Joseph Pensabene IV is a financial advisor with Eagle Strategies (NY Life) based in Anaheim, CA. He holds the Series 66 and Series 63 credentials and has six years of industry experience. Prior to his current role, Joseph worked with NYLIFE Securities LLC and New York Life Insurance Company for eight years, and was involved with MediaMix 365 for three years. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types tailored to client objectives, with a significant portion of its assets managed on a non-discretionary basis.

Jason Bevacqua is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. Prior to joining Integrated Wealth Concepts, he has worked with the Garden Grove Unified School District for 29 years. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with mutual funds, ETFs, equities, and fixed income while employing both long-term and shorter-term trading strategies.

Noreen Mares is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding a Series 66 designation and 15 years of industry experience. Her prior work includes roles at Wells Fargo Advisors and Wells Fargo Clearing. She is associated with Ramos Consulting and Wealth Management Firm, a non-investment related business used for branding purposes. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through a range of discretionary and non-discretionary arrangements using multiple analytical approaches.

Nicole Letarte is a financial advisor with J. W. Cole Advisors, Inc. in Orange, California, holding a Series 66 designation and nine years of industry experience. She previously worked at Lincoln Financial Advisors Corporation for seven years before joining J. W. Cole Advisors in 2022. Letarte owns and operates Modern Wealth Design, a financial planning business. J. W. Cole Advisors operates a large network of independent advisors and offers fee-based portfolio management, financial planning, retirement plan services, and access to multiple third-party investment platforms. The firm serves individuals, high-net-worth clients, and institutional accounts using a mix of discretionary and non-discretionary management strategies.

Myunghee Byun is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and one year of industry experience. She has prior experience at Zeinvest Consulting, WFGIA, equitable, and Stanley Prep. In addition to her advisory work, she is the CEO of Urban Beast US, a children's clothing company. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a mix of advisory and broker-dealer services, with proprietary and third-party investment models and both discretionary and non-discretionary program options.

Gary Le is a Series 66-licensed advisor at Money Concepts Capital Corp with one year of industry experience. Prior to his role at the firm, he held various educational positions over the past decade, including roles at Santiago Canyon College, Troy High School, Sarah McGarvin Intermediate School, and Anthony Elementary School. Money Concepts Capital Corp serves a broad client base, including individual investors, pension plans, and corporations, managing approximately $4.07 billion in assets through enterprise-scale advisory services. The firm employs model-driven, asset-allocation strategies and offers both discretionary and non-discretionary programs, utilizing third-party managers and platforms such as Envestnet for investment and reporting support.

Victoria Martin is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding Series 63, Series 65, and Series 66 licenses and 19 years of industry experience. She has worked at Centaurus Financial since 2006 and is also associated with Archangel Financial. In addition to her advisory role, Martin is a licensed attorney in California and owns a law practice specializing in estate planning, probate, special needs conservatorships, and trust administration. Centaurus Financial, Inc. serves a diverse client base including individuals, families, businesses, corporations, trusts, and foundations, offering financial planning, portfolio management, retirement-plan consulting, and advisory management of annuity and variable life sub-accounts through a blend of discretionary and non-discretionary arrangements. The firm employs a variety of analytical approaches and provides access to model overlay programs, tax-overlay services, and approved third-party money managers.

Guannan Li is a financial advisor at Independent Financial Group, LLC with three years of industry experience. He holds a Series 66 designation and has been with Independent Financial Group since 2022. In addition to his advisory role, Li is a shareholder and broker associate at RG Realty, where he has been involved in real estate sales since 2015. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of advisory programs through its AccessPoint platform and third-party asset managers, managing approximately $11.3 billion in regulatory assets under management.

Veronica Gauthier is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. She has worked with Transamerica Financial Advisors since 2016 and also has a role at Team Tenacity, where she serves as treasurer, secretary, and director. Outside of her advisory work, she manages administrative and tax-related activities for an S corporation associated with her family. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary model portfolios and access to third-party money managers. The firm operates as both a registered broker-dealer and RIA, providing a range of discretionary and non-discretionary investment programs and affiliated retirement solutions.

Rosalie Morris is a financial advisor with Commonwealth Financial Network in Anaheim, CA, holding nine years of industry experience. She has been associated with Able-Wagner, Inc. since 2008. Morris maintains a life-only insurance license, although she has not sold any insurance policies and devotes minimal time to maintaining this license. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services including wealth management, retirement plan consulting, and access to third-party asset managers. The firm supports affiliated advisors with operations, trading, technology, investment management, compliance, and practice-management resources.

