Christopher Vause is a financial advisor with First Command Advisory Services in San Antonio, TX, holding a Series 66 designation and nine years of industry experience. He has worked with multiple entities within First Command since 2016 and concurrently serves as Deputy Division G4 with the Texas Army National Guard. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Beatriz Gutierrez is a financial advisor with PNC Wealth Management in San Antonio, Texas. She holds a Series 66 designation and has four years of industry experience. Her prior roles include positions at BBVA Securities, BBVA Insurance Agency, Bbva Usa, and Branch Banking and Trust Bank. PNC Wealth Management offers retail brokerage and advisory services, including an invitation-only, model-based digital investment program for employees. The program uses algorithm-driven risk assessment and implements portfolio strategies through mutual funds and ETFs managed by PNC or third-party strategists.

Richard Longoria II is a CFP® and ChFC® with 12 years of industry experience, currently advising at Voya Financial Advisors, Inc. since 2014. He previously worked at RJG Retirement Services, LLC for nine years. In addition to his advisory role, he is an Independent Insurance Agent specializing in fixed insurance products. Voya Financial Advisors, Inc. serves individuals, retirement plans, and charitable and corporate clients through a combination of financial planning, portfolio management, and brokerage services. The firm utilizes model portfolios, affiliated strategies, and third-party money managers, managing most assets on a non-discretionary basis while also engaging in commission-based product sales and broker-dealer activities.

Robert Quiroga is a financial advisor with Eagle Strategies (NY Life) in San Antonio, Texas, holding Series 63 and Series 66 registrations and possessing 10 years of industry experience. His career includes roles at Eagle Strategies LLC, Q Financial, LLC, Nylife Securities LLC, and New York Life Insurance Company. He also has 16 years of experience with the San Antonio Talons. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers a variety of advisory programs, emphasizing tailored recommendations and primarily managing assets on a non-discretionary basis.

David Bonney is a Certified Financial Planner (CFP®) with over 30 years of industry experience. He has been affiliated with First Command Advisory Services since 2015 and has worked with First Command Financial Services, Inc. and First Command Financial Planning, Inc. since 1996. He is based in San Antonio, TX. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Judith Phu is a financial advisor at Citigroup Global Markets with six years of industry experience. She holds the Series 63 and Series 65 designations and previously worked at Victory Capital Services, Inc., Victory Capital Management, Inc., Money Concepts Capital Corp, and New York Life Insurance Co. Phu is the founder of Ministerio de Misericordia, a financial literacy program supporting individuals leaving abusive situations. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs, along with broker-dealer execution and custody services.

Xienh Ly is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Citi since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and holds distinctive market roles including operating as a swap dealer and futures commission merchant.

Rodrigo Alvarez is a financial advisor with PNC Wealth Management in San Antonio, TX, holding Series 66 and Series 63 licenses with two years of industry experience. His prior work includes roles at PNC Investments and PNC Bank, alongside a long-term association with Walmart. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithmic risk assessment and discretionary model management with mutual funds and ETFs.

Charles Mercer IV is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds the Series 65 and Series 63 designations and has been with Citibank NA since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and supports large-scale institutional and high-net-worth clients with specialized solutions.

Cindy Crow is a financial advisor with First Command Advisory Services in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. She has been with First Command Advisory Services since 2015 and has worked within affiliated First Command entities since 2012. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers comprehensive financial planning and multiple wrap-fee asset management programs, managing portfolios through a centralized Investment Management Team and Wealth Portfolio Managers who select approved third-party managers.

Elizabeth Braman is a financial advisor at First Command Advisory Services with four years of industry experience. She holds a Series 66 credential and has been affiliated with First Command Insurance Services, Advisory Services, and Brokerage Services since 2022. Outside of her advisory role, she operates a violin instruction business and works as a travel agent specializing in Disney vacations. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Robert Budraitis is a financial advisor at Empower Advisory Group with 15 years of industry experience. He holds the Series 66 designation and has worked in roles at USAA Financial Planning Services, Usaa Investment Management Company, Charles Schwab & Co, and Charles Schwab Bank. Outside of his advisory work, he is co-owner and partner of ASVB LLC, an online retail and print-on-demand business. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm offers integrated services linked to Empower’s administrative platforms, including point-in-time financial plans and optional managed account solutions.

