Benjamin Westerterp is a CFP® with 32 years of industry experience, currently serving as a financial advisor at Cetera since 2025. He has prior experience with Avantax Investment Services and Avantax Advisory Services, and has been involved in tax preparation and health insurance sales through his own business activities. Westerterp is based in Austin, TX. Cetera Investment Advisers LLC is an SEC-registered firm providing advisory services through a nationwide network of independent advisors. The firm serves individual clients, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management and financial planning solutions with access to both affiliated and third-party investment managers.

Derek Norsworthy is a financial advisor with Charles Schwab in Austin, TX, holding Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at Charles Schwab Bank, Mindlance, and the Small Business Development Center. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts.

Jennifer Curry is a financial advisor at Cetera with eight years of industry experience. She holds a Series 66 designation and has worked at Cetera and its affiliated entities since 2018, and at Powell Financial Partners since 2014. Outside of her advisory work, she serves as a commissioner on the City of Georgetown Historic and Architectural Review Commission. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with access to a range of investment strategies, including model portfolios, third-party managers, and customized approaches, supported by discretionary and non-discretionary program options.

Cameron Grose is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and five years of industry experience. He has been with Charles Schwab & Co., Inc. since 2019. Outside of finance, he has experience working in the food service industry, including positions at Blue Dahlia Bistro and Mozies. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides centralized custody and brokerage services.

Arthur Shearer is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds a Series 63 designation and has been with Wells Fargo entities since 2009, including his current role at Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Andrew Mason is a financial advisor with Ameriprise in Austin, TX, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its affiliated entities since 1992. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written recommendation reports through a centralized consulting team.

Nicholas Seybold is a financial advisor with Ameriprise in Austin, TX, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at PNC Investments, BBVA Wealth Solutions, BBVA Securities, Compass Bank, and BBVA Compass Insurance Agency, covering a range of financial services over two decades. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations through a centralized consulting team, supported by algorithmic automation and oversight committees.

Scott Hartgraves is a financial advisor with Charles Schwab in Austin, TX, holding Series 66 and Series 63 credentials and 13 years of industry experience. His prior roles include positions at JPMorgan Chase Bank and Regions Bank before joining Charles Schwab in 2019. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by centralized custody and operational infrastructure.

William Jarvis is a financial advisor at Edward Jones with six years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2019. His prior work experience includes roles at Trader Joe's, MassMutual, Spectrum Brands, and the University of Arizona. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, affiliated mutual funds, and tax-efficient services. The firm manages approximately $1.01 trillion in assets and is notable for its extensive advisor network and affiliated capabilities beyond advisory services.

Christopher Kowal is a financial advisor at Charles Schwab with 13 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab and its affiliated entities since 2014. Based in Austin, TX, he has worked primarily within the firm’s bank and brokerage divisions. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, using multi-asset model portfolios and due diligence on alternative investments within an integrated, large-scale operational structure.

Jaclyn Taylor is a Series 66 licensed advisor at Equitable Advisors with one year of industry experience. Prior to joining Equitable Advisors, she worked with Rover and spent three years with the Austin Independent School District. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives and third-party managers.

Elizabeth Chirino is a financial advisor at LPL Financial with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at USAA Financial Planning Services and USAA Financial Advisors Inc. in a financial advisory capacity for 14 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, including discretionary and non-discretionary management, supported by research and technology-driven investment strategies.

Kenneth Mann is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Equitable Advisors and AXA Advisors. He is based in Austin, TX. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational resources.

Barbara Stainton is a financial advisor with Wells Fargo Clearing in Austin, TX, holding Series 63 and Series 65 credentials and 31 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously spent seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Michael Dosier is a CFP® professional with 24 years of experience, currently serving as a financial advisor at Edward Jones since 2001. Based in Georgetown, TX, he holds Series 63 and Series 65 licenses. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and other advisory services.

Patrick Brennan is a Financial Consultant at Fidelity Investments, where he has been working since 2019. He has extensive experience in the financial services industry, having held various roles at Fidelity Investments since 2002, including Portfolio Specialist, Account Executive, Investment Representative, and Retirement Investment Services Representative. Prior to his current position, he was an Investment Consultant at TD Ameritrade from 2010 to 2015. Patrick focuses on developing personal relationships with his clients to build comprehensive financial plans. He partners with clients to plan and implement investment strategies tailored specifically to their needs to help work toward their financial success. Outside of his professional work, Patrick's interests include camping, family activities, football, parenthood, pets, and running.

Brett Denson is a financial advisor with Wells Fargo Clearing in Austin, TX, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, he worked at Seagate Technology and has experience as a self-employed professional and in lawn services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options.

Yesica Garcia is a financial advisor with Merrill based in Leander, TX, holding a Series 66 designation and eight years of industry experience. She has worked at both Merrill and Bank of America since 2011. Outside of her advisory role, she is a co-owner of a family business in Spring, Texas. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program, offering model-based and discretionary investment strategies developed by internal and third-party managers for a range of individual, institutional, and charitable clients.

William Johnson is a financial advisor with Edward Jones in Austin, TX, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Brendan Ingram is a financial advisor with Charles Schwab in Austin, TX, holding a Series 66 designation and eight years of industry experience. His career includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and Edward Jones. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized operational structure that supports a large client base through integrated advisory, brokerage, custody, and cash-sweep services.