Eduardo Aguirre is a CFP® with three years of industry experience, currently serving as a financial advisor at Charles Schwab in Campbell, CA. His work history includes positions at Wells Fargo and a seven-year tenure at Uber. Outside of his advisory role, he drives for Uber as a part-time activity. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and integrated custody and brokerage services.

Shu Ming Chu is a financial advisor at Charles Schwab with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Charles Schwab since 1997. Outside of his advisory role, he owns a residential property in Santa Clara, California. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering investment guidance via multi-asset model portfolios and due diligence on alternative investments.

Xuemei Qian is a financial advisor at Cetera with 13 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Cetera since 2015. Her prior experience includes roles at Cathay Bank and CTBC Bank. Cetera Investment Advisers LLC is a large, SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services using both affiliated and third-party managers across various program structures and custodial relationships.

Homa Jahanian is a financial advisor with LPL Financial in San Jose, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2021, she worked at IHSS and Waddell & Reed, Inc. among other roles. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, third-party asset management, and institutional platforms, supporting its advisors with research-driven tools and a broad spectrum of investment options.

Anastasia Schmidt is a financial advisor at Charles Schwab with 26 years of industry experience. She holds the Series 66 designation and has worked at Charles Schwab and its affiliated entities since 1999, with a brief period at Coast Engraving from 2019 to 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services with access to discretionary separately managed accounts, employing a multi-asset model portfolio approach supported by in-house research and alternative investment offerings.

Jay Kashyap is the Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2021. Prior to this role, he worked as an Assistant Vice President Financial Solutions Advisor at Bank of America Merrill Lynch from 2018 to 2021. Jay's professional focus is on simplifying financial planning and empowering clients to protect and grow their wealth through tailored, holistic strategies. He holds a California Insurance License, which complements his expertise in financial consulting. Jay aims to build enduring client relationships based on trust, transparency, and measurable success. Outside of his professional work, he enjoys biking, family activities, football, pets, swimming, and yoga.

Christopher Reyes is a financial advisor at Wells Fargo Clearing with 3 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and other firms. Reyes is based in San Jose, CA. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Iva Kordes is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She has previously worked at Wells Fargo Bank and Bank of America/Merrill Lynch. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research to build model asset allocations, with implementation support from affiliated wealth management entities.

Jeff Avancena is a Series 66 licensed financial advisor with Merrill, based in San Jose, CA. He has nine years of industry experience and has been with Merrill since 2015, concurrently working at Bank of America, N.A. since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacob Willet is a Series 66-licensed financial advisor with Morgan Stanley in Santa Cruz, California, where he has worked since 2019. He has a total of four years of industry experience, including four years at Anderson Christie, Inc. Willet serves as a school board member for Happy Valley Elementary School. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models for client financial plans.

Brian Hsieh is a financial advisor with LPL Financial based in Campbell, CA, holding a Series 66 designation and 21 years of industry experience. His previous roles include operating Brian V Hsieh, Inc. and Marquez & Hsieh, LLC, both non-investment business entities. He has also been involved with local youth athletic organizations such as the Santa Teresa Little League and the Almaden Valley Youth Athletic Association. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Bryan Benelli is a CFP® professional at Stifel with three years of industry experience. His prior roles include positions at Red Tower Advisors and Jackson Hewitt Tax Services. He is based in San Jose, CA. Stifel serves a diverse client base that includes individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Henry Van is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining Wells Fargo in 2026, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities from 2017 to 2025, and spent one year at GNC (General Nutrition) from 2016 to 2017. Wells Fargo Advisors provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to guide investment decisions.

Benjamin Aslan is a financial advisor with Morgan Stanley in Los Gatos, California, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously spent eight years at UBS Financial Services. Outside of his advisory role, he is involved in property management as a sole proprietor of a rental property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs. The firm emphasizes tailored financial planning through structured discovery conversations and proprietary tools, managing approximately $2.74 trillion in client assets.

Brighton Sugimura is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, Brighton held various positions in education and accounting-related roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds.

Kelly Kesden is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2018, previously employed by Bank of America and Merrill from 2014 to 2018. Kelly is based in Los Gatos, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Ngoc Thuy Linh Ngo is a financial advisor with Merrill based in San Jose, CA, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill, Ngo held positions at Bank of America and engaged in educational roles at Evergreen Valley College and San Jose State University. Ngo has also been involved with Unidos US and Teasociety in prior years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Xiaoqing Yan is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds Series 63 and Series 66 designations. Her prior work includes roles at Guotai Junan Securities and PwC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research to build model asset allocations and offers broader derivatives and commodities capabilities through various regulatory registrations.

Mitchel Cunningham is a financial advisor at Morgan Stanley in San Jose, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he held roles at technology firms including Oracle NetSuite, Fivetran, and Zoom Video Communications. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm emphasizes structured financial planning using firm-approved tools and offers tailored plans supported by comprehensive investment research and modeling.

Kimberly Glowacki is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 63 designation and 26 years of industry experience. She previously worked at A. G. Edwards & Sons, Inc. for seven years before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.