Heidi Lau is a financial advisor with HSBC Securities (USA) Inc. in Fremont, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at HSBC Securities and its affiliate HSBC Bank USA, N.A. since 2016. In addition to her advisory role, she serves as a Bank Officer for HSBC Bank (USA) N.A., where she is involved in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various platforms, including client-directed and fully discretionary offerings. The firm combines strategic and tactical asset allocation with fund due diligence and ongoing monitoring, serving a broad client base with both discretionary and non-discretionary portfolio options.

Xiomara Vielman is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her prior roles include positions at Independent Financial Group and Next Financial Group Inc. She is also a co-owner of JJXR, LLC, an entity managing office real estate. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing advisory programs, wealth management, and retirement plan consulting. The firm supports its advisors with operations, technology, investment management, and compliance services while offering a range of investment program options and discretionary model portfolios.

Vipin Saraf Valappil Narayanan is a financial advisor at Transamerica Financial Advisors with one year of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Sybase, an SAP company, for 22 years. He is also involved in the sale of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations through a combination of advisory and broker-dealer services. The firm offers proprietary and third-party investment model portfolios and manages both discretionary and non-discretionary accounts.

Sang Le is a financial advisor at Citigroup Global Markets with 23 years of industry experience. He has held his current position since 2007. Outside of his advisory work, he owns a rental property in Castro Valley, California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, and maintains roles as a swap dealer and futures commission merchant.

Chinghui Lin is a financial advisor with Transamerica Financial Advisors in Pleasanton, CA, holding Series 63 and Series 65 credentials and 15 years of industry experience. Lin has been with Transamerica Financial Advisors since 2012 and is also CEO and President of RichieMax Consulting Inc. outside of the firm. Transamerica Financial Advisors serves individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations through both advisory and broker-dealer services, offering proprietary and third-party model portfolios with discretionary and non-discretionary options.

Hui Chen Chen is a financial advisor at Citigroup Global Markets with 23 years of industry experience and a Series 66 designation. She has worked at Citigroup Global Markets since 2021 and previously held positions at Wells Fargo Clearing and WELLS FARGO Advisors from 2012 to 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research and derivatives services.

Jonathan Scheid is a financial advisor at Focus Advisor Solutions, LLC with 22 years of industry experience. He holds the Series 63 designation and has previously worked at Bellatore Financial, Inc., Loring Ward, and Foreside Financial Services. Scheid also serves as president of Focus Partners Advisor Solutions, LLC, and holds leadership roles with SA Funds Investment Trust. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors. The firm offers diversified, systematically invested mutual fund and ETF model portfolios along with discretionary fixed-income management, serving over 33,000 clients through approximately 42 advisors with a mix of platform services and direct fund management.

Sharon Shyu is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and also affiliated with World Financial Group since 2010. Outside of her advisory role, she is involved in several longstanding family-owned business ventures dating back over three decades. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a combination of advisory and broker-dealer services, featuring proprietary model portfolios alongside third-party money managers, and delivers both discretionary and non-discretionary investment management solutions.

Vanessa Anderson is a financial advisor at Rockefeller Financial LLC with 26 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for UBS Financial Services for 23 years before joining Rockefeller Financial in 2026. Outside of her advisory role, she is the proprietor of Kona Alii Anderson LLC, a partnership that owns personal real estate in Hawaii. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and investment banking services, operating under a Private Advisor model with a consolidated investment platform.

Dahkwang Yeh is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked with Transamerica Financial Advisors since 2012 and has additional experience with World Financial Group and Alliance Realty and Loan. Outside of his advisory role, he provides in-home support services, assisting elderly clients with daily living tasks. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, estates, and charitable organizations. The firm employs a model portfolio approach combined with third-party money managers and digital platforms to deliver investment advisory and retirement-plan services.

Daniel Goldie is a CFP® and CFA® with 27 years of experience in the financial industry. He is currently with Focus Partners Wealth, LLC and has previously worked at Bam Management, LLC, Buckingham Strategic Wealth, LLC, and operated his own firm, Dan Goldie Financial Services LLC. Focus Partners Wealth serves a wide range of clients including individuals, high-net-worth families, family offices, corporations, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach that incorporates fundamental and quantitative analysis, consultant-derived capital market assumptions, and third-party separate account managers, offering both discretionary and nondiscretionary advice across a broad array of asset types and strategies.

