Douglas Hall is a financial advisor with United Planners' Financial Services of America and holds the Series 63, Series 65, and Series 66 licenses. He has 29 years of industry experience, including prior roles at Independent Financial Group, LLC and his own consulting firm, Doug Hall Consulting. He currently owns Doug Hall Consulting, providing consulting services in San Diego, CA. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform with multiple custodians and third-party money managers.

Jeff Boyd is a CFP® professional with 27 years of industry experience, currently serving at Independent Financial Group, LLC since 2011. His prior work includes roles at Advanced Wealth Planning, First Allied Securities, Inc., and SPC. Outside of his advisory work, he serves as a board member for the nonprofit Teule Kenya and for Grove Church. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes a combination of firm- and third-party investment models, offering discretionary and non-discretionary portfolio management, and employs strategic asset allocation with both passive and active exposures across various risk profiles.

Darren Wagerman is a financial advisor at Voya Financial Advisors, Inc. with 26 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Voya Retirement Advisors, LLC since 2021 and at Voya Financial Advisors, Inc. since 2020, following a 20-year tenure at Great West Life & Annuity Insurance Company. Outside of advising, he drives for Lyft during weekends and holidays. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that serves individuals, pension plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, unified managed accounts, and retirement-plan services through a network of advisers, employing both in-house and external strategies with a focus on non-discretionary client relationships.

Lucien Heilbronner is a Series 65-licensed financial advisor at Focus Partners Wealth, LLC with one year of industry experience. His prior roles include positions at The Colony Group, LLC, HoyleCohen, LLC, and Brown Advisory. He also has experience working at Towson University. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach that integrates active and passive strategies and tailors portfolios to client-specific risk and tax considerations.

Britta Ferguson is a CFP® professional with 12 years of industry experience, currently serving at Wealth Enhancement Advisory Services, LLC. Her career includes prior roles at LPL Financial LLC, First American Trust, Canter Wealth, and Fidelity. She is based in Coronado, CA. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and managed account referrals for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets through a large network of advisors and employs a diversified investment approach that combines passive and active management overseen by an internal Investment Committee.

Trang Dinh Noonan is a financial advisor with Transamerica Financial Advisors in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been affiliated with Transamerica Financial Advisors since 2012 and is also involved in several other ventures, including serving as owner and CEO of Pulsabilities, a company offering health and wellness programs to organizations. Additionally, she has experience as a nurse at Scripps Memorial Hospital and manages a family-run business that hires her children for clerical and social media tasks. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension plans, trusts, and corporations, offering a combination of advisory and broker-dealer services. The firm provides access to proprietary and third-party investment models with discretionary and non-discretionary program options.

Patrick Ru is a CFA® charterholder with 21 years of industry experience. He currently works at Schwab Wealth Advisory and has prior experience with Neuberger Berman, JPMorgan Securities LLC, and JPMorgan Chase Bank NA. He holds ownership interests in investment entities related to his former employer, Neuberger Berman, though he is not active in those businesses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and selected Charles Schwab & Co.-referred clients. The firm’s advice is guided by proprietary asset-allocation models and research tools, with investment decisions executed only upon client authorization.

Joseph Cisneros is a financial advisor at First Command Advisory Services in San Diego, CA, holding Series 65 and Series 63 licenses with one year of industry experience. His prior roles include positions at First Command Brokerage Services, Allied Universal Security, and the United States Marine Corps. Outside his advisory career, he has worked in various service and security-related roles. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers comprehensive financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to select model portfolios and third-party managers from prescreened lists.

James Smoogen is a financial advisor with PlanMember Securities Corporation in San Diego, CA, holding a Series 63 license and 23 years of industry experience. He has worked with PlanMember since 2005 and currently operates a financial advisory business through Superior Planning Financial Solutions. PlanMember provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering a range of participant-level investment options. The firm’s investment approach is based on strategic asset allocation and risk-based mutual-fund portfolios, complemented by education and support services for plan sponsors and participants.

Charles Kreider is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 licenses. He has 44 years of industry experience and has worked at Transamerica Financial Advisors since 2012. In addition to his advisory work, Kreider is involved with Champ Plan, an employee health benefits program. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through fee-based programs and access to third-party money managers, offering discretionary and non-discretionary investment solutions.

