Alida Lupari is a Senior Financial Advisor affiliated with Merrill Lynch Wealth Management. She brings experience in corporate benefits, personal retirement planning, portfolio management services, and retirement income, with a commitment to helping clients integrate their financial goals into long-term strategies. Alida began her career at Merrill in 1999 within the Retirement Benefits Group and held various positions before joining ING in 2005 as a Client Relationship Manager for multi-billion dollar corporations administering 401(k) plans. She returned to Merrill Lynch Wealth Management in 2010 to serve as a financial advisor. Alida holds a Bachelor's Degree from the University of Central Florida and holds the Personal Investment Advisor (PIA) designation. Residing in Jacksonville since 1999, Alida lives in the Southside area with her spouse and three children. Her family enjoys traveling and spending time outdoors.

Piero Carhuamaca is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Bank of America, Citigroup Global Markets, Raymond James & Associates, and The Legends of Real Estate. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Joshua Bowlus is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. He has been with Fidelity Investments since 2008, progressing through roles including Financial Consultant, Portfolio Specialist, Client Management Representative, Fixed Income Specialist, Investment Solutions Representative, and Financial Representative. Joshua's expertise encompasses investment strategies, retirement planning, income planning, college savings, and estate planning considerations. He emphasizes a straightforward and thorough approach to help clients understand their financial plans and strives to improve their financial well-being and peace of mind. He holds insurance licenses in Arkansas and California. Outside of work, Joshua enjoys cooking and baking, family activities, exploring food, playing musical instruments, music, and traveling.

Yann Perez Solis is a financial advisor with Fidelity in Jacksonville, FL, holding a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, he has worked in various roles across transportation, banking, and government sectors, including positions at Swift Transportation, the Internal Revenue Service, and Banco Popular. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Daniel Dollar is a Financial Consultant at Fidelity Investments, where he has been working since 2019 in various roles. He currently helps clients work toward their financial goals by actively listening to their needs and identifying concerns. Using his financial knowledge along with Fidelity's resources, he guides clients to appropriate next steps. Daniel's experience at Fidelity includes positions such as Financial Consultant I, Regional Center Planning Consultant, and Workplace Planning Consultant across multiple levels. This progression reflects his engagement with client financial planning and workplace consulting. He holds insurance licenses in Arkansas and California.

Ashleigh Provencher is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. Prior to joining Fidelity in 2022, she held positions at Florida State College at Jacksonville and Bank of America. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, through a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its use of AI and systematic methodologies in managing diversified model portfolios across mutual funds, ETFs, and ETPs.

Sean Rhodes is a financial advisor with Fidelity Investments in Jacksonville, FL, holding a Series 66 designation and five years of industry experience. His career includes multiple tenures at Fidelity and Merrill Lynch, as well as roles at Citigroup Wealth Management and Tesla. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a range of retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Kristin Ramos is Vice President and Financial Consultant at Fidelity Investments. In this role, she focuses on translating Fidelity's platform and resources into personalized wealth strategies tailored to her clients' goals. She emphasizes proactive guidance, transparent communication, and long-term alignment to ensure clients feel supported and informed. Kristin has been part of Fidelity Investments since 2011, progressing through several roles including Financial Representative, Premium Relationship Associate, Investment Solutions Representative, Retirement Solutions Representative, Relationship Manager, Senior Relationship Manager, and Financial Consultant prior to her current position. Outside of her professional responsibilities, Kristin enjoys boating, fishing, fitness, and engaging in family activities.

Joseph Hannigan is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds a Series 66 designation and has worked at various J.P. Morgan entities since 2016. Outside of his advisory role, he is a sports official with Mark Kedziora, an activity he has been involved with since 2000. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Jim Wilcox IV is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Bank of America, N.A. and Merrill since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated within Bank of America’s broader platform, providing access to a wide array of products and services.

Jessica Farrar is a financial advisor with Merrill based in Jacksonville, FL, holding a Series 66 designation and 13 years of industry experience. She has been with Merrill since 2009 and concurrently with Bank of America since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s broader platform, providing access to various products and services beyond traditional investment management.

Teb Yu is a financial advisor with Charles Schwab in Jacksonville, FL, holding a Series 63 designation and 28 years of industry experience. He has been with Charles Schwab since 2003, including over two decades at Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by research from Schwab Center for Financial Research.

Eric Gregson is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with LPL Financial since 2014 and has a long-term association with Vystar Credit Union dating back to 2002. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing research and model portfolios from internal and third-party sources.

Adam Perkins is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked in various roles at Fidelity Investments since 2018, with additional experience in other industries including insurance and service. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios and manages multiple registered investment companies along with an IRS-qualified Charitable Gift Fund.

Riaan Spanjer Furstenburg is a financial advisor at Merrill with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Merrill since 2014 and at Bank of America since 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Brandon Heitzhaus is a Wealth Management Planning Consultant at Fidelity Investments. In this role, he collaborates with clients and their families nationwide, utilizing a goal planning approach to support informed financial decision-making. Heitzhaus has been with Fidelity Investments since 2013, progressing through roles including Financial Representative from 2013 to 2018, Relationship Manager from 2018 to 2020, and Planning Consultant from 2021 to the present.

David Rice is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for SWBC Investment Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios from multiple sources.

Stephen Fenech is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked with various divisions of Fidelity since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across diverse investment vehicles. The firm is notable for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of advanced technologies such as AI in its research processes.

Christopher Pelesko is a financial advisor with Merrill, holding a Series 66 credential and 11 years of industry experience. He has worked at both Merrill and Bank of America since 2015. Outside of his advisory role, he is the sole owner of a rental property business in Jacksonville, Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates with Bank of America’s corporate platform, providing access to a wide range of products and services.

Anthony Ferranolo is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at both Bank of America, N.A. and Merrill since 2016. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.