Nathaniel Kabaitan is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jane Griffith is a financial advisor at Ameriprise with seven years of industry experience. She has been with Ameriprise since 2019, previously working at CLP Financial Group. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Steven Strickland is a CFP® professional with 25 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. His prior experience includes roles at Wells Fargo Advisors and Wells Fargo Clearing. Ameriprise provides retirement-income planning services primarily for individuals with at least $1 million in net investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support its advisory approach, with a focus on assets held in Ameriprise Managed Accounts.

Jennifer Kantowski is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and has been with Wells Fargo Bank NA since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Hoeft is a financial advisor at UBS Financial Services with three years of industry experience. He holds a Series 66 designation and has worked previously at American Financial Network and MassMutual Commonwealth. Outside of his advisory role, Hoeft serves as a baseball instructor and head coach for youth teams at his family’s business, Grand Slam II, and is a Second Lieutenant in the U.S. Army Reserves, Signal Corps. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides additional capital markets and custody services.

Robert Nottingham is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he is a co-trustee for his father’s trust and has a minority ownership interest in a family farm used for timber and hunting. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non‑qualified deferred compensation plans, offering both discretionary and non‑discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Cheryl Donahue is a financial advisor at Merrill with 40 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 1983. Outside of her advisory role, she also holds power of attorney for her spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Sirkin is a financial advisor at Merrill with a Series 66 credential and recent experience in the industry. Prior to joining Merrill and Bank of America, he served as a military service officer in the U.S. Navy for 17 years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies constructed by internal teams and third-party managers.

Julia Marina Villegas Hernandez is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, she held roles in various sectors including shipping, sales, solar energy, and education. She is also the owner of Papeleria by Villegas Ventures, an Etsy shop specializing in digital invitation templates. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a wide range of clients, including individuals, high-net-worth clients, and institutions.

Scott Mosley is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. He has been with Wells Fargo Clearing since 2020 and has prior experience at Wells Fargo Bank, NA and Walgreens. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and based on modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Austin Gammon is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. He has been in the financial industry since 2024, with prior experience at New York Life Insurance Company and Heritage Business Strategies, LLC. His background also includes roles in law enforcement and technology support. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Jennifer Giancola is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management in Virginia Beach. She is a member of The Hirschfeld Giancola Group and works with clients to develop comprehensive financial strategies based on their life priorities and goals. Jennifer began her career in financial services in 2004 as a business banker at Wachovia and joined Merrill Lynch as a Financial Advisor in 2008. Her areas of expertise include executive compensation, family wealth management strategies, personal retirement planning, tax minimization, and retirement income planning. She emphasizes a consultative approach and coordinates with external professionals such as attorneys and tax advisors to create cohesive financial plans. She earned a Bachelor of Business Administration in Finance from the College of William & Mary and holds the CERTIFIED FINANCIAL PLANNER (CFP) certification and Personal Investment Advisor (PIA) designation. Outside of work, Jennifer enjoys music, spending time with her family, and traveling.

Kevin Humphreys is a financial advisor with Thrivent Investment Management in Virginia Beach, VA. He holds Series 63 and Series 66 designations and has 32 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based analyses and written recommendations across various planning topics. The firm offers these services primarily through a network of financial advisors and separates planning from managed-account services under a consolidated billing option called "WealthPlan."

David Hopkins is a Series 66-credentialed financial advisor with Edward Jones in Virginia Beach, VA, where he has worked since 2019. He has seven years of industry experience, including three years with the Department of the Navy prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm provides a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and maintaining a large network of financial advisors and branch offices nationwide.

Adam Steiner is a CFP® professional with 22 years of industry experience. He is currently with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc., where he has worked since 2021. Prior to that, he was with Lincoln Financial Securities Corporation for 13 years and Jefferson Pilot Financial for over 20 years. Steiner also serves as an independent insurance agent through Vision Financial Group. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and nonprofits. The firm offers financial planning, investment management, and retirement plan advisory services delivered through a network of independent financial professionals who utilize a range of portfolio management strategies and platform arrangements.

Andrew Rivenbark is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 18 years of industry experience. He has been with Raymond James and TowneBank since 2008. Outside of his advisory role, he serves on the investment committees of New Creation United Methodist Church and St. Mary's Home, where he holds the position of Secretary/Treasurer. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Shandre Harasty is a CFP® professional with 17 years of industry experience, currently serving at Edward Jones since 2008. She holds the Series 66 designation and is based in Suffolk, VA. Outside of her advisory role, she is president of the Christian Women's Business Network of Hampton Roads and a member of the Supplemental Retirement Board. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs, including managed solutions and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors.

Amy Tucker is a CFP® and holds a Series 66 license. She has nine years of industry experience, all with Edward Jones, where she has worked since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, supported by a large network of financial advisors and branch offices nationwide.

John Noonan is a Private Wealth Advisor with expertise in working with high net worth families and entrepreneurs. He focuses on legacy planning, portfolio construction, and liability management, serving clients such as entrepreneurs, executives, athletes, and families who require coordinated financial strategies. John's approach emphasizes understanding clients' goals and priorities to build flexible strategies that adapt to changing market conditions and life stages. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor® (CPWA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), Sports & Entertainment (SE), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). John earned a Bachelor's Degree from Virginia Polytechnic Institute & State University. John participates in community volunteering activities and enjoys personal interests such as golfing, hiking, skiing, and spending time with his family.

Charles Drescher is a financial advisor with MassMutual Investors Services and holds the Series 63 and Series 66 licenses. He has 18 years of industry experience and has worked at firms including Guardian Life Insurance Company and Park Avenue Securities. Drescher also operates his own business advisory and consulting firm, Crankset Group of Virginia. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as ongoing annual relationships using firm-approved software to analyze client goals and deliver written recommendations.