Carl Ohlenbusch is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has worked in various roles within USAA-affiliated entities since 2006. Outside of his advisory work, he serves as a trustee for the Coker Cemetery Association, a nonprofit mutual cemetery company in San Antonio. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members, offering a Retirement Income Strategy Report and facilitating referrals to third-party broker-dealers or advisers rather than managing client assets directly.

Benjamin Coppock is a financial advisor at Cary Street Partners with two years of industry experience. He holds a Series 66 designation. Prior to joining Cary Street Partners, he worked at Equitable Advisors and has experience in policy research and technology sectors. He volunteers with Junior Achievement of Central Texas, teaching financial literacy to middle and high school students. Cary Street Partners provides discretionary and non-discretionary investment advisory and financial planning services to a diverse client base, including individuals, retirement plans, trusts, corporations, and institutions. The firm constructs portfolios using a broad investment menu and serves specialized institutional niches such as state and municipal government entities and insurance companies.

Steve Markey is a financial advisor with Arkadios Wealth Advisors in San Antonio, TX, holding a Series 63 license and 30 years of industry experience. Before joining Arkadios in 2022, he worked at Securities America Advisors and Investacorp Advisory Services. Outside of his advisory role, he serves as President and CFO of Home Fashion Technologies, a company specializing in bifold and barn doors, where he stepped in following the deaths of key executives. He is also a board member of HFCC, Inc., an organization focused on building permanent housing for the homeless in San Antonio. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans through a variety of managed accounts, third-party money managers, and financial planning. The firm supports advisors with an internal portfolio team offering model strategies and execution, employing fundamental, technical, and cyclical analysis while also acting as a fiduciary for retirement plan consulting.

Andrew Nicely is a financial advisor at Frost Investment Services with nine years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities and Morgan Stanley. Outside of his advisory role, he manages a rental property in Worthington, Ohio. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs implemented through the Fidelity Managed Account Xchange platform.

Scott Portlock is a CFP® professional based in San Antonio, TX, with 23 years of industry experience. He currently serves as an advisor at Merit Financial Advisors and has previously worked at Commonwealth Financial Network, Global Wealth Advisors, and Purshe Kaplan Sterling Investments. Merit Financial Group, LLC is an SEC-registered firm managing approximately $10.6 billion with 144 advisors and over 14,000 clients. The firm serves a diverse clientele, including individuals, businesses, retirement plan sponsors, and charitable organizations, using a long-term, diversified investment approach with customizable model portfolios and specialized services such as fiduciary and ESOP trustee work.

Kevin Bowman is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has previously worked at Victory Capital Advisers, USAA Financial Advisors, and other financial firms. Outside of his advisory role, he serves as executor and power of attorney for his mother's estate. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services primarily through managed advisory programs with third-party portfolio managers. The firm combines advisory and commission-based channels within a banking and credit union structure.

Hannah Jones is a financial advisor at 1900 Wealth with two years of industry experience. She holds a Series 65 designation and previously worked at Luther King Capital Management and in graduate studies at Texas Tech University. 1900 Wealth serves a diverse client base including individuals, family offices, pension plans, and corporations, offering financial planning, consulting, and investment management. The firm employs a strategic asset allocation approach using low-cost ETFs and mutual funds to build long-term, diversified portfolios tailored to client goals and risk tolerance.

Sarah Harrington is a financial advisor with Frost Investment Services in San Antonio, TX. She holds the Series 66 designation and has four years of industry experience. Prior to joining Frost, she worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Sarah is currently employed with Frost Bank, Frost Investment Services, and Frost Brokerage Services. Frost Investment Services advises a mix of individual, high-net-worth, and corporate clients, providing investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with approximately 179 advisors managing around $3.7 billion in client assets and is notable for its affiliation with a banking institution.

James Sulester Jr is a financial advisor at 1900 Wealth with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at CrowdOut Capital for eight years and Pasadera Capital for three years. 1900 Wealth provides financial planning, consulting, and investment management services to individuals, family offices, pension plans, trusts, estates, corporations, and other entities. The firm utilizes a strategic asset allocation approach with low-cost ETFs and mutual funds, offers family office services, and manages affiliated private funds.

Zachary Treu is a financial advisor with Victory Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and nine years of industry experience. He has worked previously at Equitable Advisors, LLC, and Purshe Kaplan Sterling Investments. Outside of his advisory role, he works as an insurance agent providing property and casualty coverage consultations. Victory Financial Group serves a diverse client base that includes high-net-worth individuals, trusts, estates, retirement plans, small businesses, and charitable organizations. The firm employs an asset-allocation driven investment approach that incorporates fundamental, cyclical, and behavioral analysis to build diversified model portfolios focused on mutual funds and ETFs.

