Heidi Fogarty is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 66 designation and has been with Merrill since 1999, also working at Bank of America, N.A. since 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

John Shaw is a financial advisor with Edward Jones in Boise, ID, holding CFP®, ChFC®, and Series 63 credentials and with 20 years of industry experience. He has been with Edward Jones since 2006. Outside of his advisory role, he serves as the July 4th Project Chairman for the Gem State Kiwanis, organizing their annual pancake breakfast. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Craig Lang is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of advising, he owns and operates a convenience store and gas station in Valleyford, Washington. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s advisory approach is driven by investment policy statements and modern portfolio theory, offering a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Charles Powers III is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Prior to joining RBC in 2025, he worked for UBS Financial Services Inc. for 11 years. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to each client’s risk profile.

Justin Ruttke is a Financial Advisor at Merrill Lynch Wealth Management with over seven years of experience in wealth management. He specializes in helping clients develop tailored financial strategies that align with their unique goals, including education planning, family wealth management, legacy planning, personal retirement planning, philanthropic planning, portfolio management, tax minimization, and retirement income. Justin holds the CERTIFIED FINANCIAL PLANNER™ (CFP) designation and is a Personal Investment Advisor (PIA). He earned his bachelor's degree from Arizona State University. His approach focuses on building long-term, trusting relationships and providing clarity and thoughtful insights to help clients navigate complex financial decisions. Outside of his professional work, Justin enjoys football, golfing, hunting, music, skiing, and spending time with his family.

Nicholas Harris is a financial advisor with UBS Financial Services in Boise, ID, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has worked at UBS since 2017 and previously at Clearwater Analytics. Harris serves on the Board of Directors for the American Red Cross of Greater Idaho and is a board member of the family-owned Burgdorf Hotsprings. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor client plans. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Gary Whinery is a financial advisor with Stifel in Boise, Idaho, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2014. Outside of his advisory role, he is also commissioned as a notary. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering brokerage and fee-based investment advisory services. The firm’s investment guidance is based on proprietary methodologies developed by its Investment Strategy Group, incorporating forward-looking capital market assumptions and probabilistic modeling.

Douglas Beehler is a financial advisor with LPL Financial in Meridian, ID, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Waddell & Reed Inc. and managing Beehler Asset Management, LLC. He was also involved with Miss Rodeo America Inc. and the Meridian Lions Club. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and custom strategies, supported by extensive operational and research tools.

Hannah Evans is a financial advisor with Primerica Advisors in Meridian, ID, holding Series 65 and Series 63 credentials and six years of industry experience. She has been with PFS Investments Inc. since 2020 and Primerica Financial Services since 2018. Outside of finance, she has operated a business called Homemade by Dorothy for ten years. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Christopher Corsiglia is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His prior roles include positions at Bank of America, N.A Merrill and Merrill Lynch, Pierce, Fenner & Smith Incorporated. He is also the owner of CMR Properties, LLC, an entity involved in the future construction of condominiums. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Todd Mendel is a financial advisor with Primerica Advisors in Nampa, Idaho, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Primerica Advisors since 1987 and with Primerica Financial Services since 1999. Outside of advisory services, he is involved in sales of loan products and home security and automation referrals through Primerica-affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure, delegating trading responsibilities to BNY Mellon Advisors.

Andrew Smith is a Financial Consultant currently working at Fidelity Investments. He provides guidance to individuals, families, and high net worth investors by simplifying complex financial decisions and developing personalized strategies aligned with their goals. His services include retirement planning, wealth management, and assistance during life transitions. Andrew has over a decade of experience in the financial services industry. His professional background includes roles as a Workplace Financial Consultant at Fidelity Investments from 2011 to 2021 and a Financial Representative at Northwestern Mutual from 2009 to 2011. He holds a California Insurance License. Outside of his professional work, Andrew has personal interests that include fitness, golf, parenthood, and snowboarding.

Christine Bennett is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Northwestern Mutual Investment Services LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a range of financial products that include insurance-related vehicles and bank deposit sweep options.

Terrence Jones is a financial advisor at Charles Schwab with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Charles Schwab and Co., Inc. since 2022, with prior experience at TD Ameritrade and Scottrade. Outside of his advisory role, he serves as Board Secretary for The Boise Chordsmen, a performing arts group. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering integrated brokerage, custody, and advisory services with both non-discretionary and discretionary investment options.

James Coons is a financial advisor at Primerica Advisors in Meridian, ID, holding Series 65 and Series 63 licenses with one year of industry experience. His prior work includes roles at PFS Investments Inc., Primerica Financial Services, Shamrock Foods Co, Ecolab Inc, and a two-year retirement. Primerica Advisors manages a wrap-fee asset management program primarily for individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, delivering advisory services via model-driven investment strategies supported by third-party portfolio managers and custodians.

Ryan Stratton is a financial advisor at Morgan Stanley with one year of industry experience. He previously operated Stratton & Associates PLLC for 20 years. Outside of his advisory work, Stratton serves as a swim team coach at Bishop Kelly High School and provides advisory consulting for Sprung Instant Structures LTD. Morgan Stanley Wealth Management offers a broad range of advisory programs for individuals and institutions, employing structured financial planning tools and serving clients through both direct engagements and employer-sponsored plans.

Kason Wedel is a financial advisor at Cambridge Investment Research Advisors with three years of industry experience. He holds a Series 66 designation and has previously worked at Sound Foundation Wealth Advisors. Outside of his advisory role, Wedel serves as Creative Arts Director and Pastor at Stonehill Church and owns a seasonal business, Let it Shine Christmas Lights. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent financial professionals. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services, utilizing a variety of portfolio management strategies and platform arrangements tailored to client objectives.

Luke Allen is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on liquidity management, managing new wealth, and small business strategies. Luke works directly with clients to develop financial strategies aligned with their personal values and goals. His approach centers on listening carefully to uncover what matters most to clients and their families. He holds a Bachelor's Degree from Boise State University and maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Luke is a Merrill Financial Solutions Advisor, providing clients access to Merrill's global investing resources along with credit, lending, and banking services from Bank of America. Outside of his professional role, Luke enjoys outdoor activities including pickleball, running, and skiing. He values fitness and spending time with friends and family.

Joshua Clark is a financial advisor at Edward Jones in Meridian, ID, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2023, he worked in the hospitality sector at Tavern at Eagle Island, Kona Grill Inc., and Wild West Cafe & Espresso. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a large nationwide network of financial advisors and branch offices.

Bryce Bradley is a financial advisor at Cetera with 40 years of industry experience. He holds Series 63 and Series 66 credentials and has a background spanning roles at Avantax and his own CPA firm, Dr. Bryce T. Bradley & Associates, where he has provided tax preparation and accounting services for over three decades. Outside of advisory work, he is involved in managing family-owned accounting and tax preparation businesses. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets through a nationwide network of more than 10,000 advisors.