Briana James is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and two years of industry experience. She has prior experience with Charles Schwab & Co., Inc., as well as in the insurance sector with Jim Bridges State Farm and Betsy Cole Farmers Insurance. Outside of her advisory role, she designs and produces handmade art, managing sales and content creation through Etsy. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using proprietary research tools, with trades executed only upon client authorization.

John Talleur is a CFP® professional with 10 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, having worked within various Charles Schwab entities since 2015. His experience spans roles at Schwab Wealth Advisory Inc., Schwab Private Client Investment Advisory, Inc., and Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with client authorization required for trades.

Bradley Reese is a CFP® and ChFC® with 21 years of industry experience. He is currently with Schwab Wealth Advisory Inc. and has held roles at Charles Schwab and Co., TD Ameritrade Inc., and Merrill. Reese is based in Westlake, Texas. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Reade Achilli is a CFP® with three years of industry experience, currently affiliated with Schwab Wealth Advisory in Westlake, TX. He has held roles at Charles Schwab & Co., Inc. since 2026 and previously worked at Bank of America and UBS Financial Services. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations, with guidance based on proprietary asset-allocation models and research tools.

Lakyia White is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. She holds the Series 66 designation and has worked in various roles within Charles Schwab & Co., Inc., including Schwab Private Client Investment Advisory and Schwab Wealth Advisory, Inc. Prior to joining Schwab, she held positions at Asset Campus Housing, ReMax Cortiers, Servitas Management Company, Fluent, Zipcar, and Texas A&M University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services focus on asset allocation and investment selection guided by Schwab’s internal research and standard models, with trades executed only with client authorization.

Allen Kozel is a CFP® professional at Cerity Partners LLC with 11 years of industry experience. He has worked at Cerity Partners since 2021 and previously held roles at Envoy Advisory Inc., Odyssey Wealth Management, and First Allied Advisory Services, INC. He holds the Series 66 designation. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, institutions, and business entities, providing customized wealth management services such as investment management, financial planning, and retirement consulting. The firm combines quantitative screening and manager selection with direct security selection and offers access to alternative and private market solutions for qualified clients.

Lydia Geisler is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Charles Schwab in various capacities since 2014. Outside of her advisory role, she manages a rental property in Carrollton, Texas. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is guided by Charles Schwab’s asset-allocation models and internal research tools, with client-approved trade execution and annual account reviews.

William Nelson is a financial advisor with Guardian Life in Southlake, TX, holding Series 63 and Series 66 designations and 23 years of industry experience. His work history includes roles at Hilltop Securities Inc., Momentum Independent Network Inc., and currently Park Avenue Securities. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and proprietary as well as third-party platforms.

Gary Calmes is a CFP® professional with 19 years of experience in financial advising, currently affiliated with Cetera Planning Partners. He has extensive experience through his own firm, Calmes Financial, and has served on the Denton Fire Pension Board since 2014. Outside of his advisory work, Calmes holds board positions at Denton Calvary Academy and the Woman to Woman Pregnancy Resource Center, and serves as an elder at Denton Bible Church. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees with services that include investment management, comprehensive financial planning, and Social Security optimization. The firm’s investment approach emphasizes diversified allocations using mutual funds and ETFs, supported by integrated ancillary services such as tax planning and estate strategies.

David Jamison is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has been with Charles Schwab and its affiliated entities since 2011. In addition to his advisory role, he provides financial counseling to members of Paradox Church in Fort Worth, Texas. Schwab Wealth Advisory, Inc. offers non-discretionary fiduciary investment advice and financial planning primarily to clients in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored annually to each client’s goals and risk tolerance.

Brooke Heidelbaugh is a financial advisor at Focus Partners Wealth, LLC with two years of industry experience. She holds the Series 65 designation and previously worked at Buckingham Strategic Wealth, LLC. Prior to her advisory career, she spent four years at Texas A&M University and three years at Trinity Christian Academy. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients, providing a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Xin Hao is a CFP® professional with 12 years of industry experience, currently serving with Schwab Wealth Advisory Inc. in Westlake, TX. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., Inc., Xin worked at Wells Fargo Clearing for eight years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Rohan Pritmani is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. His prior roles include positions at Charles Schwab & Co. and work in education and tutoring. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance uses standard asset-allocation models and internal research tools, with recommendations tailored to individual goals and risk tolerance.

Daniel Cummins is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has previously worked at Bank of America Private Bank, TIAA, Wells Fargo Clearing, and Chase Investment Services. Outside of his advisory role, he manages a residential rental property in Irving, Texas. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm’s guidance is based on proprietary asset-allocation models and internal research, with client-specific recommendations reviewed at least annually.

Amanda Sessler is a CFP® certified financial advisor with 15 years of industry experience. She currently works at Focus Partners Wealth, LLC and previously spent 16 years at Clintsman Financial Planning followed by a year at Buckingham Strategic Wealth, LLC. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, family offices, and institutional clients, offering comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Joshua Torres is a CFP®-certified financial advisor with 19 years of industry experience. He currently works at Schwab Wealth Advisory, Inc. and has previously held roles at Charles Schwab & Co., Wells Fargo Clearing, Merrill, and Morgan Stanley & Co. LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations based on individual goals and risk tolerance.

Sherese Calvert is a financial advisor at Schwab Wealth Advisory with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Schwab Wealth Advisory Inc. since 2020, following earlier work at Charles Schwab & Co., Inc. starting in 2011. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, with personalized recommendations and at-least-annual reviews tailored to clients’ goals and risk tolerance.

Maxwell Mitcham is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and five years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab & Co. since 2026 and previously held roles at JP Morgan Chase Bank, J.P. Morgan Securities, and Wells Fargo Clearing Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset allocation models and internal research tools, with investment decisions executed only upon client authorization.

Cassandra Altom is a financial advisor with Truist Advisory Services who holds Series 63 and Series 65 designations and has 21 years of industry experience. She has worked at Truist Advisory Services and Truist Investment Services since 2021 and previously held roles at BBVA Securities Inc., BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, and COMPASS Bank. Outside of her advisory work, she operates a small craft business making personalized tumblers and other items. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a mix of discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools, and emphasizes inter-affiliate integration in its service delivery.

Kristina Love is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and seven years of industry experience. Her career includes roles at Charles Schwab & Co., Bank of America, and Merrill. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and selected Charles Schwab & Co.-referred clients. The firm’s approach is guided by Schwab’s asset-allocation models and internal research, offering tailored recommendations with trades executed only upon client authorization.