Eric Gallardo is a financial advisor at Sendero Wealth Management, LLC with six years of industry experience. He holds a Series 65 designation and has worked at firms including M9 Solutions, Randolph Brooks Federal Credit Union, Frost Investment Advisors, LLC, and The Hartford. Sendero Wealth Management is a partner-led registered investment adviser serving high net worth individuals, families, endowments, and institutions, typically those with $3 million or more in investable assets. The firm manages approximately $5.8 billion in assets and offers investment management, family office and foundation services, public and private investment selection, and multi-generational legacy planning through an open-architecture model incorporating active and passive strategies as well as alternative and private investments.

Chris Benson is a financial advisor at Wealth Watch Advisors, Inc. in San Antonio, TX, holding Series 63 and Series 65 designations with seven years of industry experience. His prior work includes roles at Valor Wealth Strategies, NYLIFE Securities, LLC, New York Life Insurance, and Rackspace. Wealth Watch Advisors serves a diverse client base including individuals, pension plans, trusts, charitable organizations, corporations, and other registered investment advisers. The firm employs a blend of quantitative, qualitative, and technical methods through third-party model managers and offers discretionary portfolio management, financial planning, and consulting services.

David Doherty is a financial advisor at Merit Financial Advisors in San Antonio, TX, with 32 years of industry experience. He holds a Series 63 designation and has worked at multiple firms including Tax And Financial, Minnesota Life Insurance Co, and ADKF Financial Services. Doherty has a longstanding career spanning over three decades across various financial services roles. Merit Financial Advisors is a multi-team registered investment adviser with more than 260 advisors serving over 20,000 clients. The firm focuses on long-term, diversified portfolios managed through centrally designed models and offers a range of wealth management services including financial planning, retirement plan advice, and employee financial wellness programs.

Penny Jones is a financial advisor at Titleist Asset Management, LLC in San Antonio, TX, with six years of industry experience. She holds the CFP® and Series 65 designations. Her prior experience includes roles at Illumination Wealth Management, Mchenry Capital, LLC, and managing her own firm, Pennyshield Financial, LLC. Jones is also vice president and director of Prewitt Management, a family limited partnership. Titleist Asset Management provides investment advice to individuals, trusts, estates, charitable organizations, and corporate retirement plans. The firm offers customized investment programs using a rules-based Total Return framework and provides discretionary portfolio management, financial planning, and retirement plan consulting.

Rodney Knappick is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His career includes roles at USAA Life Insurance Company and various USAA financial planning and advisory affiliates since 2014. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm emphasizes retirement income planning and refers clients to Charles Schwab for investment products, operating primarily as a referral and advisory intermediary rather than a portfolio manager.

Neil Kalb is a financial advisor at Titleist Asset Management, LLC with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at SWBC Investment Company and USAA Investment Services Company. Kalb is also associated with Titleist Capital, LLC as a registered representative. Titleist Asset Management, LLC provides investment advice to individuals, trusts, estates, charitable organizations, and corporate retirement plans. The firm offers customized portfolio management and financial planning services guided by a rules-based Total Return framework and utilizes an investment committee to oversee its strategies.

Edward Hart is a Series 63 and Series 65 licensed financial advisor with 26 years of industry experience. He has been with Sendero Wealth Management, LLC since 2012, currently serving in the firm’s San Antonio office. Outside of Sendero, Hart holds roles on family office investment committees and manages personal investment entities focused on private equity and risk management. Sendero Wealth Management provides investment advice and comprehensive wealth management services primarily to high-net-worth individuals, multi-generational families, and select institutions. The firm employs a structured guidance process and client-specific investment policies, using a combination of active and passive strategies alongside a due diligence program for third-party managers.

Scott Langham is a financial advisor with Arkadios Wealth Advisors in San Antonio, TX, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Investacorp Advisory Services and Securities America Advisors. He also operates a business known as Whitestone Wealth Management Services. Arkadios Wealth Advisors is an SEC-registered, multi-team firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers customized investment plans implemented through various managed account options and combines fundamental, technical, and cyclical investment analysis.

Joshua Black is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC before joining Frost Bank and its brokerage services in 2019. He serves on the Finance Committee of the Sammons Center For The Arts, a performing arts organization in Dallas. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs using the Fidelity Managed Account Xchange platform, combining model portfolios, third-party managers, and optional tax and ESG overlay services.

Michael Sierra is a CFP® professional at 1900 Wealth with three years of industry experience. He previously worked at First Financial Trust & Asset Management for four years and Argent Trust Company for seven years. 1900 Wealth serves a diverse client base including individuals, family offices, and institutional entities, offering financial planning, consulting, and investment management. The firm emphasizes strategic asset allocation and uses low-cost ETFs and mutual funds to build diversified portfolios tailored to client goals and risk tolerance.