Robert Nichols is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His career includes roles at Raymond James Financial Services and Desert Financial Federal Credit Union, with over 18 years at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with both discretionary and non-discretionary management supported by research and a variety of investment strategies.

Robert Wade is a CFP® professional with 23 years of industry experience, currently serving at LPL Financial since 2005. He holds a Series 63 license and works out of Peoria, Arizona. Wade is also involved with Credit Union West in an investment-related capacity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

Tyler Boxwell is a financial advisor with Edward Jones in Glendale, AZ, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017 and previously worked in full-time education for a year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

David Dobrusin is a financial advisor with LPL Financial in Sun City, AZ, holding CFP® and Series 66 credentials and bringing 16 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Cambridge Investment Research Advisors and has operated Dobrusin Financial LLC since 2010. He also provides tax and accounting services through his CPA practice. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering financial planning, advisory programs, and brokerage services with both discretionary and non-discretionary management supported by proprietary and third-party research.

Thomas Gerboth is a CFP® with 14 years of industry experience, currently affiliated with Ameriprise Financial Services. His prior roles include positions at Harbour Investments, Thompson Wealth Management, Tandem Wealth Advisors, and Schwab Private Client Investment Advisory. He is also the owner of Gerboth Ventures LLC, a business involved in real estate. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income strategies.

Gary Yeager is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 34 years of industry experience. He has been with Cetera and its related entities since 2013 and has operated his own firm, G. A. Yeager & Co, since 1977. In addition to his advisory work, he prepares taxes through a separate business activity. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary options.

Eric Long is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding Series 63 and Series 66 designations and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options in its investment offerings and acts as an ERISA fiduciary when providing investment advice.

Dennis Butner is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing extensive experience in financial services since 2005. He has focused on managing individual wealth through various market conditions and emphasizes a comprehensive approach tailored to each client's unique needs. Dennis specializes in retirement planning, portfolio management, tax minimization, and family wealth management strategies, serving high net worth retirees, corporate executives, business owners, and philanthropists. Dennis began his career in real estate and finance in 2001 before joining Merrill Lynch Wealth Management in 2010. He holds a Bachelor's Degree from Arizona State University and the Personal Investment Advisor (PIA) designation. Leveraging the Total Merrill platform, Dennis develops personalized wealth management strategies, including estate management, small business management, retirement income planning, job transfers, and 401(k) services. He also leads business marketing efforts and cultivates new client relationships to support seamless communication and transitions. An Arizona native, Dennis resides in Glendale, Arizona with his wife and two daughters. His community involvement includes support for events such as Prescott Frontier Days Rodeo, Payson Arizona Pro Rodeo, and Xavier College Preparatory. Dennis balances professional commitments with personal interests including camping, cooking, fishing, golfing, horseback riding, hunting, scuba diving, skiing, swimming, and spending time with his family.

Jared Duran is a financial advisor at Edelman Financial Engines with 11 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at Financial Engines Advisors L.L.C. for ten years before joining Edelman Financial Engines. The firm provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. Edelman Financial Engines employs a committee-driven modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment solutions.

William Newbury is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He previously worked at First Financial Equity Corporation for 10 years before joining Cambridge in 2022. His other business activities include serving as an insurance agent and operating under a trade name within the financial services sector. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, by offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm employs various investment strategies, including proprietary models and third-party managers, and provides both discretionary and non-discretionary portfolio management tailored to client objectives.

Peter Sarata is a financial advisor with Cetera, holding a Series 66 designation and 26 years of industry experience. He has previously worked at Avantax Investment Services and 1ST Global Advisors among other firms, and maintains a role as a CPA providing tax preparation and accounting services in Phoenix, AZ. Sarata also leads Intentional Wealth Solutions, focusing on wealth management, financial planning, and insurance consulting. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual investors, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, supporting both discretionary and non-discretionary authorities across multiple program structures.

Manjul Chugh is a financial advisor with J.P. Morgan Securities in Glendale, AZ, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2004. Outside of his advisory role, he is a co-owner of a rental property. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with additional brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Andrew Fausett is a Planning Consultant at Fidelity Investments. In this role, he meets with clients regularly to understand their individual needs and concerns, collaborating with them to identify strategies tailored to their unique financial circumstances. Andrew has been with Fidelity Investments since 2023, progressing through roles as a Financial Representative and Relationship Manager before becoming a Planning Consultant. His experience at Fidelity has provided him with a comprehensive understanding of financial planning and client relationship management.

Carolyn Berenger is a Series 66 licensed financial advisor with Edward Jones in Phoenix, AZ, where she has worked since 2014. She has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Charles Kessler III is a financial advisor at Edward Jones in Glendale, AZ, holding Series 63 and Series 66 designations with 24 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds, managing approximately $1.01 trillion in assets with a nationwide network of advisors and branch offices.

Laura Carolina is a financial advisor with Ameriprise in Glendale, AZ, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Bankers Life Advisory Services, Valic Financial Advisors, and Spring Venture Group. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

David Fellows is a financial advisor with LPL Financial in Peoria, Arizona, holding a Series 63 designation and possessing 33 years of industry experience. He has been with LPL Financial since 2008 and also operates Fellows Tax & Financial Service, which provides tax preparation, accounting, and non-variable insurance services. LPL Financial serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and retirement consulting through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes a variety of model portfolios, third-party research, and advanced technologies.

Michael Murphy is a Series 66 licensed financial advisor with eight years of industry experience. He is currently with OSAIC and has prior experience at SagePoint Financial and Thrivent Financial. Outside of his advisory work, he serves on the boards of charitable organizations focused on homelessness and support for women overcoming domestic violence and substance abuse. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk assessment methodologies to construct diversified portfolios across various asset classes, managing accounts on both discretionary and non-discretionary bases.

Cody Whiren is a Planning Consultant at Fidelity Investments, where he works directly with in-book clients to guide them through key decisions that contribute to a confident retirement. His role involves reviewing comprehensive retirement analyses, building tax-efficient investment strategies, and designing sustainable income plans tailored to each client's goals. He collaborates closely with financial advisors to develop and implement holistic financial plans that support long-term financial well-being. Before his current position, Cody served as a Relationship Manager at Fidelity Investments from 2025 to 2026, and as a Financial Representative from 2024 to 2025. This progression reflects his growing experience in client relationship management and financial planning within the firm. Outside of his professional work, Cody's personal interests include camping, comedy, football, and hiking.

Mustafa Bilenler is a financial advisor at Edward Jones in Glendale, AZ, holding a Series 66 designation with 19 years of industry experience. He previously worked at SagePoint Financial, Inc. and Advisor Group. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.