Randy Takayama is a financial advisor with Transamerica Financial Advisors in Brea, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His work history includes roles at TKYM, Inc., FirstService Residential, and World Financial Group. Outside of advisory work, he performs internal audits in property management at FirstService Residential. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers across multiple platforms to deliver its services.

Zhongkai Wang is a Series 66-licensed advisor at Independent Financial Group, LLC with nine years of industry experience. He has been with Independent Financial Group since 2016 and previously worked at IBS Electronics. In addition to his advisory role, Wang is employed by Banny Financial Services and works as an insurance agent outside of Independent Financial Group. Independent Financial Group is a large enterprise firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement plan services, utilizing a mix of in-house and third-party model portfolios and maintaining a dual role as both a registered investment adviser and an active broker-dealer.

Yuliang Cao is a financial advisor with Eagle Strategies (NY Life) in Pasadena, CA, holding Series 65 and Series 63 licenses and having three years of industry experience. His work history includes roles at NYLIFE Securities LLC and New York Life Insurance Co., as well as experience in education at Cal State University Fullerton and Orange Coast College. He is the owner of Wanm Inc., a dormant non-investment related business. Eagle Strategies serves a diverse client base, including individual and institutional investors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis, working within an integrated New York Life affiliate structure.

Andreas Ispas is a Series 66 licensed advisor with PlanMember Securities Corporation and has experience working with Brancov Financial Services and in educational roles at Marymount Manhattan College and Santa Monica College. He provides administrative and trade support as well as fixed insurance sales and services through Brancov Financial Services. PlanMember Securities Corporation offers retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios to support its comprehensive education, planning, and support services.

Nicholas Lancaster is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and 14 years of industry experience. He has been affiliated with Transamerica Financial Advisors and Next Level Concepts Inc since 2012, and has worked with World Financial Group, Inc. since 2008. Lancaster is also the owner of Next Level Concepts Inc, a pass-through entity. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored plans, trusts, estates, charitable organizations, and businesses. The firm employs model portfolios and third-party managers across multiple platforms, managing approximately $1.7 billion in regulatory assets under management.

Amy Lilly is a financial advisor at D.A. Davidson & Co. with 24 years of industry experience. She holds Series 63 and Series 66 designations and has been with D.A. Davidson since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base including retirement plans, individual investors, charitable organizations, and corporate clients. The firm emphasizes fiduciary standards and offers a range of services such as ERISA retirement plan advisory, financial planning, and a private wealth program for high-net-worth clients.

Michael Anderson is a CFP® with 17 years of experience in financial advising. He is currently with Empower Advisory Group and has prior experience at Advised Assets Groups, GWFS Equities, Bank of America, and Merrill. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm’s integrated approach emphasizes long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Po Ying Chen is a CFP® certificant with 10 years of industry experience, currently serving as a financial advisor at Independent Financial Group, LLC since 2018. Prior to this, Chen worked at TransGlobal Advisory LLC, Transamerica Financial Advisors, Inc., and World Financial Group, Inc. Chen is also an officer and director of BCLL Corp., which operates an insurance agency focusing on life insurance, and serves as an agent providing mortgage lending services through Exceed Lending. Independent Financial Group is a large advisory and brokerage firm offering investment advisory programs, financial planning, and retirement services to individuals, trusts, corporations, and plan sponsors. The firm combines in-house and third-party asset management models and operates as both a registered investment adviser and broker-dealer.

Vaspour Antanesian is a financial advisor with GWN Securities Inc. in Glendale, CA, holding a Series 66 designation and 10 years of industry experience. He previously worked at Equitable Advisors and Axa Advisors. Outside of his advisory role, he is co-founder and CEO of Elit Productions, a film production and marketing company, and co-founder of Vertical Brace Inc., a medical equipment startup in pre-launch. He also serves as managing partner at LA Wealth Partners, focusing on fixed and index annuities and fixed life insurance products. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm offers a range of managed-account programs, including SMA, UMA, and fund-strategist options, and is notable for its legacy use of market-timing and technical-momentum strategies.

