Grant Hubbard is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America Private Bank and Atrium Holding LLC. Outside of his advisory role, he owns a residential rental property. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Granger is a financial advisor at Osaic Wealth, Inc. in Scottsdale, AZ, holding a Series 66 designation and bringing eight years of industry experience. Prior to joining Osaic in 2025, he worked at Lincoln Financial Advisors for eight years and at the Delaware Claims Processing Facility for two years. Osaic Wealth serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services supported by a range of asset-allocation tools and access to third-party managed accounts.

Jacqueline Reinert is a financial advisor at Osaic with 19 years of industry experience. She holds a Series 66 designation and previously worked for Waddell & Reed Inc. for 12 years and Sagepoint Financial, Inc., where she also serves as a Regional Supervision Manager. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through multiple platforms, utilizing asset-allocation tools, risk-tolerance assessments, and access to third-party money managers to construct portfolios across various investment types.

Jacob Adams is a financial advisor with LPL Financial in Phoenix, AZ. He holds the Series 66 designation and has one year of industry experience. Prior to joining LPL Financial, he was associated with American Financial Associates and has experience in tax preparation and accounting services through a related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and various portfolio management strategies.

Annette Petzel is a CFP® professional with over 41 years of experience in the financial services industry. She is currently with OSAIC and has held prior roles at Woodbury Financial Services, Questar Asset Management, and other firms. Petzel is also an insurance agent specializing in Medicare, employee benefits, personal life insurance, and disability at R P Ryan Insurance, Inc. OSAIC serves a diverse client base including individual investors, corporations, pension plans, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct portfolios based on client risk tolerance and investment objectives.

Carlyn Bouchard is a financial advisor with Edward Jones in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. Prior to joining Edward Jones in 2018, she worked at Raymond James & Associates, Inc. and AXA Advisors, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets through a large national network of advisors and branch offices.

Amanda Palacios is a financial advisor at Ameriprise with four years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2021. Prior to her advisory role, she was employed at the Mayo Clinic and Pacific University. Outside of her advisory duties, she serves as Vice President of Palace Enterprises, a business entity supporting her team practice. Ameriprise provides retirement-income planning services focused on clients approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Joseph Fitzgerald is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 licenses and having 25 years of industry experience. He has been with Charles Schwab since 2000 and has concurrently worked at Charles Schwab Bank since 2006. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized custody and operational arrangements.

Mark Schwelling is a financial advisor with Charles Schwab in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has been with Charles Schwab since 2000 and has worked with Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves primarily high‑ and ultra‑high‑net‑worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by multi-asset model portfolios and due diligence on alternative investments, leveraging its large scale and integrated operational structure.

Elisabeth Collins is a financial advisor at OSAIC with 12 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at Lincoln Financial Securities Corporation and Janney Montgomery Scott. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various investment types.

Morgan Edlund is a financial advisor at OSAIC with a Series 66 designation and four years of industry experience. Prior to joining OSAIC, Edlund was associated with Woodbury Financial Services Inc. In addition to his advisory roles, he is involved with the Duluth Whiskey Project and has worked with the Lake Elmo Event Center. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Tracy Howard is a financial advisor at OSAIC with 24 years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2025, Tracy worked for Lincoln Financial Advisors and Lincoln Financial Securities Corporation for a combined 20 years. Outside of work, Tracy serves as successor trustee for a family trust. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs advanced asset-allocation tools and provides access to multiple investment platforms and third-party money managers.

Timothy Falleri is a Series 66-licensed financial advisor at Merrill with three years of industry experience. He previously worked at Bank of America from 2016 to 2022 and held a position at Missouri State University from 2015 to 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael O'Brien is a financial advisor with LPL Financial in Glendale, AZ, holding a Series 66 designation and three years of industry experience. He previously worked at Centaurus Financial Inc., Argosy Financial, Vanguard, Ricoh USA, and Trilogy at Vistancia. Outside of finance, he is involved with THE GUESS ROOM, LLC, a social media business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by research and investment strategies including discretionary and non-discretionary management.

Danielle Mc Clenahan is a Series 66-credentialed financial advisor with 22 years of industry experience. She has worked at OSAIC since 2024 and previously held roles at Securities America Advisors and Sii Investments. Outside of her advisory work, she volunteers at Appleton Alliance Church and has worked as an independent food delivery driver. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers comprehensive brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct and manage investment portfolios.

John Neighbours Jr. is a financial advisor at OSAIC with 22 years of industry experience. He holds the Series 63 and Series 65 designations. His prior work includes roles at Royal Alliance Associates, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and a period of self-employment. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a range of services such as brokerage and investment advisory, financial planning, retirement plan consulting, and access to third-party money managers, supported by sophisticated asset-allocation tools and multiple advisory platforms.

Fredric Susser is a CFP®-certified financial advisor with 28 years of industry experience. He is currently with Charles Schwab and Co., Inc., having joined the firm and Charles Schwab Bank in 2022. Prior to this, he worked at TD Ameritrade from 2010 to 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated brokerage, custody, and cash management solutions.

Dominic Griffis is a financial advisor at OSAIC with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Merrill and Sage Point Financial. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, and corporations, offering a wide range of brokerage and advisory services supported by multiple platforms and third-party managers. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Shelly Malone is a financial advisor with OSAIC, holding a Series 66 designation and 19 years of industry experience. She has previously worked with firms including Advisor Group, Transamerica Financial, Humana, World Financial Group, Liberty Mutual, and Allstate Insurance. Malone is also the owner of a life insurance business affiliated with Symmetry, conducting appointments primarily on weekends. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, and access to third-party money managers through a range of advisory platforms.

Wayne Ballinger is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.