Brian Vosberg is a financial advisor with Centaurus Financial, Inc., holding CFP® and ChFC® designations and over 24 years of industry experience. He has worked at Centaurus since 2009 and has operated Vosberg & Associates since 2005. Outside of his advisory work, Vosberg serves as an adjunct faculty member in the Finance, Real Estate, and Law Department at California State Polytechnic University Pomona and is involved in retirement education through various media formats. He also serves on the Citrus College Foundation Board and the Foothill Unity Center board. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse range of clients, including individuals, families, small businesses, and institutions. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements, employing a combination of fundamental, technical, bottom-up, and top-down investment analyses.

Alexander Montesinos Teran is a financial advisor at Centaurus Financial, Inc. with Series 63 and Series 65 licenses. He has one year of industry experience, joining Centaurus Financial in 2025 after three years at Bank of America. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services, employing a mix of fundamental and technical analysis with both discretionary and non-discretionary arrangements.

James Peters is a ChFC® with 30 years of industry experience and has been with Centaurus Financial, Inc. since 2012. In addition to his advisory role, he serves as president of Victory Financial Education, a nonprofit focused on financial education. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, and institutions. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements.

Timothy Thompson is a financial advisor at Centaurus Financial, Inc. with 37 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2011. Outside of his advisory role, he works as an insurance agent specializing in group and individual health, disability, and term life policies. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, businesses, and institutions. The firm offers financial planning and portfolio management through its CLASSIC Plus platform, employing a combination of fundamental and technical analysis across discretionary and non-discretionary accounts.

Jim Bootsma is a financial advisor with NewEdge Advisors who holds the Series 63 and Series 65 designations and has 36 years of industry experience. He has worked at NewEdge Advisors since 2021 and has also been associated with Mid Atlantic Financial Management, Inc. and Mid Atlantic Capital Corporation since 2004. Outside of advising, he owns and operates a tax and accounting practice and is involved in fixed insurance sales and a real estate and cattle operation. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a variety of portfolio management and consulting services and operates multiple program structures that integrate in-house and third-party managers, supported by technology tools and centralized due diligence.

Michael Hollar is a financial advisor with Centaurus Financial, Inc. in Anaheim, CA, holding Series 63 and Series 65 registrations and 8 years of industry experience. He previously worked at Clark & Associates Financial Services and TCFG Wealth Management. Outside of his advisory role, Hollar serves as a referee for youth soccer games through the Arizona Interscholastic Association. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, and retirement-plan consulting through a variety of discretionary and non-discretionary arrangements, utilizing multiple analytical approaches and specialized advisory services.

Kirsten Baron is a financial advisor with Transamerica Financial Advisors in Rancho Cucamonga, CA, holding Series 63 and Series 65 licenses. She has two years of industry experience and is involved with the Black Excellence Leadership Council as a council member. Baron also participates in estate planning services through Inheritguard, LLC, and holds a CFO position at Barons Enterprises International, Inc. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Gary Hutto is a financial advisor with GWN Securities Inc. in Orange, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Millennium Advisory Group, LLC since 2008 and has been associated with GWN Securities and Hutto/Dean & Co for over two decades and three decades respectively. Outside of his advisory roles, he provides fixed annuities to select clients. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm features a broad network of approximately 423 advisors and manages about $3.65 billion across 37,000 client accounts, offering a range of investment programs that include traditional asset allocation and legacy momentum-based strategies.

Eleanor Mar is a financial advisor at Citigroup Global Markets with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Citigroup Global Markets since 2015. Based in Yorba Linda, CA, her career has focused on serving a diverse client base within a large enterprise firm. Citigroup Global Markets serves individual and institutional clients across various segments, including workplace, high-net-worth, and ultra-high-net-worth individuals. The firm offers a broad range of investment advisory programs and execution services, utilizing multi-asset, multi-manager strategies and maintaining unique market roles such as acting as a security-based swap dealer and futures commission merchant.

Mark Woodfield is a financial advisor at Centaurus Financial, Inc. in Anaheim, CA, with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2008. Outside of his advisory role, he manages a business entity focused on income and expense management and is involved in sales and marketing of insurance products, including life insurance and annuities. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, trusts, and foundations. The firm offers financial planning and portfolio management through its CLASSIC Plus platform, employing various analytical approaches and both discretionary and non-discretionary arrangements.