Neal Brandhorst is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 and Series 63 designations. His prior experience includes seven years at TD Ameritrade and a one-year role at the University of Texas at Arlington. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized custody and supervisory infrastructure.

Haley Combs is a financial advisor with Charles Schwab holding a Series 66 designation and has under one year of industry experience. Prior to joining Schwab, Haley worked at Voyage Executive Partners, LLC and CycleBar. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Benjamin Goscha is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has eight years of industry experience. He has worked at Charles Schwab since 2022 and previously spent seven years at TD Ameritrade in related roles. Before entering the financial industry, he worked at the University of Nebraska at Omaha and Jimmy Johns. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and access to discretionary separately managed accounts, leveraging multi-asset model portfolios and rigorous due diligence processes.

Brett Erving is a financial advisor with Charles Schwab and Co., Inc. in Westlake, TX, holding Series 66 and Series 63 credentials and bringing 17 years of industry experience. His prior roles include positions at TD Ameritrade, Tata Consultancy Services, Advancial Federal Credit Union, SelectQuote, and TIAA-CREF. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment solutions supported by a multi-asset model portfolio approach.

Matthew Dieb is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. Prior to joining Charles Schwab, he spent several years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Heather Carlson is a financial advisor at Charles Schwab with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2021, following a 12-year tenure at TDAmeritrade Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with access to alternative investments and a centralized operational structure.

Reagan Tucker is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 designations and has held prior positions at First Command Financial, TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Jordan Beck is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. His work history includes multiple roles at Charles Schwab and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with discretionary separately managed accounts, offering multi-asset model portfolios and alternative investment options supported by centralized custody and operational infrastructure.

Joshua Rojas is a financial advisor at Charles Schwab with a Series 66 designation and nine years of prior experience at Bellco Credit Union. He has been with Charles Schwab since 2025. Charles Schwab & Co., Inc. serves a large client base of mainly high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by research from Schwab Center for Financial Research.

Nathan Griffin is a financial advisor at Charles Schwab with three years of industry experience and holds Series 63 and Series 66 licenses. His prior experience includes roles at TD Ameritrade and Rethink Wealth. Outside of advising, he manages a rental property in Fort Worth, Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Daniel Moncanut is a financial advisor at Charles Schwab with five years of industry experience. He holds the Series 66 and Series 63 licenses. Prior to joining Charles Schwab, he worked at TD Ameritrade and has experience outside finance as a soccer referee with the Texas Association of Sports Officials. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers centralized custody and operational support.

Rick Kinnard is a financial advisor at Charles Schwab with eight years of industry experience. He holds Series 63 and Series 66 licenses. His prior work experience includes roles at TD Ameritrade, AeroTek, Electro Enterprises, and The Home Depot. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios, combining advisory, brokerage, custody, and cash-sweep services in an integrated structure.

Collin Day is a financial advisor with Cambridge Investment Research Advisors in Keller, TX, holding a Series 66 designation and 18 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2016 and is also affiliated with Granite Financial Group. Outside of his advisory roles, he is involved with Women’s Wealthnasium LLC as an educator. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent professionals, offering multiple portfolio management strategies tailored to client objectives.

Rosalie Smith is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and four years of industry experience. Her work history includes roles at Charles Schwab Bank, Brenham National Bank, Starbucks, Massage Heights, and R2 Wellness. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides centralized supervisory, custody, and order-routing services.

Sean Flood is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has worked with Charles Schwab since 2019 and previously held roles at Key Investment Services LLC, KeyBank NA, Bank of America, N.A., and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a centralized operational structure serving a large client base.

Johnny Fowler is a CFP® professional with 16 years of industry experience. He is currently an advisor at Edward Jones and has previously worked at Integrated Advisors Network, LLC/Paragon Wealth, TCG ADVISORS LP/HUB International, and McElhenny Sheffield Capital Management, LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Theodore Walker III is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 66 and Series 63 licenses and has worked with various Fidelity entities since 2014, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Jeanmarc Chemla is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliate since 2005. In addition to his advisory role, he is involved in independent insurance brokering, focusing on disability income through Guardian Life. Ameriprise offers a retirement-income planning service tailored for individuals with significant investable assets, combining research, modeling, and tax-efficiency strategies to provide written, non-discretionary recommendations. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Stephen Decoursey is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having six years of industry experience. His career includes roles at Charles Schwab Premier Bank, Charles Schwab Bank, TD Ameritrade, Truist Financial Corp., and Horizon Bank. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset model portfolio investment approach supported by centralized custody and operational infrastructure.

Heather Smith is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and bringing 15 years of industry experience. She previously worked at TD Ameritrade Investment Management and TD Ameritrade from 2010 to 2022. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offering a centralized operational structure.