John Marvin is a financial advisor at Raymond James Financial Services Advisors, Inc. with 28 years of industry experience. He held prior roles at LPL Financial for 20 years before joining Raymond James in 2018. Outside of his advisory work, he is a trustee of a family trust and owns a support company called Citrus Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using risk profiling and modeling tools and offers specialized municipal and public-finance advisory services uncommon among large institutional firms.

Carter Anderson is a financial advisor at Cetera with Series 63 and Series 65 licenses and two years of industry experience. He has held roles at Avantax and currently works with Kanouse & Associates, Inc., where he provides financial planning and wealth management services alongside tax-related support. Outside of his advisory work, Anderson is involved with the Victoria Club, a private membership club offering social, tennis, golf, and pool amenities. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and employs a multi-manager platform with various program options and custodial arrangements.

Muhammad Khan is a financial advisor with Fidelity who holds Series 63 and Series 65 licenses and has 12 years of industry experience. His prior experience includes roles at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of investment products, including model portfolios and fund advisory services.

Jason Flanagan is a Series 66-licensed financial advisor at J.P. Morgan Securities with 24 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Julia Naman is a CFP® with six years of industry experience, currently advising at Raymond James Financial Services Advisors, Inc. She previously worked at LPL Financial and Cornerstone Christian Wealth Management. Outside of finance, she is a solo musical artist and owner of royalty-producing music. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through advisory programs and institutional consulting services.

Juan Camacho is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior work includes positions at Wells Fargo and Chevron Stations, Inc. Outside of his advisory role, he works part-time as a courier for a delivery service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Adrian Padilla is a financial advisor at Edward Jones with seven years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2018. Prior to his current role, he spent over two decades at Mondelez International. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a nationwide network of more than 23,700 financial advisors. The firm offers a range of advisory programs and investment strategies and operates under a fiduciary standard.

John Oliver Jr. is a financial advisor with OSAIC, holding a Series 63 designation and bringing 53 years of industry experience. Prior to joining OSAIC in 2025, he spent 27 years with Lincoln Financial Advisors Corporation. He is a managing member of an LLC that holds a small commercial real estate property inherited from his family, in which he operates solely as a passive investor. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a broad network of affiliated advisers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management, with access to multiple third-party platforms and investment solutions.

Jayson Remigio is a financial advisor with Primerica Advisors in Fresno, CA, holding Series 63 and Series 65 credentials and four years of industry experience. He has been with Primerica Advisors since 2022 and is also involved with NCLEXPASSER, LLC, where he serves as manager and program director for a healthcare certification and continuing education business. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Edward Yoon is a financial advisor with Cetera, holding Series 63 and Series 65 designations and over 30 years of industry experience. His prior work includes long-term roles at First Allied Securities and Advisory Services before joining Cetera. Yoon is also active in financial education, serving as an instructor at Harvest Financial for several years. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and maintains over $256 billion in assets under management across more than 10,000 advisors.

Jacqueline Peng is a Financial Advisor at Merrill Lynch Wealth Management. She focuses on helping clients build, preserve, and transfer wealth by establishing strong relationships and providing clear communication alongside customized strategies tailored to each client's objectives. Jacqueline works closely with clients to define their goals and develop portfolio strategies designed to achieve them, offering ongoing advice and adapting strategies as clients' situations evolve. Her areas of expertise include education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. Jacqueline holds a Bachelor's Degree from Columbia University and the Professional Investment Advisor (PIA) designation. She communicates fluently in Mandarin, Chinese, and English. Outside of her professional role, Jacqueline enjoys cooking, drawing/sketching, interior decorating, music, painting, and singing.

Tipton Huffman is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses. He has 36 years of industry experience, including prior roles at Investors Capital Corp. and operating his own business, TWH Annuities & Insurance Agency, Inc. He also serves as an insurance agent, selling life, annuities, and long-term care insurance. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management options and access to third-party money managers.

Michael Bailey is a CFP® with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He worked at Ameriprise Financial Services, Inc. for 33 years prior to his current role. Outside of his advisory work, Bailey is involved in executive office suite rentals and serves as president of the Utica Office Center Owners Association board of directors. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Suthipong Chitrathorn is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 22 years of industry experience. He has been affiliated with Cetera Wealth Services and Cetera Investment Advisers LLC since 2025 and is also the founder and owner of Plan with Bob. Outside of his advisory role, Chitrathorn is an author of several books including the "Drive to Success" series, "Dare to be Authentic," and "Success Manifesto." Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and a multi-manager platform that allows advisors to implement various model portfolios, third-party strategies, and bespoke investment solutions.

Ryan Mcgraw is a financial advisor at Cetera with 23 years of industry experience. He holds a Series 66 license and has worked at Cetera and affiliated entities since 2024, with prior experience at Securities America Advisors and LPL Financial. Outside of advising, he is also licensed as a mortgage loan officer and sells fixed insurance products. Cetera Investment Advisers LLC serves a large nationwide network of independent advisors, providing investment management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and oversees over $256 billion in assets under management.

Darrin Duval is a financial advisor at Merrill with 18 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Erica Vasquez is a financial advisor with Merrill in Rancho Cucamonga, CA, holding a Series 66 designation and with nine years of industry experience. She has worked at Merrill since 2012 and is also affiliated with Bank of America, N.A. since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Ty Schmidt is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management, based in the Riverside office. Since becoming a financial advisor in 1996, Ty has applied his expertise to assist clients with a variety of financial needs, including divorce transition planning, family wealth management strategies, liquidity management, personal retirement planning, portfolio management, tax minimization, and retirement income. He joined Merrill Lynch in 2004 and earned the CERTIFIED FINANCIAL PLANNER® certification in 2006. With over 25 years of experience, Ty is dedicated to providing individualized financial and wealth management solutions tailored to each client's unique goals. His approach emphasizes building enduring client relationships and simplifying the complexities of wealth planning by considering personal perspectives and priorities. Ty holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ty grew up in Orange County, California, and attended the California State University system. He moved to the Inland Empire after marrying to provide property for horses and other farm animals. Outside of work, Ty enjoys activities such as boating, fishing, camping, horseback riding, swimming, traveling, restoring classic cars, RV travel, and spending time with his family. He is also affiliated with the Corona Elks Lodge.

Jason Nicholson is a financial advisor with LPL Enterprise, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. His background includes roles at Prudential Insurance Company of America, Pruco Securities, and Western Southern Life. Outside of his advisory work, he is involved in health insurance sales and real estate-related activities. LPL Enterprise serves a diverse client base including individuals, retirement plans, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model portfolio programs, and third-party asset management, with a platform that integrates adviser programs alongside insurance sales and lending services.

Jerry Fields is a financial advisor at Stifel with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS Financial Services for 30 years prior to joining Stifel. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, focusing on forward-looking capital market assumptions and probabilistic modeling to inform asset allocation and financial planning.