Andrew Furste is a financial advisor at Edward Jones with 17 years of industry experience. He holds a Series 66 designation and previously worked at Charles Schwab for 14 years before joining Edward Jones in 2023. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets with a nationwide network of more than 23,700 advisors.

Joshua Richards is a Series 66-licensed financial advisor with Thrivent Investment Management in Albuquerque, NM, and has four years of industry experience. Before joining Thrivent in 2021, he held roles in hospitality, education, and real estate. Outside of finance, Richards has experience in kitchen and bakery certification and remodeling services. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on various financial planning topics without implementing those recommendations. The firm combines holistic, goal-based analyses with managed-account options, maintaining planning and portfolio management as separate services.

Jaime Cervantes is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses. He has been in the industry since 2023, with prior experience at Wells Fargo Bank, nA and Sei. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jonathan Stcyr is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career with Merrill Lynch in 2006 and develops financial strategies and manages client portfolios focused on their specific objectives. His approach includes incorporating estate planning services and liability management alongside investment advice to provide comprehensive financial guidance. Jonathan holds a Bachelor of Arts degree in American History from the University of New Hampshire. Before joining Merrill Lynch, he taught in the US and South America. He has been responsible for the local financial advisor training program for six years and holds several professional designations, including Certified Plan Fiduciary Advisor®, Chartered Retirement Planning Counselor™, and Chartered Retirement Plans Specialist™ from the College for Financial Planning Institutes Corp. Jonathan is also a Senior Vice President. Outside of his professional role, Jonathan is involved with the Moriarty Rotary Club. He and his wife, Jessica, are parents to two children, JP and Rosalie. Jonathan enjoys travel, playing soccer, and following New England and Boston sports.

Christopher Guillen is a financial advisor with Morgan Stanley in Albuquerque, NM, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methods such as Monte Carlo simulations. The firm manages approximately $2.74 trillion in client assets and provides services under both direct client and corporate financial planning agreements.

Clarence Hughes is a financial advisor with UBS Financial Services in Albuquerque, NM, holding Series 63, 65, and 66 licenses and possessing 13 years of industry experience. His prior roles include positions at Wells Fargo NA, REDW Wealth LLC, BOK Financial Securities, Inc., and Allspring Global Investments, LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor plans to client goals. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Rosalind Milloy is a financial advisor with Morgan Stanley in Albuquerque, NM, holding a Series 66 designation and 10 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Milloy serves as a board member of The Life Center Foundation, a nonprofit focused on youth in Santa Fe, New Mexico. Morgan Stanley Wealth Management offers advisory programs to individuals and institutions, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Oumar Niang is a financial advisor at Fidelity with 4 years of industry experience. He holds Series 66 and Series 63 designations and previously worked at Wells Fargo for 11 years. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves registered investment companies and employs systematic methodologies along with oversight controls to manage conflicts of interest.

Julio Marquez is currently serving as an Investment Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he worked as a Planning Consultant at Fidelity Investments from 2022 to 2026 and as a Relationship Manager there from 2021 to 2022. His earlier experience includes positions at Edward Jones as a Client Relationship Specialist from 2019 to 2021 and as a Financial Advisor from 2018 to 2019. Julio also gained experience at Fidelity Investments in various capacities including Work Place Planning and Advice (2017-2018), Retirement Brokerage Services and HSA Trader (2015-2017), and Financial Representative (2014-2015). Born and raised in Albuquerque, Julio focuses on helping his community plan for their financial future. He emphasizes the importance of listening to clients and creating financial plans with their goals in mind, maintaining trust and open communication throughout the relationship.

Pavlos Panagopoulos is a financial advisor with Cetera who holds the CFP® designation and Series 63, 65, and 66 licenses, with 40 years of industry experience. He has been affiliated with Cetera and its related entities since 2013 and operates his own advisory firm, Pavlos Panagopoulos, LLC. Outside of advisory work, he serves as president of the nonprofit Order of AHEPA and is treasurer of AHEPA New Mexico. Cetera Investment Advisers LLC is an SEC-registered adviser operating a nationwide network of over 10,000 independent advisors serving a broad client base including individuals, employer-sponsored retirement plans, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Nathan Wilkes is a financial advisor with Edward Jones in Albuquerque, NM, holding a Series 66 designation and with 16 years of industry experience, all at Edward Jones since 2010. Outside of his advisory role, he is an owner of a rental property in Belen, NM. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of more than 23,000 financial advisors.

Cory Robbins is a financial advisor with RBC Capital Markets in Albuquerque, NM, holding a Series 66 designation and having 20 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, implementing tailored strategies through a combination of in-house and third-party investment managers.

Bryan Sarracino is a financial advisor with LPL Financial in Albuquerque, NM, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His career includes long-term roles at Waddell & Reed, Inc., Worth Financial Planning, and various insurance carriers, alongside his current position at LPL Financial since 2021. He is also involved in a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to model portfolios, supported by a large network of advisors and extensive operational tools.

Mary Fowler is a financial advisor with Primerica Advisors in Albuquerque, NM, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. Her prior work includes roles at East Mountain Physical Therapy, Fresquez Companies, and Wharff Lackey Accounting. In addition to her advisory role, she has been involved with Spring Creek Designs since 2010. Primerica Advisors is a large-scale institution serving primarily individual investors along with corporate and charitable clients through a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers.

Camry Perez is a financial advisor at Primerica Advisors with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Primerica Advisors, Camry has held roles at several organizations including Open Skies Health Care and Extra Space Storage. Outside of financial services, Camry has experience working in retail and hospitality sectors. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-delivery strategies managed by third-party asset managers.

David Contreras is a financial advisor at Charles Schwab with two years of industry experience. He holds a Series 66 designation and has prior work experience at firms including UBS Financial Services and JP Morgan Chase. Outside of financial advising, he works part-time as a ramp agent for United Airlines. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, supported by multi-asset model portfolios and a centralized operational structure.

David Gallagher is a financial advisor with LPL Financial based in Albuquerque, NM, holding a Series 63 license and bringing 42 years of industry experience. He has worked at Linsco/Private Ledger Corp. for 29 years and is involved in investment-related business activities through Gallagher & Associates LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to third-party asset managers and institutional platforms.

Lindsey Marlowe is a financial advisor at Wells Fargo Clearing with nine years of industry experience. She holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors, LLC. Outside of her advisory role, she has been involved with Scentsy since 2010. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Elaine Darnell is a financial advisor at Merrill with 22 years of industry experience and a Series 66 designation. She has been with Merrill since 1993. Outside of her advisory role, she is an organizer of Hound Haven LLC, a family-run dog and cat boarding and grooming business in New Mexico. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julianna Chance is a financial advisor with LPL Financial in Albuquerque, NM, holding a Series 66 designation and 18 years of industry experience. Prior to joining LPL Financial in 2025, she worked at Nusenda Federal Credit Union and CUSO Financial Services, LP, with earlier roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. She also serves as a notary public for Nusenda Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of financial planning and investment solutions supported by both proprietary and third-party resources.