Dawn Whitacre is a Series 66 licensed financial advisor with 22 years of industry experience. She has been with UBS Financial Services since 2013, currently serving clients from Miamisburg, OH. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates proprietary research and model-based asset allocations to tailor strategies aligned with clients’ goals and risk tolerances, and it provides a broad range of capital markets services through its institutional platform.

Hunter Collins is a Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to develop personalized financial plans aimed at helping clients reach their retirement goals. Hunter encourages prospective clients to schedule meetings to explore how Fidelity's team can support their financial objectives. Prior to his current position, Hunter held roles at Fidelity Investments including Investment Consultant in 2025-2026, Relationship Manager in 2024-2025, and Workplace Planning Consultant in 2023-2024. His experience spans various facets of financial consulting and client relationship management within Fidelity. Outside of his professional responsibilities, Hunter engages in personal interests such as family activities, fitness, food-related pursuits, social events with friends, golf, and motorcycles.

Jonathan Richard is a financial advisor with LPL Financial in Dayton, OH, holding a Series 65 credential and 23 years of industry experience. He has served as an attorney since 2000 and is president of Richard Investment Professionals, LTD. Richard is also a board member of Mercy Mission House, a homeless shelter. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Edward Bettner is a financial advisor with OSAIC in Miamisburg, Ohio. He holds Series 63 and Series 66 licenses and has 23 years of industry experience, including roles at Royal Alliance Associates, Inc. since 2018 and Sii from 2014 to 2018. He is involved with Signature Financial Group, LLC, where he conducts investment and insurance business and is engaged in sales and marketing of fixed annuities, non-variable insurance, securities, advisory, and insurance products. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions. The firm employs asset-allocation tools and automated rebalancing and supports multiple advisory platforms and third-party service providers.

Louis Vision is a financial advisor at Raymond James & Associates with 29 years of industry experience and holds the Series 63 designation. He has been with Raymond James & Associates since 2010. Outside of his advisory role, he acts as a statutory agent for a family rental real estate LLC. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services with a range of portfolio management strategies and affiliated research.

Timothy Herron is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2016. He is based in Miamisburg, Ohio. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erica Smith is a financial advisor at Robert W. Baird & Co. Incorporated with one year of industry experience. She holds a Series 66 designation and previously worked at Elsevier Inc. and LexisNexis. She is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing manager-traded and model-traded SMA strategies, tax management, and internal research tools, including artificial intelligence.

Seth Winkle is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Edward Jones since 2016. He holds Series 63 and Series 66 licenses and is based in Centerville, OH. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

James Schade is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Bank of America. He serves on the board of the Five Rivers Metroparks Foundation and is a member of Xavier University’s President's Advisory Council. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and institutional trading capabilities to tailor plans aligned with clients’ goals and risk tolerances.

Marcus Woodard is a financial advisor with J.P. Morgan Securities in Beavercreek, Ohio, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at firms including U.S. Bank, U.S. Bancorp Investments, and JPMorgan Chase Bank. Outside of his advisory role, Woodard serves as a sports referee for basketball, baseball, softball, and football. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Maximillian Poe is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has worked at multiple firms including Massachusetts Mutual Life Insurance, Edward Jones, and Fidelity Brokerage Services. Poe also spent seven years at Xavier University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Richard Pate is a Series 66-registered financial advisor with Ameriprise, based in Miamisburg, Ohio, and has four years of industry experience. Prior to joining Ameriprise, he worked for seven years with the Hamilton City School District. Outside of advising, he owns Honey Harvest and Hens LLC, a farming business, and serves as an assistant tennis coach at a local high school. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing tax-aware retirement income planning focused on dependable income sources.

David Heberling is a financial advisor at Edward Jones with one year of industry experience. He holds the Series 66 designation and previously worked at Passport Inc and Flexential. Heberling is a shareholder in a family business, Silver Lake Beach Club, a park with rentals in New Carlisle, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Beverly Muller Ridgway is a financial advisor at Merrill with 35 years of industry experience, holding Series 63 and Series 65 licenses. She has been with Merrill since 1987. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model‑based and discretionary strategies created by internal and third‑party managers, serving individuals, high‑net-worth clients, pension plans, corporations, and charitable organizations.

Jessica Keys is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. She previously worked at Cuso Financial Services, LP for 20 years and has been with Wright Patt Credit Union since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and retirement plan consulting, with access to model portfolios, research, and technology-driven investment solutions.

Thomas Gorczyca is a financial advisor with Equitable Advisors in Beavercreek, OH, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Axa Advisors, LLC. His other business activities include various outside insurance carrier appointments with companies such as Medical Mutual, Humana, and Mutual of Omaha. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm uses a hybrid referral and implementation model and provides both advisory and brokerage/insurance channels to implement client recommendations.

John Campbell II is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has been with Cambridge since 2011. Outside of his advisory role, he is a partner in an independent insurance agency and owns a client document organization service. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement advisory services through a broad network of independent Financial Professionals. The firm offers various investment implementation options, including proprietary models and third-party strategies, with both discretionary and non-discretionary management.

Brandon Harrison is a financial advisor with Raymond James Financial, holding a Series 63 designation and bringing 32 years of industry experience. He previously worked for LPL Financial, LLC (Linsco/Private Ledger Corp.) for 23 years before joining Raymond James in 2017. Outside of his advisory role, he serves as a trustee for his family trust and is owner and branch manager of Harrison Wealth Management Group, Ltd. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses analytical tools such as risk profiling and probability modeling to tailor non-discretionary planning and supports a broad network of advisors and affiliated firms.

Ronald Rosenbeck is a financial advisor with J.P. Morgan Securities in Kettering, Ohio, holding a Series 66 designation and bringing 23 years of industry experience. His career includes roles at JPMorgan Chase Bank and leadership positions in private businesses, including serving as a board member for Car Tune USA Inc. and co-owner of AREA, LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice and customized performance reporting through a team of Wealth Advisors. The firm combines institutional advisory capabilities with brokerage and investment management services, operating on a non-discretionary basis with a centralized due diligence framework.

Todd Lucius is a financial advisor at Ameriprise with 14 years of industry experience. He holds a Series 66 credential and has worked at Ameriprise since 2017, including prior roles at Thrivent Financial for Lutherans. Outside of his advisory work, Lucius serves on the Board of Directors and as Vice Chair of the Finance Committee at Sycamore Creek Country Club, teaches economics at Sinclair Community College, and coaches varsity basketball and golf at Dayton Christian School. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver customized recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.