Michael Liebenthal is a financial advisor with LPL Financial, holding a Series 63 designation and 23 years of industry experience. He has been with LPL Financial since 2006. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Robert Anderson is a financial advisor with Primerica Advisors in Maumee, Ohio, holding a Series 63 designation and 37 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1991. Outside of advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Karen Simpson is a Series 66-licensed financial advisor with Morgan Stanley in Toledo, OH, and has 27 years of industry experience. She previously worked at Ameritas Investment Corp and Wilcox Financial, each for seven years, before joining Morgan Stanley in 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and scenario modeling.

Jarrod Hirschfeld is a financial advisor at Raymond James Financial with 23 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Ameritas Advisory Services and Wilcox Financial. Hirschfeld also serves as president of Wilcox Sports Management, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a broad client base including individuals, corporations, and institutional clients. The firm provides tailored non-discretionary planning and supports advisory programs with tools such as risk profiling and probability modeling.

Daniel Lambert is a financial advisor with Ameriprise Financial Services in Perrysburg, Ohio, holding a Series 66 designation and two years of industry experience. He has been with Ameriprise since 2016 and previously worked at H&R Block from 2014 to 2018. Outside of his advisory role, Lambert serves as a trustee on the Lucas County Mental Health and Recovery Services Board. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement-income planning that includes written Recommendation Reports and ongoing advice focused on reliable income sources and tax-aware withdrawal strategies.

Andrew Hudak is a financial advisor with LPL Financial based in Maumee, Ohio. He holds Series 63 and Series 65 licenses and has 18 years of industry experience. His prior roles include positions at Aflac, Transamerica Financial Advisors, and World Financial Group. Outside of advisory work, he has been involved with the Ballet Theatre of Toledo for a decade and is a co-owner of Hudak Enterprises, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with access to model portfolios, third-party managers, and institutional platforms.

Tristen Stevens is a Financial Advisor at Merrill Lynch Wealth Management who joined the firm in 2024. He focuses on helping clients build personalized wealth management strategies that align with their individual goals and life priorities. His areas of expertise include college education planning, equity compensation services, family wealth management strategies, investment consulting for defined contribution plans, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Prior to becoming a financial advisor, Tristen worked at Microsoft in Redmond, WA, where he supported small-to-medium sized businesses in purchasing and deploying technological solutions with artificial intelligence capabilities. He holds a Bachelor's Degree in Marketing and Professional Sales from the University of Toledo and carries the Personal Investment Advisor (PIA) designation. Tristen lives in Temperance, MI with his wife, Alexis, whom he married in July 2024. Together, they enjoy traveling, camping, and spending time with friends and family. He participates in local hockey adult leagues and is involved with several organizations in Northwest Ohio and Southeast Michigan.

James Rutledge is a financial advisor at Charles Schwab with 16 years of industry experience. He holds Series 65 and Series 63 licenses. His career includes roles at Merrill, Huntington Investment Company, and multiple divisions within Charles Schwab since 2019. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and a centralized operational structure.

Lionel Brock is a financial advisor with LPL Financial, holding 14 years of industry experience. His career includes roles at WealthWave, Netlaw, United Healthcare, First Solar Inc, DebtMerica, Transamerica Financial Advisors, and World Financial Group. He has served on the Make a Wish Regional Advisory Board since 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, and institutions. The firm offers a wide range of advisory services and investment strategies, supported by extensive resources and a large network of advisors.

Matthew Detrick is a Wealth Management Advisor with the McHugh Group at Merrill Lynch Wealth Management in Toledo. He has been in the financial services industry since 2008, beginning his career at Merrill as a client associate. Matthew focuses on areas including legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and retirement income for retail, corporate, retirement plan, affluent, and high-net-worth clients. A Toledo native, Matthew earned both his Bachelor's in Business Administration and his Master's in Business Administration from the University of Toledo. He holds several professional designations, including Chartered Financial Consultant® (ChFC®), Certified Plan Fiduciary Advisor® (CPFA®), and Chartered Retirement Planning Counselor™ (CRPC™). Committed to his community, Matthew participates in volunteer activities and embraces a philosophy of working closely with clients to develop personalized financial strategies tailored to their long-term goals. In his personal time, he enjoys golfing, rock climbing, and running.

