Prakash Ramlakhan is a CFA® charterholder with two years of industry experience, currently serving as a financial advisor at Kovack Advisors, Inc. He has been affiliated with the University of the West Indies since 2005. Outside of his advisory role, he works as a financial consultant assisting the Trinidad and Tobago Electricity Commission Pension Plan with fund manager selection, performance analysis, and reporting. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving individuals, corporations, pension plans, and banking institutions nationwide. The firm offers diversified asset management primarily through mutual funds and ETFs, along with third-party manager recommendations and financial planning services.

Patrick Farrell is a financial advisor at Sound Income Strategies, LLC with 40 years of industry experience. He holds the PFS™ designation and Series 66 license. His prior experience includes two decades at Investacorp Advisory Services, Inc. and various roles within the Sound Income affiliated entities. Outside of advising, Farrell reviews client tax returns for planning opportunities as a CPA. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, other registered advisors, and retirement plans. The firm focuses on fixed-income and income-oriented strategies, actively managing portfolios through fundamental and technical analysis while also providing insurance planning and educational workshops via affiliated entities.

Kyle Jones is a financial advisor with A.G.P. / Alliance Global Partners in Boca Raton, FL. He holds a Series 66 designation and has 11 years of industry experience, including a tenure at Euro Pacific Capital, Inc. since 2014. A.G.P. / Alliance Global Partners provides advisory and brokerage services to individuals, trusts, corporations, and retirement-plan sponsors. The firm offers a range of portfolio management and financial planning services, with a focus on international investing through its EPC Advisors Group division, and combines advisory recommendations with brokerage and insurance products.

Susan Jones is a CFP® professional with four years of industry experience. She currently works at Savvy and previously held roles at Plancorp, LLC and BKD, LLP. Savvy provides customized discretionary and non-discretionary investment and wealth management services to individuals, trusts, estates, retirement plans, charitable organizations, and corporations. The firm’s investment approach combines an index-based core with tailored strategies such as direct indexing with tax-loss harvesting, active and passive stock portfolios, option overlays, and ESG-focused models.

Richard Lincoln is a CFP®-certified financial advisor with 30 years of experience, currently with Prosperity Capital Advisors. His prior experience includes roles at Woodbury Financial Services and Retirement Concepts Group, where he also serves as owner. Lincoln holds additional registrations as a Series 63 and Series 65 representative and is involved in insurance sales and holistic wealth management through his business activities. Prosperity Capital Advisors is an SEC-registered firm providing financial planning, consulting, and discretionary investment management to a diverse client base including individuals, corporations, trustees, and retirement plans. The firm employs model-based, asset-allocation strategies and ongoing portfolio supervision, utilizing model suites from providers such as BlackRock, Dimensional, and Vanguard, along with advisor-directed portfolios and third-party sub-advisors.

Rafael Gutierrez is a financial advisor with Kovack Advisors, Inc. in San Antonio, TX, holding a Series 66 designation and 21 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2014. Outside of his advisory role, Gutierrez is a partner in FARO FX, LLC, which engages in corporate and high net worth currency exchange, and serves as a board member of the Laredo Country Club. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, utilizing a diversified investment approach primarily through mutual funds and ETFs.

Enrique Vazquez Bou is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2015. Outside of his advisory role, he is an authorized representative of a fixed insurance agency. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, and offers services such as discretionary asset management, third-party manager recommendations, financial planning, and retirement account aggregation.

Rosemary Guerrero is a financial advisor at Sound Income Strategies, LLC with one year of industry experience. She holds a Series 65 designation and previously worked at 626 Holdings and DPI of North Broward. Outside of advisory work, Rosemary serves as Director of Operations at Sound Income Strategies. Sound Income Strategies is an enterprise investment adviser managing approximately $4.0 billion in client assets. The firm serves a diverse client base including individuals, pension plans, trusts, and corporations, offering customized portfolio management with an emphasis on fixed-income analysis and equity review.

Todd Weatherwax is a financial advisor with NFSG Corporation in Boca Raton, FL, holding Series 65 and Series 66 licenses and nine years of industry experience. He has previously worked at Newbridge Securities Corporation, Valic Financial Advisors, and Primerica Financial Services. Outside of advisory roles, he is also active as an insurance agent. NFSG Corporation is an SEC-registered investment adviser that provides asset management and financial planning services to a range of clients, including individuals, pension plans, and charitable organizations. The firm customizes portfolios using a combination of fundamental, technical, and cyclical analysis, and frequently employs third-party asset managers to meet client objectives.

Dale Smith is a financial advisor with B. Riley Wealth Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at B. Riley Wealth Advisors and B. Riley Wealth Management since 2022 and was previously with National Securities Corporation for nine years. B. Riley Wealth Advisors, Inc. is an SEC-registered firm managing approximately $7.03 billion in client assets through about 274 advisors. The firm serves individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans, offering a wide range of advisory programs, financial planning, and retirement solutions.

