Peter Mc Donald is a financial advisor at Edward Jones with 18 years of industry experience and holds a Series 66 designation. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets through a large network of advisors and branch offices.

Clark Ebinger Jr. is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Deron Allred is a CFP® certificant with 38 years of industry experience. He is currently affiliated with OSAIC and has worked previously at Royal Alliance Associates, Inc. and Signator Investors, Inc. He also owns Blueprint Financial and Insurance Services LLC, where he sells term insurance. OSAIC serves a diverse client base that includes individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides a range of brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios with various investment vehicles.

Craig Stone is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in delivering personalized wealth strategies tailored to the complex financial needs of business owners, individuals, and families. With over 13 years of experience in the financial industry, Craig emphasizes a disciplined, goals-based approach to wealth management that adapts to varying market conditions. His client focus areas include college education planning, divorce transition planning, personal retirement planning, special needs planning strategies, individual and corporate investment strategy, and retirement income. Craig earned a Bachelor’s Degree in Business Management from the California State University system. Holding the Personal Investment Advisor (PIA) designation, he is committed to building enduring client relationships based on trust and high-quality service. He collaborates with other trusted advisors and leverages Bank of America's and Merrill Lynch's resources to deliver comprehensive financial solutions, including home financing guidance through Wealth Management Lending Officers. Residing in Folsom, California, Craig balances his professional responsibilities with active involvement in his community and family life. He enjoys coaching his children’s baseball, soccer, and basketball teams and spending time outdoors playing golf. Craig prioritizes understanding his clients’ life goals to create personalized plans that align with what matters most to them.

Steven Kurta is a Series 66-credentialed financial advisor with Raymond James Financial in Rocklin, CA, with 13 years of industry experience. He previously worked at Axa Advisors, LLC before joining Raymond James in 2019. Outside of his advisory role, he is a proprietor of rental real estate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm emphasizes tailored, non-discretionary planning and utilizes analytical tools to model potential outcomes, supporting clients through various advisory programs.

Phillip Mottini is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera and its related entities since 2013. Mottini is the owner of Plan Well Live Well, a financial planning and portfolio management business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party money managers.

JJ Veth is a Planning Consultant at Fidelity Investments, a role held since 2025. Prior to this, JJ served as a Relationship Manager at Fidelity Investments from 2023 to 2025 and as a Financial Representative at the same firm from 2022 to 2023. Before joining Fidelity, JJ worked as a Relationship Banker at Chase Bank from 2021 to 2022. JJ's approach to financial planning focuses on guiding clients through every phase of life with a comprehensive and holistic strategy. This includes offering considerations for retirement planning, tax-efficient investing, and legacy planning, supporting clients whether they are starting out, preparing for retirement, or facing major life transitions. JJ holds a California Insurance License and has personal interests that include fitness, food, movies, reading, and traveling.

Corey Kamehaiku is a financial professional with nine years of industry experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked at various firms including Northwestern Mutual and First Allied Securities. Kamehaiku is also associated with Woodcreek Wealth Management, a financial services business. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management options and oversees more than $256 billion in assets under management.

Andrew Schexnaydre is a financial advisor at LPL Financial with 21 years of industry experience. He holds a Series 66 designation and has previously worked at Western International Securities, Inc. and Financial West Group. Outside of his advisory role, he operates an online tutoring business called Tried and True Tutoring. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and technology-driven investment strategies.

Shawn Sanchez is a financial advisor with Edward Jones in Auburn, CA, holding Series 63 and Series 66 registrations and bringing 10 years of industry experience. Prior to joining Edward Jones in 2024, he worked at JP Morgan Chase Bank for eight years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Gerald Harshberger II is a financial advisor with LPL Financial in Roseville, CA, holding a Series 66 designation and 15 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, he operates as an independent insurance agent selling fixed non-variable insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a variety of advisory programs, financial planning, and retirement consulting, with both discretionary and non-discretionary management supported by research and model portfolios.

Christopher Nunn is a financial advisor at Mass Mutual Investors Services with 19 years of industry experience. He holds the Series 63 and Series 65 designations and has been with MML Investors Services LLC and MassMutual Life Insurance Company since 2015. Outside of his advisory role, he is also licensed as an independent life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software and collaborative annual planning to guide clients’ investment strategies.

Keith Allred is a financial professional with six years of industry experience, currently affiliated with OSAIC and Blueprint Financial & Insurance Services, LLC. Prior to his advisory career, he served four years in the US Army. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs a variety of asset-allocation tools and investment options to construct portfolios tailored to client risk tolerances and preferences.

Forrest Macneil is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 licenses and two years of industry experience. He has worked with Wells Fargo Bank, N.A. since 2004. Outside of his advisory role, he owns and operates a collectibles business selling items on eBay. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Mark Teh is a financial advisor with MassMutual Investors Services holding a Series 66 credential and three years of industry experience. Prior to joining the firm, he worked with MML Investors Services LLC and MassMutual Life Insurance Company, and he also spent 15 years with Amazing Facts International. Outside of his advisory role, he owns and operates a law firm specializing in estate planning. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved software to deliver written recommendations as part of annual collaborative planning engagements.

Cono Spinelli is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career at Merrill Lynch in 1994 as an intern, entered a management training program in 1999, and became a financial advisor in 2001. Cono focuses on building and managing Fixed Income, Equities, and Options portfolios. He provides access to investment insights and supports clients in areas such as liquidity management, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategies, tax minimization, and retirement income. He holds a Bachelor of Science degree in Finance from Saint Thomas Aquinas College and holds the Personal Investment Advisor (PIA) designation. Cono's approach emphasizes understanding clients' life priorities to create personalized wealth management strategies tailored to their goals and aspirations. Outside of his professional role, Cono volunteers at Hackensack University Medical Center in both the pediatric and geriatric centers. In 2000, he established a scholarship fund in his mother's name for Jackson Avenue Elementary School in Hackensack, New Jersey. He lives with his wife and two children in El Dorado County and enjoys biking, gardening, and hiking.

Claudio Boroica is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, following a year at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with options for both non-discretionary and discretionary management, including insurance-related investment vehicles and bank deposit sweep options.

Bradley Laczny is a financial advisor at Cetera with 23 years of industry experience and holds a Series 66 designation. His prior experience includes roles at JP Morgan Securities LLC and LPL Financial. He also owns a business, Laczny and Sons, which is unrelated to investments. Cetera Investment Advisers LLC is an SEC-registered advisor serving individual, retirement, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies, overseeing more than $256 billion in assets.

Nicholas Pastorino is a financial advisor with Raymond James Financial Services Advisors, Inc. in Roseville, CA, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has served as Director of Wealth Management at Tri Counties Bank since 2017 and holds a vice president position at Tri Counties Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and supports institutional consulting through a broad network of advisors.

Eric Hanhold is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Prior to his current role, he spent nine years working in Major League Baseball. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions tailored to plan objectives and risk tolerances. The firm’s advisory approach is IPS-driven and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.