Brandon Weed is a financial advisor at Creative Planning with a Series 66 credential and one year of industry experience. His prior roles include positions at NewEdge Advisors, MML Investors Services, and MassMutual Life Insurance. Outside of advisory work, he serves as the varsity baseball pitching coach at Helix High School. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach featuring low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets across more than 1,100 advisors and 151 offices.

Christopher Mc Cain is a CFP®-certified financial advisor with 20 years of industry experience. He is currently with Truist Advisory Services and has previously worked at firms including CUSO Financial Services, LPL Financial, and Morgan Stanley. He serves as Vice President on the board of the Clan Rince Irish Dance Foundation, a nonprofit supporting dancers at the Clan Rince School of Irish Dance. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm integrates traditional research and AI-enabled tools to support asset allocation and manager selection, providing ongoing monitoring and client consultations through its affiliation with Truist Financial.

Mark Haley is a financial advisor at MAI Capital Management, LLC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Winfield Associates, Inc. for 19 years before joining MAI Capital Management in 2022. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to individuals, families, sports professionals, trusts, and institutional clients. The firm manages $72.3 billion in assets and offers customized portfolio strategies across various asset classes, integrating financial planning and tax services into many client relationships.

Hannah Perez is a CFP® certificant with six years of industry experience, currently serving as a financial advisor at Integrated Wealth Concepts LLC. Her prior roles include positions at Kestra Investment Services Inc, Kestra Private Wealth Services, and Haug Wealth Management. She also works as a registered field assistant for California Wealth Transitions, where she advises, handles trading, and supports planning functions. Integrated Wealth Concepts LLC serves individuals, families, trusts, businesses, and retirement plans through a network of independent advisors, providing discretionary investment management, financial planning, and family office services. The firm uses customized portfolios with mutual funds, ETFs, equities, and fixed income, combining enterprise scale with a range of model and wrap-fee options.

Alexandra Mastrota is a CFP® with seven years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC. She previously worked at Hemington Wealth Management for seven years and has held roles at Virginia Tech and Egan, Berger & Weiner LLC. Alexandra is based in San Diego, CA. Beacon Pointe Advisors, LLC offers wealth advisory, consulting, financial planning, retirement-plan platform services, and outsourced CIO services to individuals, corporations, pension plans, and institutional clients. The firm utilizes asset-allocation modeling combined with third-party independent managers and employs both active and passive strategies across public and private assets.

Alisa Civello is a financial advisor with Eagle Strategies (NY Life) based in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has worked with NYLIFE Distributors LLC since 2005 and New York Life Insurance Company since 1996. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored solutions through multiple program types and manages the majority of its assets on a non-discretionary basis within the New York Life affiliate structure.

Richard Tassiello is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has worked with Woodbury Financial Services and has been president and owner of RSG Partners Financial & Insurance Services, Inc., a California-licensed insurance agency, since 2004. He is also a real estate owner of a condominium unit at the Hard Rock Hotel in San Diego. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a diverse client base including individuals, pension and profit-sharing plans, corporate and charitable entities, retirement plan participants, and sovereign wealth fund clients. The firm offers a range of managed programs, third-party manager and wrap programs, retirement plan consulting, and access to alternative investments, utilizing both fundamental and technical analysis alongside platform integrations and co-advisory roles.

Nicolas Ryder is a financial advisor at Empower Advisory Group with a Series 65 designation and one year of experience. His prior roles include positions at Holborn Assets and California Lutheran University. He is based in San Diego, CA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account clients. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, delivering point-in-time financial plans and optional managed account solutions.

Eric Davis is a CFP® with six years of industry experience, currently serving at Focus Partners Wealth, LLC. His prior roles include positions at The Colony Group, LLC, HoyleCohen, LLC, Davis & Seiley Wealth Management, Inc., and Capital One Financial Corp. He holds a Series 65 registration and is based in San Diego, CA. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach with an enhanced open architecture that includes active and passive strategies, third-party managers, private funds, and tactical overlays, customizing portfolios to clients’ specific risk tolerance, liquidity, and tax circumstances.

Timothy Garcia is a financial advisor at Guardian Life with five years of industry experience and holds a Series 66 designation. His career includes roles at CUSO Financial Services, MML Investors Services, and MassMutual Life Insurance Company. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses, combining advisor-led discretionary management with model-based strategies and a range of proprietary and third-party programs.