Francis Armstrong III is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 65 licenses and 23 years of industry experience. He previously worked at Investor Solutions Inc. for 28 years before joining Wealth Enhancement Advisory Services and Wealth Enhancement Group in 2021. He is also the owner and board chairman of Managed Account Services, Inc., from which he collects residual payments. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment approach that combines passive and active managers informed by quantitative and fundamental research.

Roberto Lopez is a financial advisor at HSBC Securities (USA) Inc. with two years of industry experience. He holds Series 63 and Series 66 licenses and has worked at HSBC Bank USA, N.A. and Wells Fargo in various roles. Lopez also serves as a bank officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products alongside his advisory role. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations through multiple program types, including client-directed and fully discretionary portfolios. The firm’s investment process incorporates strategic and tactical asset allocation with ongoing fund due diligence and monitoring, serving a broad client base with tailored solutions.

Jonnathan Mora is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at JP Morgan Securities LLC, JPMorgan Chase Bank, UBS Financial Services, and Paulson Investment Company. Outside of his financial career, he was involved with Bittersweet Beauty Inc. for one year. HSBC Securities (USA) Inc. provides managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm offers a range of client-directed and discretionary investment programs supported by a structured multi-profile risk and asset allocation process involving HSBC Global Asset Management and affiliated providers.

Jennifer Cortes is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and 66 licenses and 17 years of industry experience. She has been with HSBC Securities USA Inc. and HSBC Bank USA, N.A. since 2009. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, combining strategic and tactical asset allocation with fund due diligence and ongoing monitoring. The firm provides both discretionary and non-discretionary portfolio options, including a unique Offshore Spectrum program for qualified non-resident aliens.

Luis Arango is a financial advisor with Truist Advisory Services holding a Series 66 designation and over 22 years of industry experience. He has been with Truist Advisory Services and related entities since 2015. Outside of his advisory role, Arango is involved in education and nonprofit work, including ownership in a school for children with special needs and a board position with Junior Achievement of Miami. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to implement and oversee its investment programs.

Tiffany Garcia is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds the Series 66 designation and has worked for several notable firms, including J.P. Morgan Securities and TD Ameritrade. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and arrangements.

Jesus Gonzalez Navarro is a financial advisor with Citigroup Global Markets and holds a Series 66 designation. He has professional experience beginning in 2026, including roles at Citigroup Global Markets, Bank of America, Merrill, Citibank, and Oportun. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale alongside atypical market roles such as serving as a swap dealer and futures commission merchant.

Roberto Rosa is a financial advisor with Janney Montgomery Scott, holding a Series 63 designation and 38 years of industry experience. He has worked at Janney Montgomery Scott since 2019 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors LLC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple wrap/advisory programs.

Stephen Berrocal is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 registrations and bringing 24 years of industry experience. He has worked at SunTrust Advisory Services since 2013 and SunTrust Investment Services since 2010. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting, supported by third-party platform arrangements and AI-enabled research tools.

Jorge Etinger is a financial advisor at Oppenheimer with 47 years of industry experience. He has been with Oppenheimer & Co since 1988, accumulating 38 years at the firm. He holds a Series 66 designation. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and IRAs. The firm offers a range of programs including asset management, consulting, and financial planning, with advisory services spanning equity, balanced, and fixed-income portfolios using both discretionary and non-discretionary approaches.

Cesar Pachon is a financial advisor with Tiedemann Advisors, LLC, holding Series 65 and Series 66 licenses and bringing 23 years of industry experience. He previously worked at GenSpring Family Offices, LLC, Genspring Family Offices International, LLC, and We Family Offices over spans ranging from 18 to 23 years. Tiedemann Advisors, LLC provides discretionary and non-discretionary investment advisory and consulting services primarily to high-net-worth families and individuals, trusts, foundations, endowments, and charitable organizations. The firm employs a manager-of-managers approach combined with macroeconomic research and proprietary risk-optimization tools, offering exposure to third-party managers, alternatives, and private investment funds.

Giselle Rodriguez Alcala is a financial advisor with HSBC Securities (USA) Inc. in Miami, FL, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Her prior experience includes roles at JP Morgan Securities LLC and JP Morgan Chase Bank. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm provides a range of program types, combining strategic and tactical asset allocation with ongoing fund due diligence, and serves clients through both discretionary and non-discretionary portfolio management options.

Jimmy Diaz is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Citigroup since 2017 and previously at Bank of America from 2013 to 2017. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles and provides a broad suite of advisory and execution services.

Mandah Doo is a financial advisor at Oppenheimer with 56 years of industry experience. She has been with Oppenheimer & Co since 1988. She holds Series 63 and Series 66 designations. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, utilizing both discretionary and non-discretionary approaches.

James Heilman is a CFP® professional with 28 years of industry experience. He has been with Truist Advisory Services since 2016 and has worked at Truist Investment Services, Inc. since 1998. He holds Series 63 and Series 65 licenses and is based in Coral Gables, FL. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to implement its investment strategies.

Richard Feldman is a CFP® professional with 23 years of experience in the financial advisory industry. He currently works at Wealth Enhancement Advisory Services, LLC and Wealth Enhancement Group, where he has been since 2021. Prior to that, he spent 19 years at Investor Solutions Inc. He is also the owner of Managed Account Services, Inc. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base that includes individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, using a strategic investment process that combines passive and active management with quantitative and fundamental research.

Maydely Martin is a financial advisor with Truist Advisory Services and holds Series 63 and Series 66 licenses. She has 12 years of industry experience, including prior roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of her advisory work, she manages several businesses related to home remodeling, kitchen cabinet installations, and real estate. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary manager relationships and uses third-party platforms and AI-enabled tools to support its investment approach.

Christopher Fuentes is a financial advisor at Sanctuary Advisors, LLC with 25 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, previously spending time at Morgan Stanley and Merrill. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers a range of investment advisory and financial planning services through a network of independent adviser representatives, utilizing various investment approaches and platforms while acting as a fiduciary under written advisory agreements.

Marbelys Martinez is a financial advisor with Oppenheimer in Coral Gables, FL, holding Series 63 and Series 66 designations and four years of industry experience. She has been with Oppenheimer & Co. Inc. since 2016. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a wide range of programs and advisory services across equity, balanced, and fixed-income portfolios, employing both discretionary and non-discretionary strategies.

Martha Bermudez is a financial advisor at HSBC Securities (USA) Inc. with 33 years of industry experience. She holds a Series 66 designation and has worked at HSBC Securities since 2010, following prior roles at Deutsche Bank Securities Inc. and UBS. Her career spans both securities and banking firms. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm provides both client-directed and discretionary investment options using model risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence.