Brendan Donoghue is a financial advisor with Morgan Stanley in Palm Harbor, FL, holding a Series 66 designation and 17 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Audrey Hirst is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 65 and Series 66 credentials and 11 years of industry experience. Her prior roles include positions at Flagship Bank, Lake Michigan Credit Union, and Pilot Bank. She also serves as a part-time adjunct professor at Baker College. Primerica Advisors sponsors a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through model recommendations managed by third-party asset managers and operates with a large network of advisors and offices.

Gerald Weeks is a financial advisor with Raymond James Financial Advisors, Inc. in Palm Harbor, FL, holding Series 63 and Series 66 licenses and possessing 45 years of industry experience. He has been with Raymond James Financial Services and its affiliates since 2004 and also maintains a role as an independent agent in non-variable insurance since 2005. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary planning and supports various advisory programs, with specialized municipal and public-finance capabilities.

David Turner is a CFP® with 10 years of industry experience and has been with Cetera since 2015. He also maintains a role with Achieva Credit Union. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create customized strategies across various program structures and custodial relationships.

Pamela Price is a financial advisor at Raymond James Financial with 29 years of industry experience. She holds the Series 63 and Series 65 licenses and operates as an independent advisor through Sherpa Wealth Partners, LLC, which she co-owns with her partner. Additionally, she serves as a precinct deputy assisting voters at the Pinellas County Board of Elections. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting supported by analytical tools, and it maintains unique offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

James Livolsi is a CFP® professional with 14 years of experience in the financial services industry. He currently works at Ameriprise and has also been affiliated with Rise Private Wealth Management and Purshe Kaplan Sterling Investments. Outside of his advisory role, he is a co-owner of Rise Tax Strategies, LLC, a tax preparation business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written retirement income plans and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

William Carroll is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 22 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC and Wachovia Bank, N.A. Carroll is also a notary public in Garden City, NY. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Valerie Brown is a financial advisor at Osaic Wealth, Inc. with 20 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Lincoln Financial Advisors and its affiliated firms for over 12 years prior to joining Osaic. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing a range of asset-allocation tools and access to third-party money managers to construct portfolios across various asset classes.

Berni Castillo is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and four years of industry experience. Prior to joining J.P. Morgan Securities in 2022, Castillo worked at Wells Fargo Clearing and Wells Fargo NA from 2015 to 2022. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Robert Carney Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 12 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and has prior experience with Wells Fargo Advisors, LLC and Wells Fargo Private Bank. Outside of his advisory role, he serves on the Architectural Review Board for The Villages of Monterey HOA in Naples, Florida. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Richard J. Cotton is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in financial services. As a Senior Portfolio Manager, he manages discretionary portfolios through his own personalized or defined strategies, which may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. His approach focuses on family wealth management, investment consulting for defined contribution plans, personal retirement planning, portfolio management services, and retirement income strategies. Rick Cotton holds the Chartered Financial Analyst® (CFA®) designation, along with certifications as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a bachelor's degree from the University of Florida and a master's degree from Nova Southeastern University. A lifelong resident of Florida, he is married and has two grown daughters. In addition to his professional work, Richard is active in community service through participation in organizations such as Rotary. His personal interests include fishing, football, and traveling.

Desiree Kennedy is a CFP® and holds the Series 66 designation, with 13 years of industry experience. She has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Todd Demko is a financial advisor at Ameriprise with 25 years of industry experience. He holds a Series 63 designation and previously worked at Flaharty Asset Management, LLC and LPL Financial, LLC. He serves as Treasurer on the Board of Directors for the Rotary Club of Safety Harbor Noon Foundation. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations through a centralized team working alongside advisors.

Sotiraq Qirjollari is a financial advisor at LPL Financial with 14 years of industry experience. He holds the Series 66 designation and has previously worked at Cetera Investment Services and Regions Bank. His additional business activities include a management role at SQ Wealth Management for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a wide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs with both discretionary and non-discretionary management, supported by research and diverse portfolio options.

Nancy Toro Delcid De Figueroa is a financial advisor with LPL Financial in Tampa, FL, holding a Series 66 designation and seven years of industry experience. She previously worked with Merrill and Bank of America from 2016 to 2024. Outside of her advisory role, she is a co-owner of a property management business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management options.

Trevor Glassman is a Series 66 licensed financial advisor at Fidelity in Clearwater, FL, with one year of industry experience. Prior to joining Fidelity Investments, he worked in various roles including at Coastal Cards and Wag, and has operated an entertainment business for five years alongside other ventures. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs. The firm also serves registered investment companies and delivers model portfolios to intermediary platforms.

Lixanelle Roman Valentin is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing, Bank of America, and Merrill. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Robert Chiavacci is a CFP® professional with 43 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors, Inc. He has held prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Chiavacci is a managing partner at CN Wealth Management, an independent firm he co-founded, and serves as a trustee for the Chiavacci Family 2015 Irrevocable Trust. Raymond James Financial Services Advisors, Inc. provides tailored financial planning and investment consulting to a diverse client base, including individual, high-net-worth, institutional, and charitable clients, using analytical tools and risk profiling to guide non-discretionary advisory services.

Teleshia Jones is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 credentials and three years of industry experience. She has worked at Primerica Advisors since 2022 and previously spent 15 years with Orange County Public Schools. Outside of her advisory role, she is co-owner and director of Dynamic Supports and Service, a personal care support service for individuals with developmental or intellectual disabilities. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors while using a tiered wrap fee structure.

Wendy Van Cleve is a financial advisor at Raymond James Financial Services with eight years of industry experience. She holds a Series 66 designation and has worked at firms including Ftb Advisors, Inc. and Alliance Law & Counseling. She is affiliated with Pinnacle Bank/Pinnacle Financial Partners as a bank employee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through its affiliation with a municipal advisor.