Adrian Weekes is a financial advisor at PlanMember Securities Corporation with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including BNY Mellon and ITAU Private Bank. Outside of financial advising, Weekes also works as a substitute teacher in Orange County, Florida. PlanMember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation process and manages unitized, risk-based mutual fund portfolios, offering education and support services such as seminars and personalized retirement planning.

Keith Zdrowak is a financial advisor at Kestra Advisory with 31 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at B. Riley Wealth Management and National Securities Corporation. Outside of his advisory role, he manages an entity for administrative tasks related to his financial advising. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, investment advice, and employee education, managing approximately $79.8 billion in assets and serving a client base that includes sovereign wealth funds.

William Hylton is a financial advisor with Truist Advisory Services in Longwood, FL, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with Truist Advisory Services since 2016 and also works with Truist Investment Services since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and a manager-selection program, implementing advice through discretionary and non-discretionary strategies supported by third-party platforms and AI-enabled research tools.

Matthew Beam is a financial advisor with Schwab Wealth Advisory in Orlando, FL. He holds the CFP®, CFA®, and Series 66 designations and has five years of industry experience. Prior to joining Schwab Private Client Investment Advisory, Inc. and Charles Schwab Bank, SSB in 2021, he worked at Finemark National Bank & Trust for eight years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm’s advice is based on Charles Schwab & Co.’s asset allocation models and research tools, with SWAI Associates recommending investments while leaving final trading decisions to clients.

Andrew Llewellyn is a financial advisor at Hightower Advisors in Orlando, FL, holding Series 63 and Series 65 licenses with four years of industry experience. His prior roles include positions at Sanford C. Bernstein & Co., LLC, M1 Finance, and Adage Services. Hightower Advisors provides investment advisory and planning services to a diverse range of clients, including individuals, institutions, and pooled investment vehicles, utilizing a multi-manager approach that incorporates affiliated and third-party managers along with proprietary research.

Juan Faget Aveledo is a financial advisor with Schwab Wealth Advisory based in Orlando, FL, holding Series 63 and Series 66 licenses and four years of industry experience. His prior experience includes roles at Charles Schwab, Bank of America, Merrill Lynch, Fidelity Investments, and Citibank N.A. in Panama. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations primarily through Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Seabron Oliver is a Series 66-licensed financial advisor with five years of industry experience. He is currently with Empower Advisory Group and Empower Financial Services, having previously worked at Merrill, Citigroup, and other financial institutions. Oliver has a background that includes roles at several major firms and experience across various financial service settings. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Benjamin Pearce is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked with Schwab-affiliated firms since 2011, including Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to offer investment recommendations while leaving final trading decisions to clients.

Michelle Ogden is a CFP® professional with 20 years of experience in the financial advisory industry. She is affiliated with CWM, LLC and has previously worked at Ogden Wealth, LLC and Carson Wealth. Ogden serves as a board member for the Central Florida Christian Chamber and Teen Challenge, both nonprofit organizations. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm employs a discretionary investment approach using model portfolios supported by fundamental and technical analysis, third-party sub-advisors, and customization tools.

Timothy Magid is a financial advisor at Rockefeller Financial LLC with 11 years of industry experience. He holds the CFP® designation and the Series 66 license. His prior experience includes roles at Bank of America, Merrill, and Wells Fargo. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management and financial planning services, combining a Private Advisor model with a consolidated investment platform that delivers solutions across equities, fixed income, and alternatives.

Cedric Knight is a CFP® professional with 27 years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2012. He has worked with Charles Schwab since 1999 and was involved with I. Knight Florida Highwaymen Art LLC from 2007 to 2019. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through Schwab’s Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and standard asset allocation models.

Jane Espinosa is a financial advisor at Schwab Wealth Advisory with 16 years of industry experience. She holds Series 63 and Series 65 registrations and has been with Charles Schwab since 2012, including six years at Schwab Wealth Advisory. Based in Orlando, FL, she provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program. Schwab Wealth Advisory, Inc. delivers investment recommendations and financial planning services through an annual review process, utilizing Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority over client accounts.

Tracy Gillette Sr. is a CFP® professional with 38 years of industry experience, currently affiliated with Planmember Securities Corporation. He has held positions at Lincoln Investment Planning, Inc., Irm Distributors, Inc., Asset Money Management, and Financial Services & Investment Corp. In addition to his advisory work, he serves as Director of Operations and agent at Asset Money Management Inc., where he is involved with financial services and insurance products. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation framework and manages risk-based mutual fund portfolios ranging from conservative to aggressive.

John Lindell is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and 12 years of industry experience. He has worked at Charles Schwab and Schwab Wealth Advisory since 2021 and previously at Bank of America and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations utilizing Schwab’s research tools and standard asset allocation models.

James Reuter is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and three years of industry experience. He previously worked at Edgewater Family Wealth and has been associated with Charles Schwab & Co., Inc. since 2023. Outside of finance, he has worked in the restaurant industry as a server at Big Fin Seafood since 2021. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations based on Schwab’s proprietary asset allocation models and research tools.

Derek Shadick is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at Charles Schwab since 2018 and previously held roles at E*TRADE Capital Management LLC and E*TRADE Securities LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s standard asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not charge clients directly, focusing on serving individual investors rather than institutional clients.

John Madden is a financial advisor with Principal Financial Services in Orlando, FL, holding Series 63 and Series 65 licenses and with 25 years of industry experience. He has been with Principal Securities Inc. and Principal Life Insurance Company since 2011. Outside of his advisory role, Madden sells supplemental health insurance and fixed insurance products, including fixed life, annuities, disability insurance, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions through various advisory and promoter arrangements.

Christopher Blohm is a financial advisor with Schwab Wealth Advisory who holds the Series 63 and Series 66 designations and has 25 years of industry experience. His work history includes roles at Charles Schwab, J.P. Morgan Securities, and Scottrade. He also has experience teaching at Post University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and investment recommendations while leaving final trading decisions to clients, operating as an internal advisory unit within the Schwab ecosystem.

Nigel Perryman is a financial advisor with PlanMember Securities Corporation, holding Series 65 and Series 63 licenses and bringing 15 years of industry experience. He has been associated with PlanMember and several related entities since 2016. Outside of his advisory work, Perryman serves as a secretary for the East Oviedo Congregation of Jehovah's Witnesses and is a board member of the Clay Education Foundation. PlanMember provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios ranging from conservative to aggressive.

Richard Malmberg is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2019 and was previously self-employed and associated with Stratos Wealth Partners and LPL Financial. Outside of his advisory role, he is the owner of a real estate property in Orlando. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, using standard asset allocation models and research tools, with final investment decisions made by clients.