John Doney is a financial advisor with Kestra Advisory in San Diego, CA, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior work includes roles at Kestra Investment Services, LLC, Intervest International Equities Corp, and nearly three decades of service in the United States Navy. In addition to his advisory work, he operates a consulting business providing expert advice to the U.S. military and government on a contract basis. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, including large institutional investors such as sovereign wealth funds. The firm provides fiduciary services, investment due diligence, and access to multiple management platforms, supporting both discretionary and non-discretionary investment approaches.

John Lord is a CFP® and CFA® with 26 years of industry experience. He has been with Independent Financial Group, LLC since 2013. Outside of his advisory role, he is a 50% owner of a restaurant business in San Diego. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and provides access to advisory programs via its AccessPoint platform and third-party asset managers.

David Mclenachen Jr. is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 65 credentials. He has 33 years of industry experience and has operated Mclenachen Financial, Inc. since 1997, where he also serves as president overseeing tax preparation and accounting services. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through an open-architecture platform utilizing multiple custodians and money managers.

Andre Tueros is a CFP® professional with a Series 66 designation currently affiliated with Focus Partners Wealth, LLC. He has held roles at several firms including Corient, Equitable Advisors, LLC, and Mercer Advisors, accumulating experience since 2023. His background also includes positions in education and service industries. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, corporate, retirement plan, and institutional clients, offering a range of investment management and wealth services. The firm employs a long-term, tax- and fee-sensitive approach using enhanced open architecture with fundamental and quantitative analysis, integrating various asset classes and third-party managers.

Miralia Pacheco is a financial advisor at Voya Financial Advisors, Inc. with 28 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Voya Financial Advisors since 2014, following prior roles at Reliastar and as an independent insurance agent. Pacheco also has a background in financial services dating back to 1996. In addition to her advisory work, she operates as an independent insurance agent specializing in the sale of fixed insurance products. Voya Financial Advisors, Inc. is a dual-registered SEC investment adviser and broker-dealer serving individuals, employer-sponsored retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management, and brokerage and insurance product distribution through a model portfolio and third-party strategist approach, primarily managing assets on a non-discretionary basis.

Jacob Gedis is a financial advisor at Valic Financial Advisors with six years of industry experience. He holds a Series 66 designation and has worked previously at Fidelity Investments and Northwestern Mutual. Outside of his advisory role, Gedis serves on the board of the Little Italy Association in San Diego, where he assists with fundraising and local business outreach for community projects. Valic Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning through a large network of advisors. The firm uses discretionary unified managed accounts with access to third-party models and overlays, operating at scale with over 1,200 advisors and approximately $29.2 billion in assets under management.

Alan Goldberg is a financial advisor at Citigroup Global Markets with 45 years of industry experience. He has been with Citigroup since 2007 and holds Series 63 and Series 65 designations. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and maintains significant in-house research and market roles, combining large institutional scale with specialized market functions.

David Krakauer is a CFA® charterholder with 10 years of industry experience. He is currently with Mercer Global Advisors Inc. in San Diego, where he has worked since 2022. His prior experience includes roles at Epstein & White Retirement Income Solutions and Altegris Investments LLC. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, focusing on globally diversified, risk-appropriate portfolios with strategic use of low-cost index vehicles and tax management.

Joseph Davies is a financial advisor at Wealth Enhancement Advisory Services, LLC with one year of industry experience. He holds a Series 66 designation and has previously worked at firms including LPL Financial LLC and Merrill Lynch. His background also includes entrepreneurial ventures and roles outside of finance, such as involvement with the Anthony Newman Sports Camp. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment process that blends passive and active management, overseen by an internal Investment Committee.

David Wohl is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 13 years of industry experience. His previous roles include positions at Northwestern Mutual Wealth Management Company, CUSO Financial Services, and Clinton Cooper. Outside of his advisory work, he serves as a soccer coach for the Associated Students at San Diego State University. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operations, technology, compliance, and practice-management support to affiliated advisors.

