in real estate since 2013. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser under MassMutual, offering financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm structures financial planning as annual, collaborative engagements using firm-approved tools and provides various event-driven planning services.

Kevin Welsh is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 66 designations and has 27 years of industry experience. His career includes roles at Securities America, Saybrus Equity Services, and Wells Fargo Advisors. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, offering a combination of brokerage and advisory solutions supported by research and analytics.

Michael Stockmal is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has a long tenure with Wells Fargo Bank, N.A. since 2012. Outside of his advisory role, he works as a ski instructor at Blue Mountain Ski Area. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, with an investment approach grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Maxwell Pacentrilli is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he held various roles outside the financial industry, including positions at Outback Steakhouse and Albright College. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

John Genova is a CFP® with 42 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at FSC Securities Corp. for eight years and OSAIC for two years. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers specialized advisory programs, including municipal and public-finance services.

Scott Rovito is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 30 years of industry experience. He previously worked at PNC Investments LLC for nine years before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Richard Whitelock is a financial advisor at Raymond James Financial with 13 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at MassMutual, NYLIFE Securities, and M Holdings Securities. Outside of his advisory role, he serves as a broker and agent for life insurance and annuity contracts. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and corporations. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with a notable focus on municipal and public-finance work.

Katrina Romney is a financial advisor at Wells Fargo Clearing with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors, LLC, and a longer tenure at Wells Fargo Bank, NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Anthony is a financial advisor with LPL Enterprise and holds Series 63 and Series 65 credentials. He has 38 years of industry experience, including a lengthy tenure at Prudential Insurance Company of America and Pruco Securities, LLC. In addition to his advisory work, he has maintained roles as an agent for property and casualty insurance with firms such as Plymouth Rock and Liberty Mutual. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, and institutional investors, offering financial planning, advisory, and brokerage services. The firm integrates adviser programs with the sale of various financial products and utilizes a platform that includes model portfolios, third-party asset management, and insurance offerings through affiliated entities.

Emrich Stellar Jr. is a financial advisor at OSAIC with 36 years of industry experience. He holds the ChFC® designation, as well as Series 63 and Series 65 licenses. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for 12 years. Outside of his advisory role, he is involved in several business ventures including managing insurance services through his own firm, Stellar Life Services LLC. OSAIC serves a diverse range of clients including individual and high-net-worth investors, pension plans, corporations, and charities, offering brokerage and advisory services across multiple platforms. The firm uses various asset-allocation tools and third-party services to manage portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Heather Stauffer is a financial advisor at Wells Fargo Advisors with seven years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley, Bank of America, Merrill Lynch, and Embassy Bank for the Lehigh Valley. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services covering various needs and uses proprietary research and tools to develop tailored recommendations.

Michael Perna is a financial advisor with Merrill holding a Series 66 designation. He has been with Merrill and Bank of America since 2026 and has prior experience in education roles spanning from 2015 to 2026. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Charles Shimer is a financial advisor at Stifel with 32 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009 and holds Series 63 and Series 65 designations. Stifel serves a wide range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, providing brokerage and investment advisory services. The firm's investment approach relies on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to guide asset allocation and financial planning.

Ashley Siedt is a financial advisor with Equitable Advisors in Easton, PA, holding a Series 66 designation and bringing 10 years of industry experience. She has been with Equitable Advisors since 2015 and previously worked at Axa Advisors from 2015 to 2020. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored through a client intake process that documents goals, risk tolerance, and time horizon.

Dianne Denison is a financial advisor with Ameriprise in Allentown, PA, holding a Series 66 designation and 22 years of industry experience. Her prior work includes tenures at Bank of America and Merrill. She owns Camdia, LLC, a financial advisory business, and leads Denison Technologies, Inc., a Delaware-based corporation. Ameriprise offers a retirement-income planning service primarily for clients nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports delivered in partnership with its financial advisors.

Alexander Di Cesare is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and beginning his career in 2023. His background includes roles at Equitable Advisors, Rockland Financial Group, and experience in both educational and corporate settings. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm provides planning and managed-account services separately, allowing clients to combine them under a consolidated billing option called “WealthPlan.”