Arthur Nisperos is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 65 and Series 63 credentials and 10 years of industry experience. He has been with Ameriprise and its affiliate since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies.

Miguel Guzman III is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and four years of industry experience. He has been with Primerica Advisors since 2021 and was previously employed at Green Valley High School and Southeast Career Technical Academy. In addition to his advisory role, he is involved in sales of investment-related products and also participates in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Shyanna Sagadraca is a financial advisor with Morgan Stanley in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing seven years of industry experience. She previously worked at Ameriprise for seven years and has a background with the University of Las Vegas, Nevada. Morgan Stanley Wealth Management is an SEC-registered advisory and broker-dealer firm serving both individual and institutional clients with a range of financial planning and investment management services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools guided by its Global Investment Committee.

Gail Brown is a financial advisor with Morgan Stanley in Las Vegas, Nevada, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Outside of her advisory work, Brown serves as Chair of the Summerlin Rotary and operates an Amazon FBA retail business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Scott Chamberlain is a CFP® professional with 31 years of experience in the financial services industry. He has been with UBS Financial Services since 2009. Outside of his advisory role, he served on the board of directors for the Miracle League of Las Vegas, a charity that provides baseball opportunities for individuals with physical and mental disabilities. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management solutions and provides research-driven, tailored financial plans.

Rafael Velazquez Borragan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with Wells Fargo Clearing and its related entities since 2019 and has a total of ten years with Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage services. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party data to support its investment and retirement plan offerings.

Douglas Gold is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. He holds the Series 66 designation and has worked at firms including BNY Mellon and Wells Fargo Advisors. Gold serves on the boards of several nonprofit organizations focused on tutoring, social services, and community support in Las Vegas. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning, asset management, and educational programs to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning relationships using advanced analysis tools and provides a range of event-driven planning services.

Scott Self is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. He previously worked at Partners Capital Group and spent seven years with Hoffman Hospitality Group. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing tax-aware retirement planning advice.

Jeramy Woods is a CFP®-certified financial advisor with eight years of experience, currently affiliated with LPL Financial. He previously worked at Edward Jones for nine years and has experience in hospitality and title services. Woods is also the owner of HAIOS Inc., a sign language interpreting business focused on providing services to government entities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Emmy Zhang is a financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones in 2023, she worked at Cisco for seven years. She holds the Series 66 designation and is based in Las Vegas, NV. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, with approximately $1.01 trillion in assets under management.

Jeffrey Kinsler is a financial advisor with LPL Financial based in Henderson, NV, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining LPL Financial, he was with Securities America Advisors and Securities America, Inc. He also has a long-standing career with the Las Vegas Metropolitan Police Department. Additionally, Kinsler is involved with the Raiders Football Club LLC outside of his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and investment management services to individuals, retirement plans, banks, and institutions. The firm supports its advisors with a broad range of model portfolios and investment strategies, alongside extensive non-advisory financial products and partnerships.

Michael Derhake is a CFP® professional with 31 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, he serves as a trustee for a family-related investment entity in Las Vegas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment products, including insurance-related vehicles and bank deposit sweep options.

Jose Castruita is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized money management strategies. He focuses on areas such as family wealth management strategies, managing new wealth, personal retirement planning, small business strategies, and retirement income. Jose holds a Personal Investment Advisor (PIA) designation and completed a non-accredited certificate program at Riverside City College. Fluent in English and Spanish, he emphasizes understanding clients' personal priorities to create financial approaches tailored to their unique goals and life circumstances. Outside of his professional role, Jose enjoys baseball, cooking, golfing, and softball.

David Winchell is a financial advisor at LPL Financial with 30 years of industry experience. His prior firms include UBS Financial Services, Merrill, and Banc of America Investment Services. He holds Series 63 and Series 65 registrations and operates a business entity for tax and investment purposes outside of his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Brian Evans is a Series 66-licensed financial advisor with Equitable Advisors in Las Vegas, NV, bringing 17 years of industry experience. He has worked at Equitable Advisors since 2009, including during its prior association with Axa Advisors, LLC. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm’s approach involves assessing client risk tolerance to match them with appropriate advisory models, many implemented through third-party asset managers and sponsored advisory programs.

Domenica Richards is a financial advisor at J.P. Morgan Securities with nine years of industry experience and holds the Series 66 designation. Her prior experience includes roles at Morgan Stanley, Merrill, and Bank of America. Outside of her advisory work, she is involved in travel-related ventures, including owning a travel blog and a travel photography business, and serves on the Finance Committee of the Girl Scouts of Southern Nevada. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support customized investment recommendations.

Melanie Horner is a financial advisor with Ameriprise in Henderson, NV, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. Her career includes positions at Wells Fargo Clearing and Wells Fargo Advisors LLC prior to joining Ameriprise in 2022. Ameriprise provides a retirement-income planning service tailored to individuals nearing or in retirement with significant investable assets, delivering detailed, research-based recommendation reports that incorporate tax-smart withdrawal strategies and Social Security options. The firm combines advisory, brokerage, and insurance solutions and utilizes algorithmic tools overseen by a dedicated consulting team to support its retirement planning approach.

Brian Coffey is a financial advisor with Equitable Advisors in Las Vegas, NV, holding Series 63 and Series 66 licenses and five years of industry experience. He has been with Equitable Advisors since 2020 and worked previously at the University of New Mexico. Equitable Advisors serves individual clients including non-high-net-worth and high-net-worth individuals, as well as pension plans, corporations, charitable organizations, and institutional clients. The firm offers financial planning, retirement plan consulting, and a variety of asset-management programs utilizing third-party advisory models and a mix of proprietary and third-party investment solutions.

Louis Berlin is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 45 years of industry experience. He previously worked at Bank of America and Merrill for a decade each. Outside of his advisory role, he is the owner of a general partnership involved in the purchase of a condominium in Nevada. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and includes a broader range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Patricia Beard is a financial advisor at Fidelity with 21 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Fidelity Investments and its affiliated firms since 2009. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves as an advisor to multiple registered investment companies and utilizes systematic methodologies and long-term asset allocation benchmarks.