Craig Petrassi is a financial advisor at Kestra Private Wealth Services, LLC with 25 years of industry experience. He holds the Series 65 and Series 63 designations and has worked at Kestra Investment Services, LLC and TIAA. He is the founder and portfolio manager of Evoke Wealth Management and serves as president of the Grand Cascades Lodge Condo Association board. Kestra Private Wealth Services serves a diverse client base including individual clients, retirement plans, and institutional entities, offering advisor-managed portfolios, financial planning, and various advisory programs across multiple platforms.

Eyal Galinsky is a financial advisor at Mutual Advisors, LLC with 36 years of industry experience. He holds the ChFC® and Series 63 designations. His prior roles include positions at American Portfolios Financial Services, SlateStone Wealth, and LPL Financial. Outside of advising, he works as an independent insurance agent. Mutual Advisors, LLC is an SEC-registered firm managing approximately $6.75 billion through a network of 123 advisors. The firm serves individuals, institutional investors, trusts, and retirement plans, employing a combination of passive and active investment strategies tailored to client objectives.

Joseph Galinskie is a financial advisor at B. Riley Wealth Advisors, Inc. with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked at B. Riley Wealth Management and National Asset Management, among other firms. Outside of his advisory role, he serves as a FINRA arbitrator on dispute resolution panels. B. Riley Wealth Advisors, Inc. is an SEC-registered advisory firm managing approximately $7.03 billion in client assets through around 274 advisors. The firm provides a wide range of services, including advisory programs, financial planning, and retirement solutions, serving individuals, high-net-worth clients, charitable organizations, corporations, and retirement plans.

Marc Brown is a financial advisor at NFSG Corporation with 25 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Janney Montgomery Scott for 18 years. Outside of his advisory role, Brown engages in coaching and speaking at universities and organizations on the advantages of investing. NFSG Corporation is an SEC-registered investment adviser that provides asset management and financial planning to a diverse client base, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor portfolios and frequently utilizes third-party asset managers through discretionary and non-discretionary arrangements.

Jose Fidalgo Cordova is a financial advisor with Kovack Advisors, Inc. based in Ft. Lauderdale, FL, holding a Series 66 credential and 14 years of industry experience. He has been with Kovack Securities, Inc. since 2013. Outside of his advisory role, he serves as treasurer of the Phi Sigma Alpha fraternity’s Alfa Borinquen chapter and is a board member of the Fundación Sigma de la Fraternidad Fi Sigma Alfa, a nonprofit charitable organization. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, banks, and government entities, offering portfolio management, financial planning, and access to sub-advisory programs through a risk-based, model-driven investment process.

Shelby Miller is a CFP® professional with six years of industry experience. He has been with Team Hewins, LLC since 2020 and previously worked at Dorman Financial Management from 2016 to 2020. Team Hewins, LLC provides investment advisory and financial planning services to individual and high-net-worth clients, as well as business entities, trusts, estates, charitable organizations, and employee benefit plans. The firm’s investment approach is guided by an Investment Committee that uses Modern Portfolio Theory to construct model portfolios, implements allocations through mutual funds, ETFs, independent managers, and private investment funds, and offers specialized retirement plan services including ERISA fiduciary roles.

Jean Coulanges is a financial advisor with A.G.P. / Alliance Global Partners in Boca Raton, FL, holding a Series 66 license and five years of industry experience. His background includes roles at Raymond James Financial Services Advisors and American Express. Outside of advisory work, he owns and operates rental real estate properties. A.G.P. / Alliance Global Partners is an SEC-registered investment adviser serving individuals, trusts, corporations, and retirement plans. The firm utilizes an open-architecture investment approach with a focus on international investing and offers a combination of in-house management, third-party managers, and sub-advisers to implement various portfolio strategies.

Christopher Yarosh is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at Securities America Advisors and Beacon Investment Solutions. He also works as a fixed life insurance agent, dedicating a small portion of his time to sales in this area. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pensions, charitable organizations, banks, and municipal entities, employing a combination of internally developed models and third-party managers to construct and manage portfolios.

Ralph Tumolo is a financial advisor with Capital Analysts in Tamarac, FL, holding 44 years of industry experience. He has worked at Lincoln Investment since 2017 and previously spent 13 years at Legend Equities Corporation. Tumolo is also President of Teacher's Financial Services, which focuses on insurance sales and consulting. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm employs discretionary and non-discretionary portfolio management with an in-house investment team that uses proprietary screening processes and offers a range of advisory services and portfolio options.

Hoyt Drynan is a financial advisor at Team Hewins, LLC with one year of industry experience. He holds a Series 65 designation and has previously worked at TCI Wealth Advisors, Vanguard, and Bourgeon Capital Management, among other roles. During his time at the University of Arizona, he was involved with Take Charge Cats, a student organization focused on financial literacy. Team Hewins, LLC provides investment advisory and financial planning services to individual and high-net-worth clients as well as business entities, trusts, charitable organizations, and employee benefit plans. The firm emphasizes a structured investment process led by an Investment Committee, utilizing model portfolios and a range of investment vehicles, while also offering specialized retirement plan services including ERISA fiduciary management.