Isahi Medina is a financial advisor with Centaurus Financial, Inc. in Upland, CA, holding a Series 66 designation and bringing eight years of industry experience. Medina has been with Centaurus Financial since 2015 and is also affiliated with 1 ON1 Financial. Outside of advisory duties, Medina co-hosts a podcast focused on financial education and serves as an educator developing online courses covering budgeting, investing, retirement, and related topics. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, and institutions. The firm offers a range of financial planning and portfolio management services, employing various analytical approaches and providing both discretionary and non-discretionary arrangements.

Dingzhi Chen is a financial advisor with Eagle Strategies (New York Life) in Arcadia, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. His career includes roles at NYLIFE Securities LLC since 2018 and New York Life Insurance Company since 2017, as well as employment with YYRC Financial Services beginning in 2025. Outside of his advisory work, he is involved in short-term rental property management in a non-investment capacity. Eagle Strategies serves a diverse client base including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple program types and emphasizes customized recommendations, managing a significant portion of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Stuart Ng is a financial advisor at D.A. Davidson & Co. with 32 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Prior to joining D.A. Davidson in 2024, he spent 23 years at LPL Financial, LLC. D.A. Davidson & Co. offers investment advisory and brokerage services to a diverse client base, including retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm provides ERISA retirement plan advisory, comprehensive financial planning, and a Private Wealth program for clients with over $20 million in net worth, operating under fiduciary standards and utilizing both qualitative and quantitative investment analysis.

Christopher Koning is a financial advisor with CWM, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes roles at Cetera, Ameriprise Financial Services, and Wells Fargo Advisors. Koning is also involved in insurance sales, focusing on fixed life and annuities products. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm provides portfolio management, financial planning, variable sub-account management, and a range of retirement plan services, typically managing accounts on a discretionary basis using model portfolios overseen by an in-house Investment Committee.

Eunice Kim is a CFP® and holds a Series 66 license with 18 years of industry experience. She is currently with Mercer Global Advisors Inc., where she has worked since 2019. Her prior experience includes roles at Jackson Financial Management and Mason & Associates, Inc. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, business owners, corporate plan sponsors, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios and offers a range of implementation options alongside financial planning, retirement consulting, tax support, and estate-planning coordination.

Toan Thai is a financial advisor with Eagle Strategies (NY Life) in Rosemead, CA, holding the ChFC® and Series 63 designations and bringing 18 years of industry experience. He has been affiliated with Eagle Strategies since 2023 and has prior experience with Nylife Securities LLC and New York Life Insurance Company. Eagle Strategies serves a diverse group of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of investment adviser representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working extensively with institutional sponsors and retirement investors.

Peter Roulet is a financial advisor at Lincoln Investment with one year of industry experience. He holds a Series 66 credential and has previously worked at Scholar Financial Advising, Thrivent Financial, and Kaiser Permanente. Outside of his advisory work, he has been involved with SojeeMaid and Aikoa Co. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning, retirement plan advice, and a range of investment programs, managing a combination of in-house and third-party strategies through a dedicated Investment Management & Research team.

Jessica Prunty is a financial advisor at TIAA-CREF with 20 years of industry experience. She holds the Series 66 designation and has been with TIAA-CREF since 2011. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management through model and customized portfolios.

Lily Ou is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Transamerica since 2012 and has prior experience at Wfg and In Home Supportive Services. Outside of advising, she is involved in the sale of insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio approach with third-party managers and platform sub-advisors to deliver investment advisory and retirement plan services.

Heath Polzer is a financial advisor at TIAA-CREF with 19 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at The Prudential Insurance Company of America and Pruco Securities LLC. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through employer retirement plans. The firm offers planning services alongside ongoing portfolio management, operates a fiduciary standard for its advisory services, and acts as adviser to a donor-advised fund.

Patrick Chin is a financial advisor at Wealth Enhancement Advisory Services, LLC, holding CFP®, CFA®, and Series 66 credentials with seven years of industry experience. His prior experience includes roles at Wells Fargo Clearing, JPMorgan Securities, JPMorgan Chase Bank, Northern Trust, and Ellison Technologies. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and access to managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in regulatory assets under management and employs a diversified, risk-class based investment approach that blends passive and active managers, with portfolio oversight by an internal Investment Committee.