Austin Bernth is a financial advisor with LPL Enterprise based in Centerville, OH. He holds Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, JPMorgan Chase Bank NA, and Northwestern Mutual. Bernth is also involved with Pine & Iron Lodge, LLC, a real estate rental business. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Nathan Saner is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has one year of industry experience and has worked at Cambridge Investment Research Advisors, PNC Investments, PNC Bank, Montgomery Insurance & Investments, and Wright State University. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable organizations by offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides access to multiple platforms and third-party advisors, including proprietary model strategies under the Founders Gate Capital brand.

Jason Moore is a financial advisor with Raymond James Financial in Dayton, OH, holding Series 63 and Series 65 licenses and with 16 years of industry experience. His prior roles include positions at National Wealth Management Group, LLC and PNC Wealth Management. Outside of his advisory work, he has been involved with Centerville Crossfit since 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm uses analytic tools and risk profiling to tailor non-discretionary planning and consulting aligned with client goals.

David Beyerle is a CFP® and Series 66-registered financial advisor with Robert W. Baird & Co., bringing 12 years of industry experience. He has worked at Robert W. Baird since 2019 and previously held roles at UBS Financial Services. Outside of his advisory work, he is an LLC member of BFE Parking, a non-investment-related business. He is part of The DDK Group at Robert W. Baird, which serves individuals, families, pensions, corporations, and institutional clients by providing a range of financial planning and portfolio management services tailored to client goals and risk tolerances. The firm offers both traditional and complex investment strategies, including discretionary management and overlay services, alongside municipal advisory and public finance capabilities.

James Hyland is a financial advisor with UBS Financial Services in Miamisburg, OH, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He has been with UBS Financial Services since 2007. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management through proprietary research, model-based asset allocations, and a broad range of financial products.

Kent Montgomery is a financial advisor at Cambridge Investment Research Advisors with six years of industry experience. He holds the Series 66 designation and previously worked at The Ohlmann Group. Outside of the financial sector, he is active as a musician, performing as a guitarist and vocalist in multiple local groups and tribute acts. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a variety of account implementation platforms and proprietary model strategies through a large network of financial professionals.

Maxwell Blalock is a financial advisor at UBS Financial Services with six years of industry experience. He has held positions at Nationwide Investment Services Corp and previously at UBS Financial Services, as well as experience at the Hilary Boone Center and the University of Kentucky. He holds Series 63 and Series 66 credentials. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services that include financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services using proprietary research and model-based asset allocations.

David Austria is a financial advisor with Ameriprise in Beavercreek, Ohio, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise in 2021, he worked at Deloitte & Touche, LLP and has experience in diverse roles including at Kings Island and Miami University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on written recommendation reports and annual retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.

Jennifer Larue is a financial advisor with Morgan Stanley in Centerville, OH, holding a Series 66 designation and 14 years of industry experience. She has worked with Morgan Stanley Private Bank, N.A. since 2015 and has been associated with Morgan Stanley Smith Barney LLC since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and sophisticated modeling tools to assist clients in their investment and estate planning needs.

Vickey Parks is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 63 designation and 20 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2005. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a select number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Kelly Luken is a financial advisor at Merrill with 29 years of industry experience. She holds the Series 63 and Series 65 licenses and has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jonathan Chapman is a financial advisor with Equitable Advisors in Centerville, OH, holding a Series 66 license and 14 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors LLC, since 2012. Outside of his advisory work, he serves as board member and treasurer for Miami Valley Housing Opportunities, Inc., and is the local chapter president of Game Changers BNI. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party advisory programs.

Charlie Pool is a financial advisor with LPL Financial in Centerville, Ohio, holding a Series 63 designation and 29 years of industry experience. Prior to joining LPL Financial in 2018, he worked at ValMark Advisers, Inc. and Valmark Securities, Inc. from 2005 to 2018. Outside of his advisory role, Pool is a partner and owner of a commercial real estate business that owns the building housing his wealth management firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, providing advice through a large network of investment adviser representatives who use a range of investment strategies.

Sydney Cotton is a financial advisor at Morgan Stanley with eight years of industry experience. Prior to joining Morgan Stanley in 2018, Cotton worked for three years at Wells Fargo Advisors. Cotton holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and Corporate Financial Planning agreements.

Brian Schultz is a financial advisor with Cambridge Investment Research Advisors in Dayton, OH. He holds the ChFC® designation along with Series 63 and 66 licenses and has 33 years of industry experience. Prior to his current role since 2014, he worked at SPC for nine years. Outside of his advisory work, he is involved in fur harvesting through a personal business. Cambridge Investment Research Advisors serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm supports both discretionary and non-discretionary management and provides access to affiliated and third-party investment strategies across multiple platforms.

Harry Williamson is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds a Series 63 designation and has been with various branches of Raymond James since 2010. Williamson is also the owner of Williams Wealth Advisors, LLC, a non-investment-related support company based in Dayton, OH. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional investors, using tailored, non-discretionary approaches supported by analytical tools and risk profiling.

Jennifer Cumming is a financial advisor at UBS Financial Services with 29 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Merrill for 17 years before joining UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

David Holtz is a financial advisor at Osaic with 30 years of industry experience. He has held positions at FSC Securities Corporation and First Advisors, Inc., and has operated his own firm, David R Holtz-Holtz and Associates, since 1988. Outside of his advisory work, he is involved in tax preparation and fixed life and annuities brokerage through his sole proprietorship. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization techniques.

Steven Wise is a CFP® professional with 15 years of experience in the financial services industry. He is currently affiliated with J.P. Morgan Securities and has held various roles within the firm since 2012. Outside of his advisory role, he holds ownership interests in a flooring business and a real estate investment company, as well as an online sports card trading venture. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a mix of quantitative and qualitative research.

John Abbott is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 63 designation and bringing 29 years of industry experience. He has been with Primerica Advisors since 1997 and Primerica Financial Services since 1996. His outside activities include part-time involvement in sales of loan products and home security and automation services through affiliates of Primerica. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-driven investment strategies and provides advisory services at scale through a large network of financial advisors.