Brian Elliott is a Certified Financial Planner (CFP®) with 26 years of industry experience. He has been with Valic Financial Advisors since 2009 and also holds a position at Agia related to non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning through a large network of advisors, utilizing discretionary unified managed accounts and overlay services through a centralized technology platform.

Ethan Brackett is a financial advisor at Voya Financial Advisors, Inc. with 10 years of industry experience. He holds a Series 66 designation and has been with Voya since 2015. Outside of his advisory role, Brackett serves as president of a homeowners association and performs as a magician for clients. Voya Financial Advisors, Inc. provides investment advisory, brokerage, financial planning, and retirement plan services to a diverse client base including individuals, charitable organizations, corporations, and plan sponsors. The firm offers a range of investment programs, including model portfolios and unified managed accounts, and operates both discretionary and non-discretionary advisory services combined with an active broker-dealer platform.

Robert Holcomb is a Series 65 licensed financial advisor with 19 years of industry experience. He is currently with Valic Financial Advisors and has previously worked at CUSO Financial Services, Cadaret Grant & Co, Atria Wealth Solutions, and other firms. Valic Financial Advisors serves primarily U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Andrew Vaughn is a financial advisor with Commonwealth Financial Network in San Diego, CA. He holds Series 63 and Series 66 licenses and has 32 years of industry experience. Prior to joining Commonwealth in 2021, he spent 13 years at an independent financial group. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Colleen Gepp is a Certified Financial Planner (CFP®) with 28 years of industry experience. She is currently with Focus Partners Wealth, LLC and has previously worked at HoyleCohen, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, institutions, and businesses. The firm employs a long-term investment approach that combines active and passive strategies within a tax- and fee-sensitive framework and offers a broad range of fiduciary, tax, business management, and family office services.

Benjamin Treadwell is a financial advisor with First Citizens Investor Services, Inc., holding Series 65 and Series 66 licenses and bringing 22 years of industry experience. His background includes 15 years at LPL Financial, two years at D.A. Davidson, and one year at Solomon Edwards before joining his current firm in 2025. First Citizens Investor Services, Inc. provides investment advisory, brokerage, and licensed insurance services to individuals, pension plans, corporations, and charitable organizations. The firm employs a mix of strategic and tactical asset-allocation approaches and offers both discretionary and non-discretionary management, with services including portfolio management through model portfolios, separately managed accounts, and an automated Guided Investing platform.

Alexis Cannon is a financial advisor at Commonwealth Financial Network with 12 years of industry experience. She holds the Series 66 designation and has been with Commonwealth since 2015. Based in San Diego, CA, Alexis works within a national firm that supports a large network of advisors. Commonwealth Financial Network is a registered investment adviser serving approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including discretionary model portfolios, personalized indexing, and retirement plan consulting, while providing operational, technological, and compliance support to its affiliated advisors.

David Boothby Jr. is a financial advisor at Commonwealth Financial Network with nine years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for five years and Texas Hydraulics Inc. for twenty years. Outside of his advisory role, he is a co-owner of Cedarwood Financial Partners, LLC, a private entity established to facilitate advisory business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs including wealth management and retirement plan consulting. The firm provides operational, trading, technology, and compliance support while enabling advisors to construct client portfolios from diverse securities and insurance products.

Shelley Pearson is a financial advisor at Commonwealth Financial Network with 26 years of industry experience. She holds Series 65 and Series 63 credentials and has worked previously at CUSO Financial Services, LP, Independent Financial Group, and Capstone Investments. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of nearly 2,900 advisors serving individual and institutional clients. The firm offers a range of managed-account programs, access to third-party asset managers, and custodial services, providing both discretionary and nondiscretionary portfolio management options.

Elliot James is a financial advisor with Cerity Partners LLC, holding Series 63 and Series 65 credentials and three years of industry experience. His prior experience includes roles at Northwestern Mutual Investment Services LLC and Entrewealth, LLC. Cerity Partners provides customized wealth management services to a diverse national clientele, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation and manager selection strategies, offering services such as portfolio management, financial planning, retirement consulting, and access to private-market investments.