Susan Lyle is a Senior Financial Advisor and First Vice President with Merrill Lynch Wealth Management in Napa, California. She brings more than three decades of experience in the financial services industry, having held positions at Dean Witter, First Union, WMFS Financial, FB Financial Services, and Wells Fargo. At Merrill Lynch, Susan serves a diverse and accomplished clientele nationwide, providing wealth management strategies tailored to multiple generations of families. Her expertise includes college education planning, executive compensation, family wealth management, personal retirement planning, portfolio management, special needs planning, tax minimization, and retirement income strategies. Susan holds a Bachelor's Degree from Palm Beach Atlantic University and professional designations as a Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). She collaborates with a team of strategic specialists at Merrill Lynch and partners with banking services at Bank of America. Susan also coordinates with clients’ CPAs and attorneys to address tax or legal updates, helping identify potential gaps in financial plans. Beyond her professional work, Susan has served as a board member for Mentis, Napa’s center for mental health services. She has volunteered for various causes supporting children and senior citizens and coached youth sports during her children's early years. Her personal interests include swimming, spending time with her pets, home improvement projects, and exploring the Napa area through dining and wine tasting.

Renee Mc Leod is a Senior Financial Advisor at Merrill Lynch Wealth Management. She specializes in collaborating with individuals and families to develop personalized wealth management strategies that address a broad range of life priorities, including family wealth management, retirement planning, and managing new wealth. Renee holds a Bachelor's Degree from Sonoma State University and has earned the designations of Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA). She has experience focusing on comprehensive financial planning, emphasizing goals-based wealth strategies that adapt to changing market conditions and life stages. In addition to her professional work, Renee has been involved in community organizations such as COPE Family Resources and the Napa Valley College Foundation, where she has served in roles including HR Committee member and board member, respectively. Outside of work, she enjoys antiquing, gardening, music, and spending time with her family.

Stephanie Lippitt is a financial advisor at Morgan Stanley in San Rafael, CA, holding a Series 66 designation with 22 years of industry experience. Her career includes multiple roles at Morgan Stanley since 2004, with a brief tenure at Wells Fargo Clearing. Morgan Stanley Wealth Management offers a wide array of advisory programs for individual and institutional clients, providing tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and combines retail and institutional services alongside specialized investment activities.

Austin Fitzpatrick is a Financial Advisor based in Napa, California, affiliated with Merrill Lynch Wealth Management. He specializes in working with individuals and families to develop personalized strategies that align with their financial goals, supporting clients through college education planning, family wealth management, and personal retirement planning. Austin integrates his background as a former collegiate and professional athlete into his approach, emphasizing discipline, preparation, and long-term commitment in financial planning. He holds a Bachelor's Degree in Finance from California State University, Stanislaus, and maintains the Chartered Retirement Planning Counselor™ (CRPC™) designation along with the Personal Investment Advisor (PIA) credential. In addition to his professional work, Austin is involved in his community through participation with the St. Helena Little League. His personal interests include baseball, cooking, fishing, hiking, and reading.

Alexander Kithas is a financial advisor with Merrill in San Rafael, CA, holding a Series 66 credential and one year of industry experience. His career includes positions at Merrill since 2022 and Bank of America, N.A. since 2024. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies developed by internal and third-party managers.

Michael Reilly is a financial advisor at Edward Jones with 34 years of industry experience. He has been with Edward Jones since 1989. Outside of his advisory role, he is listed as an owner of a rental property business. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Ronald Boyce is a financial advisor at Charles Schwab with 14 years of industry experience. He holds a Series 66 designation and has been with Charles Schwab since 2011. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Michael Jankiewicz is a financial advisor with UBS Financial Services based in Napa, California, holding a Series 63 designation and with 40 years of industry experience. He has worked at Painewebber Incorporated since 1985. Outside of his advisory role, he serves as President of the Napa Valley Baseball Club Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Rowan Beach is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Winfred Lai is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has been with Fidelity Investments since 2018, serving in various roles including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Paraplanner at Pharaoh Financial in 2014. Throughout his career, Winfred has collaborated closely with clients to develop financial strategies that align with their goals and values. He emphasizes listening to clients to understand what is important to them and works alongside them through their financial journey. Winfred holds a California Insurance License.

Ryan Powell is a financial advisor at Edward Jones with 14 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large nationwide network of advisors and branch offices and offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and proprietary mutual funds.

Joseph Gil is a financial advisor with Morgan Stanley in San Rafael, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs that include tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and offers investment and planning services through various advisory and broker-dealer arrangements.

Erin Ackenheil is a financial advisor with Ameriprise in Novato, CA, holding a Series 66 designation and one year of industry experience. She has concurrently worked at Black Point Insurance since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Thomas Davis is a financial advisor with LPL Financial in Novato, CA, holding Series 63 and Series 65 designations and over 22 years of industry experience. He has been with LPL Financial, formerly LINSCO/PRIVATE LEDGER CORP., since 2001. In addition to his advisory role, Davis has worked as an independent insurance agent selling fixed insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools, while also maintaining extensive non-advisory financial services.

Jimmie Alexander is a Certified Financial Planner® with 32 years of industry experience. He is currently with Osaic and previously worked at Securities America Advisors, Inc., and Foothill Securities, Inc. Outside of finance, he works as a clinical laboratory scientist at Kaiser Permanente. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools, operating through a multi-advisor platform and complex affiliate network.

Sandy Magid is a financial advisor with Cetera, holding a Series 66 credential and bringing 27 years of industry experience. Prior to joining Cetera in 2025, he worked extensively with Avantax and maintained a longstanding role at Magid Accountancy Corporation, a CPA practice he has led since 2004. He is involved in various activities outside of direct advisory work, including serving as President and board member of the Marin County Estate Planning Council and holding trustee roles for multiple family trusts. Cetera Investment Advisers LLC serves a diverse client base including individual investors, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts.

James Gilmore is a financial advisor at Ameriprise in San Rafael, CA, holding Series 65 and Series 63 designations with nine years of industry experience. He has worked at Janus Henderson in various roles from 2016 to 2024 before joining Ameriprise in 2024. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focusing on income sources and tax-aware withdrawal strategies.

Francis Dolan is a financial advisor with Morgan Stanley in Napa, California, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Banc of America Investment Services. Outside of his advisory work, he is involved in a family-held LLC that manages a vacation home with his siblings. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools and models.

John Walker is a financial advisor with Edward Jones in Petaluma, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of investment strategies and advisory services through a nationwide network of over 23,700 financial advisors and 15,000 branch offices.

Stephanie Olson is a financial advisor with Cambridge Investment Research Advisors, Inc. She holds a Series 66 designation and has 13 years of industry experience. Prior to joining Cambridge in 2019, she worked at Morgan Stanley and Morgan Stanley Private Bank from 2013 to 2019. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, pension funds, and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals. The firm offers access to multiple platforms and custodians, proprietary model strategies, and both discretionary and non-discretionary management services.