James Morgan is a financial advisor with Primerica Advisors, holding a Series 63 designation and 29 years of industry experience. He has worked at Primerica Advisors since 1996 and Newman Financial since 2024. Outside of his advisory role, Morgan is a self-employed attorney and serves as a substitute magistrate for the Toledo Municipal Court. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and employs a tiered wrap fee structure.

Zach Steinmetz is a financial advisor with Ameriprise in Toledo, OH, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Mansour Wealth Management and The Andersons Inc. Outside of his advisory work, he is involved with Pro Golf Fairways, assisting with golf simulators and cash handling. Ameriprise provides retirement-income planning services tailored to individuals approaching or in retirement, focusing on tax-smart withdrawal strategies and Social Security options. The firm serves clients with significant investable assets through a centralized consulting team that delivers algorithm-assisted, non-discretionary recommendations.

Thomas Sullinger is a financial advisor at Merrill Lynch Wealth Management in Toledo, Ohio. He and his team provide a range of wealth management services, leveraging the global resources of Merrill to support high-net-worth individuals and their families. Thomas's areas of expertise include college education planning, liquidity management, retirement planning, portfolio management, individual and corporate investment strategy, and tax minimization. He joined Merrill Lynch Wealth Management in 2022 and brings a broad understanding of financial markets and strategies to help clients achieve their financial goals. Thomas earned a Bachelor of Science in Business Administration from the University of Cincinnati, where he also competed on the varsity golf team. He holds the Chartered Financial Consultant (CHFC) and Personal Investment Advisor (PIA) designations. Outside of his professional work, he is involved with the First Tee - Lake Erie community organization.

Eliberto Guerrero III is a financial advisor at Edward Jones in Toledo, OH, with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and affiliated services, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Tina Jordan is a financial advisor with Ameriprise in Wauseon, Ohio, holding Series 63 and Series 66 licenses and having 22 years of industry experience. She has worked at Ameriprise since 2018 and previously held roles at CUNA Brokerages Services, Inc. and Sun Federal Credit Union. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds, using a centralized consulting team to provide non-discretionary, research-driven recommendations that integrate tax efficiency and asset management strategies.

Benjamin Boros is a financial advisor with Ameriprise in Toledo, OH, holding Series 63 and Series 66 licenses and two years of industry experience. His prior experience includes roles at Fidelity Investments and various positions outside the financial sector. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Aaron Arnold is a financial advisor with Edward Jones in Perrysburg, OH, holding Series 63 and Series 66 licenses. He has seven years of industry experience, including prior roles at Key Investment Services and KeyBank. Outside of advisory services, he manages AJA Holdings LLC, an entity that owns his Edward Jones office building. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 advisors.

Rajesh Laungani is a CFP® with 19 years of experience in the financial services industry. He has worked at OSAIC since 2018 and previously spent 12 years at Signator Investors, Inc. He serves as president of Platinum Wealth Solutions of Ohio and is a board member of the Hindu Temple of Toledo. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, advisor-managed portfolios, and retirement plan consulting. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by risk-tolerance assessments and rebalancing tools.

Theresa Cooper is a financial advisor with Raymond James Financial in Maumee, Ohio, holding the ChFC® designation along with Series 63 and Series 65 licenses. She has 17 years of industry experience, including ten years at Merrill Lynch prior to joining Raymond James. Since 2019, she has also worked with Diana Patton Consulting, LLC in a customer service and retirement plan support role. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and offers unique services such as municipal advisory support and SIMPLE IRA Employer Advisory & Consulting Services.

Jennifer Kurth is a financial advisor at Merrill with a Series 66 designation and has been with the firm since 2014. She is based in Toledo, Ohio, and has 12 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.