Timothy Ross is a financial advisor at Cresset Asset Management, LLC with 21 years of industry experience. He holds the CFP®, CFA®, and Series 66 designations. Prior to joining Cresset in 2023, he worked at First Republic Investment Management and First Republic Securities Company LLC from 2015 to 2023. Cresset Asset Management is an SEC-registered investment adviser managing approximately $71.9 billion in client assets for a diverse client base that includes individuals, high-net-worth families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolio construction using both active and passive strategies and conducts structured due diligence across public and private markets.

Lan Ge is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing five years of industry experience. Lan has held various roles, including health insurance agent and registered tax return preparer, and is involved in college planning programs and an educational organization, World System Builders. Outside of financial advising, Lan participates in programs supporting families with college planning and provides in-home supportive services. Transamerica Financial Advisors, LLC offers investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers to implement its advisory model. The firm serves individual investors, employer plans, trusts, and charitable organizations through a large advisor network and multiple program platforms.

Andy Lam is a CFA® charterholder with 11 years of industry experience. He is currently affiliated with Rockefeller Financial LLC and Rock & Co LLC since 2019 and previously worked at UBS Financial Services from 2014 to 2019, as well as AriiX Corporation between 2011 and 2019. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services through a Private Advisor model and an integrated investment platform, combining discretionary and non-discretionary solutions alongside broker-dealer capabilities and alternative investment placements.

Ankit Shah is a CFP® professional with 20 years of industry experience, currently serving at Mariner Wealth Advisors. His prior work includes roles at Commonwealth Financial Network and Benjamin Wong & Associates. He is also involved in fixed insurance sales conducted under his own name. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm utilizes discretionary, customized portfolios supported by in-house research and third-party managers, and offers integrated tax and accounting services uncommon among large advisory enterprises.

Darci Hawkins is a financial advisor at Cresset Asset Management, LLC with 25 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at First Republic Investment Management and First Republic Securities Company from 2015 to 2023. Hawkins serves as Treasurer on the Board of the National Charity League, Willow Rose Chapter. Cresset Asset Management manages approximately $71.9 billion in assets for a diverse client base, including individuals, families, trusts, retirement plans, and charitable organizations. The firm employs a diversified, asset-allocation-driven investment approach that incorporates both active and passive strategies, along with third-party manager allocations, supported by a structured due-diligence process.

Sean Van Der Wal is a CFP®-certified financial advisor at Mariner with nine years of industry experience. He has worked at Mariner Wealth Advisors since 2024 and previously held positions at Bordeaux Wealth Advisors, Drawing Capital Group, and Charles Schwab. Mariner serves a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and tax services. The firm combines in-house research and third-party managers to create customized portfolios and provides integrated tax, accounting, and family office services alongside employer financial wellness tools.

Adam Govani is a CFP®-certified financial advisor with nine years of industry experience. He is currently with Mercer Global Advisors Inc. and previously worked at Conquis Financial LLC, Summitry, LLC, Cambridge Investment Research Advisors, Inc., and Waddell & Reed Inc. He holds the Series 66 designation and is based in Menlo Park, CA. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, and non-profits, offering a range of investment advisory, financial planning, and family office services. The firm’s investment approach is based on Modern Portfolio Theory, emphasizing globally diversified, risk-appropriate portfolios implemented through low-cost ETFs, index funds, and other strategies.

Marissa Pattison is a CFP® professional with 11 years of industry experience. She is currently with Mariner Wealth Advisors and previously worked at Wells Fargo Clearing, First Republic Securities Company, LLC, and UBS Financial Services Inc. Mariner serves a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations, offering investment management, financial planning, retirement consulting, and access to third-party managers. The firm combines customized discretionary portfolios with integrated tax and accounting services, as well as family office and employer financial wellness solutions.

Sandy Yu is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and has additional experience with Wfgia dating back to 2002. Outside of her advisory role, she provides in-home supportive services to elderly family members under a state program. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to deliver investment advisory and brokerage services through a large network of advisors and multiple program platforms.