Kurt Steves is a financial advisor at Luther King Capital Management Corporation with 21 years of industry experience. His prior roles include positions at TCBI Securities, Texas Capital Bank, Suntrust Robinson Humphrey, and Fifth Third Securities. He holds Series 65 and Series 63 designations. Luther King Capital Management Corporation advises a range of institutional and individual clients, including trusts, foundations, pension plans, and government entities. The firm employs fundamental, bottom-up analysis across diverse equity and fixed income strategies and manages various mutual funds, separately managed accounts, and private investment partnerships.

Eric Rodriguez is a financial advisor with PNC Wealth Management in San Antonio, TX, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. His career includes roles at BBVA Wealth Solutions, BBVA Securities, COMPASS Bank, and BBVA Compass Insurance Agency. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including a discretionary digital portfolio solution currently in an employee-only pilot phase. The firm uses algorithmic tools for risk assessment and relies on third-party managers for portfolio implementation and oversight.

Robert Armendariz III is a financial advisor with Eagle Strategies (NY Life) based in San Antonio, TX. He holds Series 63 and Series 65 licenses and has eight years of industry experience. He operates Presidio Wealth Strategies, through which he brokers non-registered insurance products in addition to his advisory work. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services, offering tailored recommendations across multiple program types within the New York Life affiliate structure.

Jeremy Thompson is a Series 66-licensed advisor at Citigroup Global Markets with three years of industry experience. He has been with Citibank since 2019 and has prior work experience at Revamped Home Security and TruGreen Lawn Care. Citigroup Global Markets serves individual and institutional clients through multiple wealth management platforms, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and supports complex, large-scale client relationships with bespoke discretionary solutions.

Thomas Immenschuh is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with business owners, professionals, and their families, employing a comprehensive client-centered approach to wealth management. His team delivers personalized strategies focused on growth, accumulation, preservation, and transfer of wealth. He aims to collaborate with clients to develop customized financial plans aligned with their priorities and goals. Tom's expertise includes retirement planning, wealth management and preservation, concentrated stock and options, company-sponsored plans design and refinement, corporate cash and treasury management, liability management, and trust, estate, and insurance planning services. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Tom is a graduate of the University of Texas at San Antonio with a BBA in Finance and a minor in Accounting. He served in the United States Air Force from 1982 to 1986, continued in the Air Force Reserve until 1995, and was activated for Desert Shield and Desert Storm. In the San Antonio community, Tom has served on the Board of Any Baby Can, The ARC of San Antonio, and the Texas Planning Council Partners in Policy Making. He volunteers for the Central Catholic School Golf Team and has been involved with organizations such as Catholic Charities of San Antonio and Oak Hills Country Club. He resides in Castle Hills with his wife Charlotte Gallagher Immenschuh and their three sons, Evan, Ian, and Owen.

Dominic Stanford is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank in various capacities since 2016, and previously worked at Frost Bank from 2013 to 2016. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Taylor Finley is a financial advisor at Cambridge Investment Research Advisors with nine years of industry experience. He holds Series 65 and Series 63 licenses and has been with Cambridge Investment Research, Inc. since 2016. Finley serves as Secretary and board member of the Tivy Athletic Booster Club and is involved with the Hill Country College Fund, where he contacts donors on behalf of the university. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, pension plans, charitable organizations, and other retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, employing a variety of portfolio management strategies and platforms tailored to client objectives.

James Bradford is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation. Prior to joining Raymond James, he worked in various roles within the education sector, including positions at Southwest Independent School District and Bryan and College Station ISD. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, charitable organizations, and government entities. Its investment approach includes non-discretionary planning and recommendations, supported by extensive research and a wide network of affiliated services.