James Halink is a Series 66-licensed financial advisor at Merrill in Santa Barbara, CA, with nine years of industry experience. He has been with Merrill since 2016 and is also involved with the Enterprise Fish Company since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party asset managers.

Colby Laxton is a financial advisor with Charles Schwab in Santa Barbara, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at TD Ameritrade, Scottrade, and Charles Schwab Bank. Outside of advising, he is involved as a landlord in a real estate venture. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions alongside centralized custody and brokerage services.

Marcus Swaim is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and bringing 27 years of industry experience. He has been with J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, N.A. since 2010. In addition to his advisory role, he is also an employee of JPMorgan Bank, enabling him to offer certain bank products, including deposit and credit services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform its recommendations.

George Rasher is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, National Association since 2015, following his start at Morgan Stanley Smith Barney in 2011. Rasher is based in Santa Barbara, CA. Morgan Stanley Wealth Management serves individual and institutional clients with a wide array of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling in its advisory process.

Megan Macisaac is a financial advisor at Merrill with 13 years at the firm and 7 years of industry experience. She holds the Series 66 designation. Outside of her advisory role, she serves as co-trustee of a family trust and is associated with a private investment entity focused on diversification. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Kirk O'Brien is a financial advisor at OSAIC with 22 years of industry experience. He holds a Series 66 designation and previously worked at Lincoln Financial Advisors Corporation for 21 years. Outside of his advisory work, he is a co-owner and operator of a restaurant in Newport Beach, CA. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios managed on discretionary or non-discretionary bases.

Eric Kulberg is a Series 66 licensed financial advisor with seven years of industry experience. He has worked at Merrill since 2019, following roles at Johnnansen & Associates and Ifam Capital. Kulberg is based in Santa Barbara, CA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.